Surplus Lines Broker Bond Guide

Why do you need a surplus lines broker bond?

You are required to get a bond as a surplus lines broker to protect your clients. If you do not follow all the laws and regulations of your state, a claim can be filed on your bond.

Top 5 Things You Need To Know

Frequent Questions

Apply, get approved online, sign the indemnity agreement, pay on our website and we will ship your bond to you.

It depends on the state. Some states require brokers to obtain bonds individually, while others exempt brokers who operate on behalf of a bonded surplus lines broker business from the bond requirement. To find the bond requirements of the state in which you operate, view our state requirement list. If it is not listed, contact the state directly to determine their requirements as they may have changed.

Requirements are different from state to state. You will need to check with your state's insurance department to see what is needed to obtain a surplus lines broker license.

We have the forms on file. If do not have your bond, you need to get it from the obligee (the one requiring the bond).

You must contact the bond company that wrote your bond. We can provide you the contact information if necessary.

Surety Bonds do not protect you

The bond is a form of insurance for your clients, which is why many businesses proudly list that they are bonded on their marketing material. However, you will be required to reimburse the bonding company should a claim be paid out.

Why you must avoid claims at all costs

Fidelity Bonds protect your business

You can protect your business from employee theft and fraud by purchasing a fidelity bond. You can read more in our fidelity bond section.

    Step 1: Select a state

    Step 2: Choose Your Bond

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Bond costs vary by applicant, bond amount, bond type & the agency you choose. You can get a general idea of costs using our Quick Estimate tool to the right or an exact quote instantly online!

Why our rates are so low

When it comes to surety bond insurance, there is safety in numbers. As the largest volume writer in the country, we are able to obtain the lowest rates from the strongest bonding company partners.

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