Missouri Contractor License Bond

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How Much Does a Contractor License Bond Cost in Missouri?

A Missouri Contractor License Bond costs as little as $100. This bond is required to get a contractor license, and the cost heavily depends on two factors: the total bond amount needed and credit score.

  • Total Bond Amount: This is also referred to as the penal sum, and you will typically only pay 1% - 10% of this amount to get bonded. For example, a $10,000 license bond would cost $100 - $1,000. Missouri has no statewide licensing requirement for contractors, only municipal requirements. And the total bond amount that each place requires varies.
  • Credit Score: An individual's credit score is the main factor that determines the percentage of the bond they pay. This is also known as a bond rate or bond premium. See the chart below for examples. 

 

Surety Bond Cost Based on Credit Score

Surety Bond 

Surety Bond Amount

Over 700

Between 600 – 699

Below 599

City of Neosho Contractor Bond

$10,000

 

$100 - $300

$300 - $500

$500 - $1,000

City of Charlack Contractor Bond

$20,000

 

$200 - $600

$600 - $1,000

$1,000 - $2,000

Jefferson County Contractor License Bond

$25,000

$250 - $750

$750 - $1,250

$1,250 - $2,500 

How to Get a Contractor License Bond in Missouri

Find Your Bond Amount

The city or county licensing you sets the bond amount you need. It typically ranges from $1,000 - $25,000 for most contractor licenses in Missouri. 

To find the bond amount you need, check the website of the city or county you are getting licensed with. This information can also commonly be found on contractor licensing applications. 

2. Apply for Your Contractor License Bond

Use our online bond application to get an instant bond quote. Information that you will need on hand includes: 

  • Bond Amount Needed
  • Obligee Name (Ex. Jasper County)
  • Contact information
  • Contractor License Number (if available)

After your application is processed, you will receive a bond quote in your email inbox. This usually only takes a few minutes. However, in some cases, it may take a bit longer. 

3. Purchase Your Bond

To purchase your bond, log in to our website, fill out the forms, and pay your invoice. An electronic copy of your bond will be emailed, while the original will be sent via mail. 

Please note that many cities and counties require the original bond for licensing applications.

Who Needs a Missouri Contractor License Bond?

The state of Missouri does not require contractors to be licensed or carry a license bond. However, many MO cities and counties do. 

For example, one of our clients, Benjamin, is a plumber. He picked up a contract in Jefferson. Therefore, he was required to get a Plumbing Contractor License through the City of Jefferson. To get this, we had to issue him a $5,000 contractor license bond. 

Surety Bond

Penal Sum

Cost

City of Arnold Electrical Contractor Bond

$5,000

From $50

City of Arnold Plumber Drain Layer Bond

$5,000

From $100

City of Charlack Contractor Bond

$20,000

From $200

City of Columbia Plumbing Contractor Bond

$10,000

From $100

City of Farmington Contractor Bond

$5,000 - $10,000

From $100

Jasper County Utility Right of Way Contractor Bond

$1,000

From $100

City of Jefferson Plumbing Contractor Bond

$5,000

From $100

Jefferson County Contractor License Bond

$25,000

From $250

City of Joplin Contractor Bond

$10,000

From $100

City of Lee's Summit Right Of Way Contractor Bond

$1,000 - $20,000

From $100

City of Marshall Contractor License Bond

$1,000 - $5,000

From $100

City of Moberly Plumbing Contractor Bond

$10,000

From $100

City of Neosho Contractor Bond

$10,000

From $100

City of Parkville Contractor License Bond

$5,000

From $100

City of Sikeston Contractor Bond

$2,000 - $5,000

From $100

City of St. Charles Contractor Bond

$10,000

From $100

St. Charles County Contractor Compliance Bond

$10,000 - $20,000

From $100

St. Charles Site Improvement Bond

$5,000

From $100

City of St. Louis Communications Contractor Bond

$25,000

From $250

City of St. Louis Concrete Contractor Bond

$1,000

From $100

City of St. Louis Electrical Contractor Bond

$25,000

From $250

St. Louis County Electrical Contractors Bond

$10,000

From $100

St. Louis County Electrical Contractors Bond for Applicants Holding Missouri State Electrical Certification

$10,000

From $100

City of St. Louis Excavation Permit Bond

$10,000

From $100

St. Louis County Licensed Mechanical Contractor Bond

$10,000

From $100

St. Louis County Registered Mechanical Contractor Bond

$10,000

From $100

Metropolitan St. Louis Sewer District Drainlayer Bond

$10,000

From $100

Taney County Regional Sewer District Contractor License Bond

$5,000

From $100

City of Thayer Contractor Bond

$1,000

From $100

Webb City Contractor Bond

$1,000

From $100

Getting a Missouri Contractor License

The requirements for getting a contractor license in Missouri vary by city and county, as no statewide contractor license exists. 

For example, to get a Plumbing Contractor License in the City of Jefferson, you need:

  • A complete application. 
  • Work experience – 4 years of plumbing experience to get a Journeyman Plumbing License. 2 years as a Journeyman to get a Master Plumbing License.
  • A valid certificate of insurance.
  • Contractor License Bond – minimum amount of $5,000.
  • Licensing Fee – varies by license classification.
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