Texas Surety Bonds

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There are over 150 different types of Texas surety bonds needed by various professionals to operate legally in the state.

Our Texas bond guide below explains who needs a surety bond and the bonding process, in addition to helping you find the right surety bond.

What is a Texas Surety Bond?

A Texas surety bond is any type of bond required by an obligee for you to legally conduct work in the State of Texas (this also entails any court bonds needed for Texas court proceedings).

Obligees (the entities requiring the bonds) include The Secretary of State, municipalities like Austin and Houston, the Texas Department of Licensing and Regulation, and other regulatory bodies.

What is the Purpose of a Surety Bond?

A surety bond acts as a form of credit to you. It will pay your customers if you fail to complete the agreed-upon work. Or, in the case of some commercial bonds like a sales tax bond, it pays the government if you default on contractual obligations, such as remitting sales tax. The exception is a fidelity bond, which protects you or your clients from dishonest employees who may commit theft, embezzlement, forgery, etc.

It's important to understand how surety bonds work and that you're responsible for paying claims. You can take a look at our guide to learn how to get bonded in Texas to learn more.

Which Surety Bond in Texas Do You Need?

The obligee (the one requiring you to get the bond) should be able to provide a copy of the Texas surety bond form you need. However, if you are still early in the application process and haven't been given any forms, understanding the three main categories of surety bonds is a good place to begin your search.

  • License and permit bonds - these types of bonds are required for various professionals to operate legally. Auto dealer bonds, mortgage broker bonds, and athlete agent bonds are some examples. Notary bonds for notary publics also fall into this category.
  • Contractor bonds – businesses and individuals working on public construction projects are likely required to obtain a contractor bond. These contract bonds may include bid bonds, performance bonds, and payment bonds.
  • Court bonds – Texas courts require these bonds for a variety of purposes. These include probate bonds or judicial bonds.

If you're unsure which bond type you need, you can use our find your bond tool or contact one of our surety bond experts.

Find Your Surety Bond

bonds found
Texas (City of Copperas Cove, TX) Solicitation Bond City of Copperas Cove, Texas Copperas Cove Apply
Texas (City of Port Aransas, TX) General Contractor Bond City of Port Aransas Port Aransas Apply
Texas 7-11 Preformance Bond 7-Eleven, Inc. Dallas Apply
Texas Annual Contractor License Bond (City of Austin, TX) City of Austin Austin Apply
Texas Athlete Agent Bond Secretary of State Austin Apply
Texas Athlete Agent Financial Services Bond Secretary of State Austin Apply
Texas Atmos Energy Utility Deposit Bond Atmos Energy Corporation Dallas Apply
Texas Barber School Bond Texas Department of Licensing and Registration Austin Apply
Texas Bingo Prize Fees Bond Texas Lottery Commission Austin Apply
Texas Blanket Building & Construction Bond City of El Paso - Development Services Dept El Paso Apply
Texas Blanket Building and Construction Bond (Town of Horizon City) Town of Horizon City El Paso Apply
Texas Blanket Performance Bond Railroad Commission of Texas: Oil & Gas Division Austin Apply
Texas BNSF Railway Company-Transportation Charges Bond BNSF Railway Company Fort Worth Apply
Texas Book/Magazine Solicitors Bond City of Euless Police Dept Euless Apply
Texas Building Contractor's Bond (City of Abilene) City of Abilene Abilene Apply
Texas Business Opportunity Seller Bond SECRETARY OF STATE - Statutory Documents Section Austin Apply
Texas Centerpoint Energy Utility Bond CenterPoint Energy Houston Apply
Texas Certificate of Title Bond Texas Department of Motor Vehicles Houston Apply
Texas Child and Adult Care Food Program Bond Texas Department of Agriculture Austin Apply
Texas City of Galveston, TX -(Local) Payment & Performance Bond City of Galveston Galveston Apply
Texas City of Irving Water-Wastewater Connection Permit Bond City of Irving Irving Apply
Texas City of Sonora Electrical Contractor Bond City of Sonora Sonora Apply
Texas Combative Sports Bond For Gross Receipts Tax TX Dept of Licensing and Regulation Austin Apply
Texas Combative Sports Promoter Bond Texas Department of Licensing and Regulation Austin Apply
Texas Commercial Telephone Solicitor Bond Charitable Trust Section Consumer Protection Division Austin Apply
Texas Conduct Surety Bond Texas Alcoholic Beverage Commission Austin Apply
Texas Consumer Debt Management Services Bond The Office of Consumer Credit Austin Apply
Texas Continuous Bond of Seller (Sales Tax) Dept. of Licensing Austin Apply
Texas Continuous Manufactured Housing License Bond Dept of Housing and Conmmunity Affairs - MHD Austin Apply
Texas Contract/Alternating Resident and Non Resident Brewers and Manufactures Fee Interest Bond Texas Alcoholic Beverage Commission Austin Apply
Texas Contractor License - Galveston, TX Bond City of Galveston, TX Galveston Apply
Texas Contractor License Bond (City of Amarillo, TX) City of Amarillo Amarillo Apply
Texas Contractor License Bond (El Campo, TX) City of El Campo El Campo Apply
Texas Contractors Bond (City of Midland, TX) City of Midland Midland Apply
Texas Credit Services Organization Bond Secretary of State Austin Apply
Texas CREDIT SERVICES ORGANIZATION SURETY Bond STATE OF TEXAS Austin Apply
Texas Customs Broker Bond Texas State Comptroller Houston Apply
Texas Development Services Blanket Building and Construction Bond City of El Paso El Paso Apply
Texas Development Services Dept Blanket Building & Construction Bond City of El Paso El Paso Apply
Texas Discount Health Care Program Operator Bond Texas Department of Insurance Austin Apply
Texas Driver Education School Bond Texas Education Agency Austin Apply
Texas Driver Education School Bond TEXAS EDUCATION AGENCY Austin Apply
Texas El Paso, TX, Engineering & Construction Management Blanket Building & Construction Bond City of El Paso El Paso Apply
Texas Engineering & Construction Management Blanket Building & Construction Bond City of El Paso El Paso Apply
Texas Environmental Monitoring Facility Removal Closure and Restoration Bond City of Houston Department of Public Works Houston Apply
Texas Equipment Use Bond BNSF Railway Fort Worth Apply
Texas For-Profit Legal Services Contracts Bond Department of Licensing and Regulation Austin Apply
Texas General Contractor Bond (City of Lockhart, TX) City of Lockhart Lockhart Apply
Texas General Contractor License Bond City of Galveston Galveston Apply
Texas General Contractor's Bond City of Olmos Park San Antonio Apply
Texas Grain Warehouse Schedule D- Operator Bond Texas Department of Agriculture Austin Apply
Texas Gross Receipts Tax Bond Texas Comptroller of Public Accounts Austin Apply
Texas Guaranty Bond City of Dallas Water Department Dallas Apply
Texas Health Spa Bond Secretary of State Austin Apply
Texas Home Improvement Contractor Bond (City of Converse) City of Converse Converse Apply
Texas Home Improvement Contractor's/Salesman Bond City of Kirby San Antonio Apply
Texas Insurance Agency Bond Department of Insurance Austin Apply
Texas International Fuel Tax License Bond Comptroller of Public Accounts Austin Apply
Texas Liquor Tax Bond Texas Alcoholic Beverage Commission Austin Apply
Texas Medicaid Provider Bond Medicaid & Health Partnership Austin Apply
Texas Metal Recyclers, Metal Dealers or Secondhand Resellers Bond City of Houston, TX Houston Apply
Texas Money Services Bond Texas Banking Commissioner Austin Apply
Texas Mortgage Lender Bond Dept of Savings and Mortgage Lending Austin Apply
Texas Motor Fuels Tax (Diesel) Continuous Bond Comptroller of Public Accounts Austin Apply
Texas Motor Fuels Tax (Gasoline) Continuous Bond Comptroller of Public Accounts Austin Apply
Texas Motor Vehicle Dealer Bond Department of Transportation - Motor Vehicle Division Austin Apply
Texas Navigator Entity Bond Texas Department of Insurance-Financial Regulation Austin Apply
Texas Nursing Homes Bond Texas Department of Aging & Disability Services Austin Apply
Texas Outdoor Advertisers Bond Department of Transportation Austin Apply
Texas Over Axle and Over Gross Weight Tolerance Permit Bond Dept. of Motor Vehciles, Motor Carrier Division Austin Apply
Texas Paving Bond (City of Dallas) City of Dallas Dallas Apply
Texas PERSONNEL EMPLOYMENT SERVICES SURETY Bond Texas Department of Licensing and Regulation Austin Apply
Texas Pole Attachement Bond AEP Texas Central Company Corpus Christi Apply
Texas Polygraph Examiner Bond Department of Licensing and Regulation Austin Apply
Texas Private Child Support Enforcement Agencies Bond Texas Department of Banking Austin Apply
Texas Professional Employer Organization Bond Texas Department of Licensing and Regulation Austin Apply
Texas Public Insurance Adjuster Bond Texas Department of Insurance Austin Apply
Texas Public Safety Organization, Independent Promoter Bond Texas - Office of Attorney General Austin Apply
Texas Real Estate School Bond Texas Real Estate Commission Austin Apply
Texas Residential Mortgage Loan Servicer Bond Dept of Savings and Mortgage Lending Austin Apply
Texas Residential Service Company Bond Texas Real Estate Commission Austin Apply
Texas Sales Tax Bond Texas Comptroller of Public Accounts Austin Apply
Texas Service Contract Provider Bond State of Texas Austin Apply
Texas Service Contract Provider Surety Bond State of Texas Austin Apply
Texas Sexual Oriented Business Bond (County of Ector) Ector County- Sgt. Lewis Odessa Apply
Texas Staff Leasing Service Bond TX Dept of Licesning and Regulation Austin Apply
Texas Subscription Program Bond Texas Department of Health Austin Apply
Texas TABC - Performance Bond Texas Alcoholic Beverage Commission Austin Apply
Texas TALENT AGENCY BOND Texas Depertment of Licensing and Regulation Austin Apply
Texas Tax Bond Texas Alcoholic Beverage Commission Austin Apply
Texas Taxable Fuel Bond Certification Department of the Treasury Houston Apply
Texas Telephone Solicitation Bond Office of Attorney General Austin Apply
Texas Texas Escrow Officers Schedule Bond Texas Department of Insurance Austin Apply
Texas Texas-New Mexico Power Company Utility Bond Texas New Mexico Power Company Lewisville Apply
Texas Third Party Debt Collector Bond Secretary of State, Statutory Documents Section Austin Apply
Texas Title Insurance Agent's Direct Operation's Bond Department of Insurance Austin Apply
Texas Utility Deposit Bond CenterPoint Energy, Inc. Houston Apply
Texas Utility Deposit Bond (City of Houston) City of Houston Houston Apply
Texas Utility Payment Bond (Desoto, TX) City of Desoto Desoto Apply
Texas Utility Services Bond ATMOS ENERGY Dallas Apply
Texas Vendor's Bond CITY OF PLACIOS Palacios Apply
Texas Veterans Organization Solicitor's Bond Secretary of State Registrations Unit Austin Apply
Texas Wage and Welfare Bond (Local Union #68) U.A. Plumbers Local Union No. 68 Houston Apply
Freight Broker Bond (BMC-84) FMCSA N/A Apply
Auto Dealer Bond (motor vehicle dealer bond) Varies Varies Apply
Contractor License Bond Varies Varies Apply
Mechanics Lien Bond Varies Varies Apply
Customs Bond CBP N/A Apply
Health Club Bond Varies Varies Apply
Medicare/Medicaid Bond (DMEPOS) Varies Varies Apply
Insurance Broker Bond Varies Varies Apply
Public Adjuster Bond Varies Varies Apply
Surplus Lines Broker Bond Varies Varies Apply
Title Agency Bond Varies Varies Apply
Mortgage Broker Bond Varies Varies Apply
Mortgage Lender Bond Varies Varies Apply
Vehicle Title Bond (bonded title) Varies Varies Apply
Reclamation Bond Varies Varies Apply
Alcohol/Liquor Bond Varies Varies Apply
Brewers Bond Varies Varies Apply
CPEO Bond (Certified Professional Employer Organization) IRS N/A Apply
Collection Agency Bond Varies Varies Apply
Fuel Tax Bond Varies Varies Apply
Funeral Bond Varies Varies Apply
Immigration Consultant Bond Varies Varies Apply
Lottery Bond Varies Varies Apply
Marijuana Surety Bond Varies Varies Apply
Private School Bond Varies Varies Apply
Process Server Bond Varies Varies Apply
Public Official Bond Varies Varies Apply
Money Transmitter Bond Varies Varies Apply
Sales Tax Bond Varies Varies Apply
Small Loan Companies Bond Varies Varies Apply
Telemarketing Bond Varies Varies Apply
Tobacco Bond Varies Varies Apply
ARC Bond ARC N/A Apply
Travel Agency Bond Varies Varies Apply
Union Bond Varies Varies Apply
Utility Bond Varies Varies Apply
Business Service Bond (Fidelity Bond) N/A N/A Apply
Employee Dishonesty Bond (Fidelity Bond) N/A N/A Apply
Janitorial & Cleaning Bond (Fidelity Bond) N/A N/A Apply
Financial Institution Bond (Fidelity Bond) N/A N/A Apply
ERISA Bond Employee Retirement Income Security Act N/A Apply
Bid Bond (Contract Bond) Varies N/A Apply
Performance Bond (Contract Bond) Varies N/A Apply
Payment Bond (Contract Bond) Varies N/A Apply
Supply Bond (Contract Bond) Varies N/A Apply
Maintenance Bond (Warranty Bond) Varies N/A Apply
Subdivision Bond Varies N/A Apply
Bankruptcy Trustee Bond (Court Bond) Court Requirement N/A Apply
Fiduciary Bond (Probate Bond) Court Requirement N/A Apply
Guardian Bond (Court Bond) Court Requirement N/A Apply
Injunction Bond (Court Bond) Court Requirement N/A Apply
Receiver Bond (Court Bond) Court Requirement N/A Apply
Supersedeas Bond (Appeal Bond) Court Requirement N/A Apply
Replevin Bond (Court Bond) Court Requirement N/A Apply

    Most Common Surety Bonds in Texas

    The most commonly needed license bonds in Texas are as follows:

    Texas Motor Vehicle Dealer Bond – Needed to sell vehicles and get a dealer license. It is required by the Texas Department of Motor Vehicles (TXDMV).

    Certificate of Title Bond – Needed to transfer the ownership of a vehicle that has a lost/inaccurate title.

    Contractor License Bond – Required to perform contracting work in several cities across Texas. Keep in mind that there are no contractor license bonds required by the state itself, only cities and towns. Depending on the type of work and where you're performing it, you may need both a contractor license bond and contract bonds.

    Texas Freight Broker Bond – Also referred to as a BMC-84 bond, this bond is required for brokers by the Federal Motor Carrier Safety Administration (FMCSA).

    Texas Public Insurance Adjuster Bond – This bond is required by the Texas Department of Insurance for all insurance adjusters.

    Texas Title Insurance Agent Bond – Per the Texas Title Insurance Act, all title insurance agents must post a bond prior to conducting business in the state.

    Texas Third Party Debt Collector Bond – All third-party debt collectors in Texas need this bond to operate legally.

    Texas Credit Services Organization Bond – Required by The Secretary of State. This bond ensures that the principal (bond holder) acts in accordance with Chapter 393 of the Finance Code.

    Texas Mixed Beverage Sales Tax Bond – Required to sell mixed drinks. Generally paired with the Texas Mixed Beverage Gross Receipts Tax Bond.

    How to Get a Surety Bond in Texas

    Getting a Texas surety bond is generally an easy process that is complete within a couple days. Below is generally what you can expect from the bonding process.

    1. Fill out a bond application.
    2. Once your bond is approved, you will get a quote and an indemnity agreement.
    3. Sign the agreement and email or fax it back to your bond provider.
    4. Pay the invoice online.

    You will receive a copy of the surety bond in an email once everything is processed. Additionally, the original bond will be sent to you in the mail.

    How to Get License and Permit Bonds

    Texas requires license and permit bonds in order to get licenses/permits for many different professions. You can find the full list of license and permit bond requirements for Texas by using our bond requirement search tool.

     How to Get Court Bonds in Texas

    Court bonds can be required by the courts for various reasons. For example, you'll need an appeal bond in Texas if you want to appeal a court decision. If you want to become a legal guardian of a minor/disabled individual, you'll need a guardianship bond. Lastly, you will need a probate bond if you want to operate as a fiduciary of an estate. Apply for a court bond here.

    How to Get Contract Bonds for Public Jobs

    Construction bonds such as bid bonds and performance bonds are needed to bid bonds and work on public construction jobs. However, they're typically required by cities or municipalities as opposed to the state. Learn more about the process of getting bonded for jobs by reading our construction bond guide.

    What are the Requirements for a Surety Bond in Texas?

    Surety companies may need financial statements and a credit report when assessing your eligibility for a bond. They want to know that you can pay bond claims if they happen and that you can handle the responsibilities tied to a bond.

    How Long Does It Take to Get a Surety Bond in Texas?

    When you go with an experienced surety company, bonding is a quick and painless process that can be done in as little as a day or two. Larger bonds and performance and payment bonds often require a little extra processing time.

    How Long Does a Surety Bond Last?

    When it comes to surety bonds there are renewable bonds and continuous bonds. Renewable bonds are valid anywhere from 1-4 years before they need to get manually renewed. Continuous bonds are automatically renewed every year until canceled. Any expiry dates will be laid out in your bond's paperwork.

    Texas Surety Bond Costs

    "How much will my surety bond cost?" is one of the most common questions. Bond costs are generally 1-10% of the full bond amount that's required of you in Texas. So, for example, if you need a $10,000 bond, your costs could be anywhere between $100 - $1,000.

    Bond cost varies drastically depending on the bond amount required of you and your rate. Your rate is determined by an underwriting process. An underwriter will look at your financial statements, credit score, past bonds to determine your financial strength.

    You can use our bond premium calculator to get an instant estimate. If you need to get a firm surety bond quote, you can apply to get an online approval.

    Can You Get Bonded with Bad Credit?

    It's possible to get surety bonds with bad credit in Texas, but it will depend on the bond type you need and how serious your credit issues are.

    You can get approved for most license and permit bonds even with bad credit. It's also possible to get approved for court bonds with credit issues, but again, this will depend on how serious the issues are.

    However, it's harder to get contract bonds with credit issues. You may be able to get contract bonds with minor credit problems, but you'll probably be limited to smaller projects. Unfortunately, it's almost impossible to get approved for contract bonds with severe credit issues such as large collections or civil judgments (unless you're a larger contractor with strong CPA business financials).

    Frequently Asked Questions

    Apply, get approved online, submit the indemnity agreement, and pay for the bond online. Then we will ship the original bond to you using your preferred method of shipping.

    Yes. We have exclusive programs that allow us to write these bonds, even if you have credit issues. You can apply and get a quote instantly.

    Yes. Due to the large volume of bonds written, we provide the lowest rates possible. Apply on our website and receive an online approval instantly.

    You need to contact the surety company's claims department and present proof that the claim is false.

    No, many do not. You can view our full list of state bond requirements. It is also wise to contact your state directly to determine any requirements youm ust meet.


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