Contact Our Experts
(888) 592-6631

Insurance Broker Bond Guide

#1 Bond Writer with the Lowest Rates
Our high volume allows us to negotiate excellent rates.
100% Money Back Guarantee
Your bond will be accepted, or your money back.
Buy Your Bond Online
Fast online application process, instant approvals.
Get Bonded in Three Steps
  • 1. Apply Online
  • 2. Get Your Free Quote
  • 3. Buy Your Bond Online
Insurance brokers representing clients can apply here.

Why do you need an insurance broker bond?

You need to obtain a surety bond to protect your clients. If you do not follow state laws, a claim can be made on your bond. For example, if you defraud clients by collecting premiums for fake insurance policies, a claim can be filed.

If you're unsure whether you need a bond, you can select your state from the list below to view the bond requirements.

Select Your State
to Find a Surety Bond

What will your bond cost?

Bond costs are a small percentage of the bond amount and vary by applicant, bond amount and bond type. You can get a general idea of costs using our instant cost estimate tool. If you're ready for a firm quote, you can apply and get an exact quote instantly online.

Why our rates are so low

When it comes to surety bond insurance, there is safety in numbers. As the largest volume surety bond writer in the country, we are able to obtain the lowest rates from the strongest bonding company partners.

Frequent Questions

What is the process?

Apply and get approved on our website, sign the surety agreements, and we will ship the bond out.

Will this cover a single agent or my entire company?

Some states require bonds of entire insurance broker companies, which guarantee all agents. However, some states require a bond per broker or producer. State bond requirements vary, so be sure to contact each state in which you operate.

What types of insurance brokers need to be bonded?

Insurance adjusters, insurance agents, surplus lines brokers and 3rd party administrators all may need to be bonded to obtain a license. It is a good idea to check with the state, as all states have their own requirements. Also, take a look at our state requirements below.

How long do I need to maintain an insurance agent surety bond?

For as long as you are operating as an insurance broker and hold an active license.

What if a false claim is filed?

You must contact the surety company's bond claims department that wrote your bond. If needed, our agency can provide you the surety contact information.

Get Your Surety Bonds from the Best Bonding Companies
We work with the top A-rated, T-listed surety bond companies in the nation

Jennifer Henson
Our company has been with JW Surety for several years now so when we needed to obtain a bond for a new company, we immediately went to them for help. Our rep, Melissa, was extremely helpful and prompt which made the process extremely easy for me.
David Tillotson
Trying to get a local Surety Bond was like driving a car on three tires. I searched Surety Bonds and found JW Surety Bonds. I got online and filled out the information and with in 30 minutes received a response from Melissa. She was informative, friendly and helpful. One more super satisfied customer.

The Nation’s #1 Volume Surety Bond Service
Our company writes $4,000,000,000+ in bonds each year!
  • #1 Bond Writer
    We are the nation's largest volume bond producer.
  • Easy Process
    Fastest online surety bond application process; we approve bonds instantly.
  • Lowest Rates
    Our high volume allows us to negotiate lower rates on your behalf.
  • Claim Specialists
    Your JW surety bond agent will be your claims advocate when you need them most.

Don't wait days to get bonded. Get your surety bond instantly!

Get Your Free Bond Quote