Public Official Bond Guide

Why do you need a public official bond?

You are required to obtain a bond to protect the public. If you do not follow county, municipality or state regulations while in public office, a claim can be filed on your bond. For example, if you are acting as a city treasurer and steal taxpayer money, a claim can be made.

Top 5 Things You Need To Know

Frequent Questions

Apply, get approved instantly, sign the indemnity agreement, pay on our website and we will ship the bond to you.

We have public official bond forms on file. If we do not have the bond form you need, you must get it from the obligee (the one requiring the bond).

The government requiring the bond typically pays for it, as it is insures the government against public official theft. However, the public official will still need to personally indemnify, making them responsible for reimbursing any claims that may be filed on the bond.

It is used as an indicator of how a public official handles financial obligations, the likelihood of bond claims and the ability of the public official to pay them.

Yes. There is a discovery period where claims can be filed on the bond after it has expired. The discovery period can vary depending on the specific bond form language. This is often referred to as a "bond tail".

Surety Bonds do not protect you

The bond is a form of insurance for your clients, which is why many businesses proudly list that they are bonded on their marketing material. However, you will be required to reimburse the bonding company should a claim be paid out.

Why you must avoid claims at all costs

Fidelity Bonds protect your business

You can protect your business from employee theft and fraud by purchasing a fidelity bond. You can read more in our fidelity bond section.

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Bond costs vary by applicant, bond amount, bond type & the agency you choose. You can get a general idea of costs using our Quick Estimate tool to the right or an exact quote instantly online!

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When it comes to surety bond insurance, there is safety in numbers. As the largest volume writer in the country, we are able to obtain the lowest rates from the strongest bonding company partners.

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