COVID-19 Update: We are reducing costs for qualified applicants, and offering same day bonding.
Please apply online, or call our team for assistance. Learn more
Contact Our Experts

ERISA Bonds Guide

Find the Best Rates Instantly
Online Approvals Using Soft Credit Pulls
Pay Instantly Online
100% Secure Payments
Get Bonded in Minutes!
Option to print your bond

What is an ERISA Bond?

ERISA bonds are a type of fidelity bond that protect participants and beneficiaries of employee benefit plans. These bonds are sometimes referred to as ERISA bond insurance since it is in fact a type of insurance.

ERISA Fidelity Bond Requirements

ERISA bonds are required by law for employers who have employee benefit plans in place to protect the plan participants. The required bond must be equal to 10% of the maximum assets estimated to be held in the plan for the fiscal year. These requirements were enacted by the Employee Retirement Income Security Act (ERISA).

How Much Does an ERISA Bond Cost?

Costs are determined by your class of business, the dollar amount of coverage (which must be at least 10% of the amount of employee benefit plan funds held), and the number of employees that need coverage. Without having your specific information and knowing your exact bonding needs it's impossible to provide an idea of pricing. You can get a precise quote by filling out our ERISA bond application.

Frequent Questions

What is the process?

Apply online, get a quote, send payment and we will ship the bond out to you.

Can I get an ERISA bond with bad credit?

Yes. Credit is not checked for these bonds.

What should I do if there is a false claim?

You will be contacted by the bond company that wrote the bond, and it is important that you respond as soon as possible. You will then have the chance to refute any false claim and discuss the matter with the claims department to prove that the claim is false.

Are you looking for a different type of bond?

You can take a look at our full list of fidelity bonds.

Get Your Surety Bonds from the Best Bonding Companies
We work with the top A-rated, T-listed surety bond companies in the nation

Jennifer Henson
Our company has been with JW Surety for several years now so when we needed to obtain a bond for a new company, we immediately went to them for help. Our rep, Melissa, was extremely helpful and prompt which made the process extremely easy for me.
David Tillotson
Trying to get a local Surety Bond was like driving a car on three tires. I searched Surety Bonds and found JW Surety Bonds. I got online and filled out the information and with in 30 minutes received a response from Melissa. She was informative, friendly and helpful. One more super satisfied customer.

The Nation’s #1 Volume Surety Bond Service
Our company writes $4,000,000,000+ in bonds each year!
  • #1 Bond Writer
    We are the nation's largest volume bond producer.
  • Easy Process
    Fastest online surety bond application process; we approve bonds instantly.
  • Lowest Rates
    Our high volume allows us to negotiate lower rates on your behalf.
  • Claim Specialists
    Your JW surety bond agent will be your claims advocate when you need them most.

Don't wait days to get bonded. Get your surety bond instantly!

Get Your Free Bond Quote
About JW Surety Bonds
We are a family owned and operated agency established in 2003. We started with just two people, and grew to become the largest volume bond producer in the nation with 50+ employees. Since day one, our team focus has been on providing real-time online quotes, an easy process, and the best in claims defense. Learn more about our company.