Indiana Surety Bonds

• Freight Broker Bond: A $75,000 bond required by the Federal Motor Carrier Safety Administration (FMCSA). This is a federal requirement; therefore, it is the same in all US states. 
• Auto Dealer Bond: A $25,000 bond needed to get licensed as a new or used auto dealer in Indiana. This requirement is set by the Indiana Secretary of State. 
• Contractor License Bond: Indiana does not require contractors to be bonded at a state level. Instead, certain cities and jurisdictions may require a bond for licensing. Due to this, the amount of this bond varies. 
• Notary Bond: Notaries operating in Indiana must secure a $25,000 bond to operate and receive an Indiana Notary Commission.

An Indiana surety bond costs a small percentage (generally 1% - 10%) of the total required bond amount. This means that some bonds start as low as $100.

 The cost of a bond depends on two main factors:

1. Total Bond Amount: The total amount of the surety bond required. For example, the FMCSA requires all freight brokers to have a $75,000 bond. 
2. Your Bond Rate: This is the amount you pay to secure your bond. It is a small percentage of the total bond amount required, generally 1% - 10%. For most bonds, the rate you qualify for is heavily dependent on your credit score. 

Note that some bonds, like Freight Broker Bonds, cost the same for an individual across all states. This is due to the required bond amount being $75,000 nationwide. However, other surety bonds, like auto dealer bonds, greatly vary from state to state.

For example, we recently had an auto dealer move from Iowa to Ohio. He was pleasantly surprised when the bond amount he needed went from $75,000 to $25,000. This dropped his bond rate from $3,000 to $1,000.

Learn more through our guide on surety bond costs or get an instant estimate using our bond premium calculator.

1. Know Which Surety Bond You Need

The state of Indiana has over 100 different bond requirements. The type of bond and the amount of your bond is determined by your obligee — the organization requiring you to get bonded. Therefore, the best place to check which bond you need is through them. However, there are other options to find your bond, which include: 

• Talking to our surety specialists at (888) 592-6631 or contacting us online. We would be happy to help you determine which bond you need and answer any bonding questions. 
• Using our “Find Your Bond” Tool. It’s free, quick, and available 24/7. Plus, it makes it easy to get a no-obligation quote after you find which bond you need. 

2. Apply For Your Bond

To get bonded, you can fill out our online application or apply over the phone. With either application method, we will need to know:

• Surety bond name (ex. Indiana Notary Bond)
• Surety bond amount needed
• Contact information

3. Get a Bond Quote

Our online application will send a quote directly to your inbox within minutes. Note that certain types of bonds and bonds in large amounts may take a bit more time. Always check your spam folder. 

If you are happy with your bond rate, log on to our website to purchase.

4. Purchase Your Bond

Fill out the indemnity agreement and pay your invoice on the website.

After payment is confirmed, we will email you a copy of your bond. Please double-check that all information is correct. If not, contact us immediately. 

The original bond will be sent to you through mail.

• Indiana Secretary of State
• Indiana Secretary of State, Auto Dealer Services Division

JW Surety Bonds is fully licensed to underwrite surety bonds in the state of Indiana.

License Number 35875