Title Agency Bond

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What is a Title Agency Bond?

You are required to get a bond for your title agency to protect your clients. If you do not follow the laws of your state, a claim can be filed on your bond. If you would like to learn more about what surety bonds are and how they work, you can read our detailed guide here.

If you're unsure whether you need a bond, you can select your state from the list below to view the bond requirements.

What will your bond cost?

Bond costs are a small percentage of the bond amount and vary by applicant, bond amount and bond type. You can get a general idea of costs using our instant cost estimate tool. If you're ready for a firm quote, you can apply and get an exact quote instantly online.

Why our rates are so low

When it comes to surety bond insurance, there is safety in numbers. As the largest volume surety bond writer in the country, we are able to obtain the lowest rates from the strongest bonding company partners.

Frequently Asked Questions

Does this bond apply to my car title agency?

No. These bonds are required of title insurance agencies. Depending on your state, you may need a title service agent bond which is a bond required of motor vehicle title agencies. Since legislation does change, it is wise to contact the state directly to confirm whether there have been updates.

Do I need a bond in every state I call?

It depends on the state. You need separate bonds for all states you call that have a telemarketing bond requirement. However, not all states require this bond.

What is the bond process?

Apply, receive a quote online, sign the surety agreements, pay online and then we will ship the bond out.

Will this help with my lost vehicle title?

No. These bonds are required of insurance agencies for title insurance. Lost title bonds are issued if a vehicle title is lost. You can learn more about vehicle title bonds on our vehicle title bond general information page.

Do I need an escrow license bond for every state my agency operates in?

Not necessarily. Bonds are only needed in states you operate in that have a title agency bond requirement. Take a look at the government requirements and see if your states are listed. If they are not, contact the states directly to determine the requirements as new legislation may have been enacted.

Can this bond be used for individual title agents?

Usually, yes. However, it can vary from state to state. Some states require bonds of entire agencies while others require individual agents to obtain bonds. It is wise to contact the state where you operate to determine all requirements.

What if a false claim is filed?

You must contact us immediately, as we have a team of claim specialists here to find a resolution for you. Keep in mind, it is crucial that you work with an expert in the surety industry. Learn more about how to ensure you choose the proper bond company.

Are you looking for a different type of bond?

You can take a look at our full list of license and permit bonds.

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