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Types of Surety Bonds: Which Minnesota Bond Do You Need?
There are three types of Minnesota surety bonding that can be required of you:
- License and permit bonds needed for many professions such as auto dealers and contractors to operate legally.
- Contractor bonds for public construction projects.
- Court bonds required by the courts for various purposes.
It’s important you understand how surety bonds work and that you're responsible to pay claims in full, which makes it crucial to find a bond company that will defend you from claims.
Find Your Surety Bond
| Minnesota (City of Anoka, MN) Liquor License Type Bond | City of Anoka, MN | Anoka | Apply |
| Minnesota (Hennepin County, MN) Auctioneer Bond | Hennepin County | Minneapolis | Apply |
| Minnesota Agricultural (Non-Livestock) Bond | Minnesota Dept of Agriculture | Saint Paul | Apply |
| Minnesota Alochol & Gambling Enforcement direcor Manufactors Bond | Department of Public Safety Alcohol and Gambling Enforcement Division | Saint Paul | Apply |
| Minnesota Anoka Municipal Utility Bond | anoka municipal utility (AMU) | Anoka | Apply |
| Minnesota Auctioneers (Other than Livestock) Bond | Hennepin County | Minneapolis | Apply |
| Minnesota Auctioneers Bond (Dakota County, MN) | Dakota County | Hastings | Apply |
| Minnesota Bullion Coin Dealer Bond (Corporation/LLC) | State of Minnesota | Saint Paul | Apply |
| Minnesota Collection Agency (Corp/LLC) Bond | Commissioner,Dept of Commerce | St.Paul | Apply |
| Minnesota Collection Agency (Partnership) Bond | Commissioner,Dept of Commerce | St.Paul | Apply |
| Minnesota Collection Agency (Sole Prop.) Bond | Commissioner,Dept of Commerce | St.Paul | Apply |
| Minnesota Commercial Driver Training School Bond | MN Driver and Vehicle Services | Saint Paul | Apply |
| Minnesota Contractor License - South St. Paul, MN Bond | City of South St. Paul, MN | South St Paul | Apply |
| Minnesota Credit Service Organization Bond | Dept of Commerce - Div of Financial Institutions | Saint Paul | Apply |
| Minnesota Dept. of Commerce Currency Exchange Bond | MN Department of Commerce | Saint Paul | Apply |
| Minnesota DMEPOS Bond | MN Dept of Human Services | Saint Paul | Apply |
| Minnesota Electrical Contractor Bond | Dept of Labor and Industry | St. Paul | Apply |
| Minnesota Fire Protection Bond | State Fire Marshall Division | Saint Paul | Apply |
| Minnesota Franchisor Bond | State Of Minnesota | Saint Paul | Apply |
| Minnesota Fringe Benefit Bond (Lakes and Plains Regional Council of Carpenters & Joiners) | North Central Reg Coun of Carpenters | Minneapolis | Apply |
| Minnesota Fringe Benefit Bond (Local Union 386) | Minneapolis Local 386 | Minneapolis | Apply |
| Minnesota Fringe Benefit Bond (Local Union 512) | Iron Workers Local Union 512 | Saint Paul | Apply |
| Minnesota Fringe Benefit Bond (MCTCA) | MN & ND Bricklayers and Allied Craftworkers | Minneapolis | Apply |
| Minnesota Gambling Manager Bond | Osseo Lions Club | Osseo | Apply |
| Minnesota General Contracting License Bond | City of Circle Pines | Circle Pines | Apply |
| Minnesota Health, Dating or Buying Club Bond | State of Minnesota | St. Paul | Apply |
| Minnesota International Fuel Tax Agreement and International Registration Plan Bond | MN Dept of Public Safety | Saint Paul | Apply |
| Minnesota International Union of Operating Engineers Local 150 Wage and Employer Contributions Bond | The International Union of Operating Engineers | Virginia | Apply |
| Minnesota Interpreter Agency Bond (U Care Minnesota) | Commissioner of Human Services | Minneapolis | Apply |
| Minnesota Investment Advisor Bond | State Of Minnesota | Saint Paul | Apply |
| Minnesota Lottery Bond | Minnesota State Lottery | Roseville | Apply |
| Minnesota Manufactured Home Dealer Bond | Minnesota Department of Labor and Industry | Saint Paul | Apply |
| Minnesota Manufactured Home Dealer Subagency Bond | State of Minnesota | Saint Paul | Apply |
| Minnesota Mechanical $25K Bond | Dept of Labor and Industry | St. Paul | Apply |
| Minnesota Mechanical License Bond | Minnesota Department of Labor and Industry | Saint Paul | Apply |
| Minnesota MINNESOTA DEPARTMENT OF TRANSPORTATION Bond | Department of Transportation | Saint Paul | Apply |
| Minnesota Misc. License Bond | City of Minneapolis, License and Consumer Services | Minneapolis | Apply |
| Minnesota Money Transmitter Bond | STATE OF MINNESOTA DEPARTMENT OF COMMERCE CURRENCY | Saint Paul | Apply |
| Minnesota Mortgage Lender Bond | Dept of Commerce | St. Paul | Apply |
| Minnesota Motor Vehicle Dealer Bond | Department of Public Safety - Driver and Vehicle Services | St. Paul | Apply |
| Minnesota Non-Minnesota Contractor's Bond | State of Minnesota | Saint Paul | Apply |
| Minnesota Ownership and Security Intrest Bond | MN Dept of Public Safety, Motor Vehicles | Saint Paul | Apply |
| Minnesota PCA Agency Surety Bond | Department of Human Services, MHCP | Saint Paul | Apply |
| Minnesota Private Detective or Investigator For Free Bond | State of Minnesota | Saint Paul | Apply |
| Minnesota Private School Bond | Minnesota Office of Higher Education | Saint Paul | Apply |
| Minnesota Professional Fund Raisers Bond | Office of the Attorney General | Saint Paul | Apply |
| Minnesota Professional Licenses (All Other) Bond | Department of Human Services, State of Minnesota | Saint Paul | Apply |
| Minnesota Promoters Bond | MN Office of Combative Sports | Saint Paul | Apply |
| Minnesota Protective Agent for Fee Bond | Board of Private Detective and Protective Agent Services | Saint Paul | Apply |
| Minnesota Public Adjuster Surety Bond | Department of Commerce | Saint Paul | Apply |
| Minnesota Residential Mortgage Originator Bond | Dept of Commerce | St. Paul | Apply |
| Minnesota Residential Mortgage Servicer Bond | Dept of Commerce, Division of Financial Examinations | St. Paul | Apply |
| Minnesota Residential Specialty Contractor Bond | City of Minneapolis | Minneapolis | Apply |
| Minnesota Sales Tax Bond | Department of Revenue | Saint Paul | Apply |
| Minnesota Service Contract Provider Bond | Minnesota Department of Commerce | Saint Paul | Apply |
| Minnesota Sign Contractor Bond | Dept of Labor and Industry | St. Paul | Apply |
| Minnesota Technology System Contractor Bond | Minnesota Department of Labor and Industry | Saint Paul | Apply |
| Minnesota Transient Merchant Bond | City of Wadena, MN | Wadena | Apply |
| Minnesota Transportation Service Provider Bond (UCare) | Comissioner of Human Services | Minneapolis | Apply |
| Minnesota Wage and Fringe Benefit Bond (Locan Union 343) | IBEW Local Union 343 | Rochester | Apply |
| Minnesota Wrecker of Buildings License Bond (Class B) | Licenses and Consumer Services | Minneapolis | Apply |
| Freight Broker Bond (BMC-84) | FMCSA | N/A | Apply |
| Auto Dealer Bond (motor vehicle dealer bond) | Varies | Varies | Apply |
| Contractor License Bond | Varies | Varies | Apply |
| Mechanics Lien Bond | Varies | Varies | Apply |
| Customs Bond | CBP | N/A | Apply |
| Health Club Bond | Varies | Varies | Apply |
| Medicare/Medicaid Bond (DMEPOS) | Varies | Varies | Apply |
| Insurance Broker Bond | Varies | Varies | Apply |
| Public Adjuster Bond | Varies | Varies | Apply |
| Surplus Lines Broker Bond | Varies | Varies | Apply |
| Title Agency Bond | Varies | Varies | Apply |
| Mortgage Broker Bond | Varies | Varies | Apply |
| Mortgage Lender Bond | Varies | Varies | Apply |
| Vehicle Title Bond (bonded title) | Varies | Varies | Apply |
| Reclamation Bond | Varies | Varies | Apply |
| Alcohol/Liquor Bond | Varies | Varies | Apply |
| Brewers Bond | Varies | Varies | Apply |
| CPEO Bond (Certified Professional Employer Organization) | IRS | N/A | Apply |
| Collection Agency Bond | Varies | Varies | Apply |
| Fuel Tax Bond | Varies | Varies | Apply |
| Funeral Bond | Varies | Varies | Apply |
| Immigration Consultant Bond | Varies | Varies | Apply |
| Lottery Bond | Varies | Varies | Apply |
| Marijuana Surety Bond | Varies | Varies | Apply |
| Private School Bond | Varies | Varies | Apply |
| Process Server Bond | Varies | Varies | Apply |
| Public Official Bond | Varies | Varies | Apply |
| Money Transmitter Bond | Varies | Varies | Apply |
| Sales Tax Bond | Varies | Varies | Apply |
| Small Loan Companies Bond | Varies | Varies | Apply |
| Telemarketing Bond | Varies | Varies | Apply |
| Tobacco Bond | Varies | Varies | Apply |
| ARC Bond | ARC | N/A | Apply |
| Travel Agency Bond | Varies | Varies | Apply |
| Union Bond | Varies | Varies | Apply |
| Utility Bond | Varies | Varies | Apply |
| Business Service Bond (Fidelity Bond) | N/A | N/A | Apply |
| Employee Dishonesty Bond (Fidelity Bond) | N/A | N/A | Apply |
| Janitorial & Cleaning Bond (Fidelity Bond) | N/A | N/A | Apply |
| Financial Institution Bond (Fidelity Bond) | N/A | N/A | Apply |
| ERISA Bond | Employee Retirement Income Security Act | N/A | Apply |
| Bid Bond (Contract Bond) | Varies | N/A | Apply |
| Performance Bond (Contract Bond) | Varies | N/A | Apply |
| Payment Bond (Contract Bond) | Varies | N/A | Apply |
| Supply Bond (Contract Bond) | Varies | N/A | Apply |
| Maintenance Bond (Warranty Bond) | Varies | N/A | Apply |
| Subdivision Bond | Varies | N/A | Apply |
| Bankruptcy Trustee Bond (Court Bond) | Court Requirement | N/A | Apply |
| Fiduciary Bond (Probate Bond) | Court Requirement | N/A | Apply |
| Guardian Bond (Court Bond) | Court Requirement | N/A | Apply |
| Injunction Bond (Court Bond) | Court Requirement | N/A | Apply |
| Receiver Bond (Court Bond) | Court Requirement | N/A | Apply |
| Supersedeas Bond (Appeal Bond) | Court Requirement | N/A | Apply |
| Replevin Bond (Court Bond) | Court Requirement | N/A | Apply |
Getting License and Permit Bonds
Minnesota requires license and permit bonds in order to get and file licenses/permits for many different lines of business. You can find the full list of license and permit bonds required by using our bond requirement search tool.
Getting Contract Bonds for Public Jobs
Contract bonds such as bid bonds and performance bonds are needed to work on public construction projects. However, these are usually required by cities or municipalities as opposed to the state. You can learn more about what’s needed to get bonded for construction jobs.
Getting Court Bonds in Minnesota
Court bonds aren’t needed as often as the bonds mentioned above, but can be required by the courts if you need to appeal a court decision, become a legal guardian of a minor or operate as a fiduciary of an estate.
What Do Surety Bonds Cost in Minnesota?
Surety bonds generally cost 1-15% of the required bond amount. Costs vary significantly depending on the bond amount you need and your rate (which is the percentage of the full bond amount you must pay). You can get an instant estimate by using our bond premium calculator, or apply online to get a firm bond quote.
Can You Get Bonded with Bad Credit?
It’s possible to get surety bonds with bad credit, but it will depend on the bond type you need and how severe your credit issues are. You can get approved for most license and permit bonds with bad credit. However, it is more difficult to get contract bonds with credit issues. You can also read the most frequently asked surety bond related questions.
City-level Bonding Requirements
Choose your city from the list below if you wish to learn more about its bonding requirements. For an overview of all bonds in the state, keep reading.
Frequently Asked Questions
Apply, get approved online, submit the indemnity agreement, and pay for the bond online. Then we will ship the original bond to you using your preferred method of shipping.
Yes. We have exclusive programs that allow us to write these bonds, even if you have credit issues. You can apply and get a quote instantly.
Yes. Due to the large volume of bonds written, we provide the lowest rates possible. Apply on our website and receive an online approval instantly.
You need to contact the surety company's claims department and present proof that the claim is false.
No, many do not. You can view our full list of state bond requirements. It is also wise to contact your state directly to determine any requirements youm ust meet.
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