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Money Transmitter Bond

#1 Bond Writer with the Lowest Rates
Our high volume allows us to negotiate excellent rates.
100% Money Back Guarantee
Your bond will be accepted, or your money back.
Buy Your Bond Online
Fast online application process, instant approvals.
Get Bonded in Three Steps
  • 1. Apply Online
  • 2. Get Your Free Quote
  • 3. Buy Your Bond Online
Insurance brokers representing clients can apply here.

What is a Money Transmitter Bond?

You need to obtain a surety bond to protect the public. If you do not follow the regulations of the state, a claim can be filed on your bond. For example, if you fail to transfer customer's funds as agreed to, a claim can be made. If you would like to learn more about what surety bonds are and how they work, you can read our detailed guide here.

If you're unsure whether you need a bond, you can select your state from the list below to view the bond requirements.

If you need help with obtaining your license or determining the bond requirements, you can check out our money transmitter license guide.

Cryptocurrency Money Transmitter Bonds

The emergence of various cryptocurrencies has forced new surety bond requirements on money transmitters that want to operate in the crypto sector; this can become a headache since most surety bond providers do not handle crypto money transmitter bonds.

Our company offers exclusive crypto money transmitter bond programs, which will allow you to obtain these bonds in any state that requires them.

What will your bond cost?

Bond costs are a small percentage of the bond amount and vary by applicant, bond amount and bond type. You can get a general idea of costs using our instant cost estimate tool. If you're ready for a firm quote, you can apply and get an exact quote instantly online.

Why our rates are so low

When it comes to surety bond insurance, there is safety in numbers. As the largest volume surety bond writer in the country, we are able to obtain the lowest rates from the strongest bonding company partners.


Frequent Questions

How long is the application process?

Our application only takes minutes. Our website will provide you an instant quote and allow you to buy your bond directly on our website.

What if a false claim is filed?

You must contact us immediately, as we have a team of claim specialists here to find a resolution for you. Keep in mind, it is crucial that you work with an expert in the surety industry. Learn more about how to ensure you choose the proper bond company.

Can I get bonded in all 50 states?

Yes. We are licensed nationwide and due to our bulk underwriting programs, we can provide higher surety credit limits than most other bond agencies. This usually allows you to get bonded in all states.

Do I get the bond premium back?

No. The bond premium is a fee you pay for the surety credit extended to you. The premium fee is in place for the risk assumed by the bonding company. Cancelling your bond may result in a pro-rated returned premium, but never for the first year. Premiums paid for the first year are "fully earned".

How can I lower my rate?

Unlike most bonding agencies, we underwrite based on personal credit alone. As you improve your credit, the lower your rate will fall. Although, rates will only be credit based for smaller bond amounts. Larger bonds require review of the owner(s) personal credit, business credit, experience and personal financials. All must be strong for a lower rate.

Are you looking for a different type of bond?

You can take a look at our full list of license and permit bonds.


Get Your Surety Bonds from the Best Bonding Companies
We work with the top A-rated, T-listed surety bond companies in the nation


The Nation’s #1 Volume Surety Bond Service
Our company writes $4,000,000,000+ in bonds each year!
  • #1 Bond Writer
    We are the nation's largest volume bond producer.
  • Easy Process
    Fastest online surety bond application process; we approve bonds instantly.
  • Lowest Rates
    Our high volume allows us to negotiate lower rates on your behalf.
  • Claim Specialists
    Your JW surety bond agent will be your claims advocate when you need them most.

Don't wait days to get bonded. Get your surety bond instantly!

Get Your Free Bond Quote

About JW Surety Bonds

We are a family owned and operated agency established in 2003. We started with just two people, and grew to become the largest volume bond producer in the nation with 50+ employees. Since day one, our team focus has been on providing our clients low rates, an easy process, and the best in customer service. Learn more about our company.