Connecticut Contractor License Bond

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How Much Does a Contractor License Bond Cost in Connecticut?

A Connecticut Contractor License Bond costs as little as $100. The cost you pay to get bonded is typically 1% - 10% of the total bond amount needed. For example, a $10,000 license bond costs $100 - $1,000.

The percentage that you pay to get bonded (bond premium) is determined by:

  • Total Bond Amount Needed (Penal Sum) – Connecticut Contractor Bonds are needed to get specific municipal or city-level contractor licenses in CT. These licenses have bond requirements that range from $1,000 - $100,000. The state of Connecticut also requires home improvement contractors to carry a $15,000 Contractor License Bond. 
  • Credit Score – This is the main factor determining the percentage of your bond that you must pay. All bond applications go through a soft credit check (which will not impact your credit score). In some cases, industry experience, past bonding history, and business financials may also be considered.

 

Surety Bond Cost Based on Credit Score

Surety Bond 

Surety Bond Amount

Over 700

Between 600 – 699

Below 599

City of Milford Contractor Bond

$10,000

 

$100 - $300

$300 - $500

$500 - $1,000

Connecticut Home Improvement Contractor Bond

$15,000

 

$150 - $450

$450 - $750

$750 - $1,500

Town of East Haven Highway Excavation Bond

$50,000

 

$1,000 - $1,500

$1,500 - $2,500

$2,000 - $5,000

 

Note that you may need more than one bond. This was the case with our Connecticut contractor client, Garth. He needed two bonds—a $15,000 bond for his home improvement contractor license and another $10,000 bond to work in New London. 

How to Obtain a Contractor License Bond in Connecticut

1. Know Your Bond Requirements

The Connecticut Department of Consumer Protection (DCP) requires all home improvement contractors in Connecticut to hold a $15,000 Contractor License Bond. Other contractor bonds may be required to work in certain CT cities, and these bond amounts vary. 

To find out your bond requirements:

  • Check the instructions on your contractor application. Remember that not all licenses have a bonding requirement. 
  • Look on the website of the municipality or city licensing you, or contact them directly. 
  • Talk to one of our surety experts. We are always happy to help you determine the bond amount you need and answer general bonding questions. 

2. Apply For Your Contractor Bond

Filling out an online application is the quickest and easiest way to get bonded. The form takes only minutes, is available 24/7, and can be done with basic information.  

Information required includes:

  • Bond Name 
  • Bond Amount 
  • Contact Information

Prefer to apply over the phone or have questions? Contact one of our bond experts at 888-592-6631. 

3. Get a Bond Quote

A quote will be sent directly to your inbox. It usually only takes a few minutes to arrive after you submit your application. Please check your Spam Folder. 

4. Pay Your Bond

Your quote email will include website login instructions for signing the indemnity agreement and paying your invoice.

An electronic copy of your bond will be sent to your email as soon as payment clears. Some applications accept this copy, while others require the original bond. If your obligee requires the original bond, your bond will be sent via mail.

Who Needs a Connecticut Contractor License Bond?

Connecticut home improvement contractors and contractors working in some CT cities and towns need a Contractor License Bond. This bond is a requirement to hold certain types of contractor licenses in Connecticut. 

Surety Bond

Penal Sum 

Premium

Connecticut Home Improvement Contractors Bond

$15,000

From $150

City of Bridgeport Street Excavating, Curb and Sidewalk Bond

$20,000

From $200

City of Bristol Curb, Sidewalk, and Driveway Contractor Bond

$10,000

From $100

City of Bristol Excavation Contractor Bond

$10,000

From $100

Town of Cheshire Drain Layer Bond

$5,000

From $100

Town of Cromwell Drain Layer Bond

$5,000

From $100

Town of Darien Building Sewer Connection Permit Bond

$3,000

From $100

Town of East Hartford Drain Layer Bond

$10,000

From $100

Town of East Hartford Driveway, Curb and Walk Layer Bond

$10,000

From $100

Town of East Haven Highway Excavation Bond

$10,000 - $100,000

From $100

Town of Ellington Excavation or Removal Bond

$1,000 - $25,000

From $100

Town of Hamden Street Excavation Bond

$10,000

From $100

Town of Hamden Sidewalk Contractor Bond

$10,000

From $100

City of Hartford Excavation Permit Bond

$10,000

From $100

City of Hartford Sidewalk and Curb Performance and Payment Bond

$10,000

From $100

City of Meriden Drain Layer Bond

$4,000

From $100

City of Milford Contractor Bond

$10,000

From $100

Town of Monroe Inland Wetlands Commission Site Restoration and Stabilization Bond

$1,000 - $100,000

From $100

Town of Monroe Planning and Zoning Commission Site Restoration and Stabilization Bond

$1,000 - $100,000

From $100

City of New Britain Concrete Walks Contractor Bond

$5,000

From $100

City of New Haven Excavation Contractor Bond

$10,000

From $100

City of New Haven Sidewalk Contractor Bond

$10,000

From $100

City of New London Contractor Bond

$10,000

From $100

Town North Haven Highway Excavation Bond

$5,000

From $100

City of Norwalk Street Opening Bond

$1,000 - $100,000

From $100

Town of Portland Contractor Bond

$5,000

From $100

Town of Rocky Hill Right of Way Bond

$10,000

From $100

City of Stamford Street Opening or Excavation Bond

$2,000 - $100,000

From $100

City of Torrington Excavation Contractor Bond

$1,000 - $100,000

From $100

City of Wallingford Excavation Contractor Bond

$5,000 - $250,000

From $100

Town of Waterford Contractor Bond

$1,000 - $100,000

From $100

Town of West Hartford Private Contractor Public Right of Way Bond

$10,000

From $100

Town of Westport Permit Bond

$25,000

From $250

Westridge Sanitation District Warrant and Maintenance Bond

$1,000 - $100,000

From $100

Town of Wethersfield Street Excavation Bond

$10,000

From $100

Town of Windsor Excavation Contractor Bond

$10,000

From $100

Town of Windsor Locks Drain Layer and Excavator Bond

$5,000

From $100

Getting a Connecticut Contractor License

To successfully apply for a Home Improvement Contractor License in Connecticut, you must:

Certain towns and cities in CT also have their own contractor licenses. Many of these have similar requisites, with the addition of required education and/or work experience.

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