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Health Club Bond

#1 Bond Writer with the Lowest Rates
Our high volume allows us to negotiate excellent rates.
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Get Bonded in Three Steps
  • 1. Apply Online
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Insurance brokers representing clients can apply here.

What is a Health Club Bond?

You need to obtain a surety bond for your health club to protect your customers. If your health club does not make good on your customers prepaid membership dues, a claim can be filed on your bond. If you would like to learn more about what surety bonds are and how they work, you can read our detailed guide here.

If you're unsure whether you need a bond, you can select your state from the list below to view the bond requirements.

What will your bond cost?

Bond costs are a small percentage of the bond amount and vary by applicant, bond amount and bond type. You can get a general idea of costs using our instant cost estimate tool. If you're ready for a firm quote, you can apply and get an exact quote instantly online.

Why our rates are so low

When it comes to surety bond insurance, there is safety in numbers. As the largest volume surety bond writer in the country, we are able to obtain the lowest rates from the strongest bonding company partners.


Frequent Questions

How long is the application process?

It only takes minutes to complete our online application. The website underwrites and approves most requests instantly online.

What types of businesses have to post health club bonds?

They include but are not limited to fitness centers, self-defense schools, massage studios and spas. However, every state has unique requirements. You can do some research using our bond requirement list. If you do not see your state, contact it directly to make sure you meet all requirements.

Do all states require this bond?

No. However, many states do require it. Take a look at our state requirement list. If you do not find requirements for your state, contact it directly as state legislation can change often.

Does it matter how or when I collect my dues?

Yes. Annual collections of membership dues are considered more risky since the potential claim amount is higher should you close. If you collect membership dues monthly, the potential claim amount is lessened, which leads to lower rates.

What if a false claim is filed?

You must contact us immediately, as we have a team of claim specialists here to find a resolution for you. Keep in mind, it is crucial that you work with an expert in the surety industry. Learn more about how to ensure you choose the proper bond company.

Are you looking for a different type of bond?

You can take a look at our full list of license and permit bonds.


Get Your Surety Bonds from the Best Bonding Companies
We work with the top A-rated, T-listed surety bond companies in the nation


The Nation’s #1 Volume Surety Bond Service
Our company writes $4,000,000,000+ in bonds each year!
  • #1 Bond Writer
    We are the nation's largest volume bond producer.
  • Easy Process
    Fastest online surety bond application process; we approve bonds instantly.
  • Lowest Rates
    Our high volume allows us to negotiate lower rates on your behalf.
  • Claim Specialists
    Your JW surety bond agent will be your claims advocate when you need them most.

Don't wait days to get bonded. Get your surety bond instantly!

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About JW Surety Bonds

We are a family owned and operated agency established in 2003. We started with just two people, and grew to become the largest volume bond producer in the nation with 50+ employees. Since day one, our team focus has been on providing our clients low rates, an easy process, and the best in customer service. Learn more about our company.