Mississippi Notary Bond

In Mississippi, notaries public must obtain a $5,000 Notary Bond as part of the commissioning process. This bond serves as a financial safeguard, ensuring that notaries fulfill their duties ethically and in accordance with state laws.

If a notary's error or misconduct leads to financial loss, the affected party can file a claim against the bond. While the surety company may compensate the claimant, the notary is ultimately responsible for repaying any covered losses.

Although the bond protects the public, it does not provide personal coverage for the notary. To reduce personal liability, notaries are encouraged to secure Errors and Omissions (E&O) insurance. The Mississippi Secretary of State’s office oversees notarial practices to uphold professionalism and integrity across the state.

Mississippi notaries are required to obtain a $5,000 surety bond, costing between $35 and $55 for a four-year term (processing fees may apply). The bond must be purchased from a state-authorized provider and submitted to the Mississippi Secretary of State to finalize the notary commission.

In addition to the bond, notaries should budget for other expenses, such as:

• One-time Bond Processing Fee: $100
• Notary Application Fee: $25
• Notary Seal or Stamp: Approximately $20, depending on the provider 
• Notary Journal: Costs range from $10 to $50 (optional but recommended for record-keeping).

By fulfilling these financial requirements and obtaining the necessary supplies, Mississippi notaries can ensure compliance with state laws and be well-prepared to perform their duties effectively. For the most current information and official guidelines, it is advisable to consult the Mississippi Secretary of State’s website or contact the Notary Division directly.​

Easily apply using one of these convenient methods:

1. Apply for Your Bond

Choose one of the following convenient application methods:

• Online Application – Complete a secure online application anytime, 24/7, in just minutes.
• Call Us at (888)-592-6631 – Our bond specialists are available to assist you and answer any questions.

To apply, you’ll need:

• Bond Name: Mississippi Notary Public Surety Bond
• Bond Amount: $5,000 (as required by the state)
• Email and Contact Information

2. Receive Your Quote

After submitting your application, you'll receive an instant bond quote. Review the details for accuracy, and if any changes are needed, our team is here to assist.

3. Purchase Your Bond

Once you confirm the quote, complete your purchase by paying the invoice and signing the required documents online. Your official bond will be emailed within minutes, ready for submission with your notary application.

To maintain your notary commission in Mississippi, you must renew your $5,000 notary bond every four years. Follow these steps to ensure a smooth renewal process:

1. Purchase a New Bond – Obtain a $5,000 surety bond from a state-authorized provider before your current bond expires.
2. Complete the Renewal Application – Fill out the notary renewal application required by the Mississippi Secretary of State.
3. Submit Your Documents – Send your completed application and bond to the Secretary of State’s office for processing.

The renewal process should be completed before your current commission expires to avoid a lapse in your notarial authority. 

To become a notary public in Mississippi, you must meet the following requirements:

Basic Eligibility:

• Be at least 18 years old.
• Be a U.S. citizen or legal permanent resident.
• Be a Mississippi resident for at least 30 days and apply in your county of residence.
• Be able to read and write in English.
• Have no felony convictions, unless pardoned or rights have been restored.

Application Process:

1. Submit an application to the Mississippi Secretary of State.
2. Pay the $25 application fee.
3. Obtain a $5,000 surety bond from a state-authorized provider.
4. File the bond and Oath of Office with the Secretary of State.
5. Receive your commission certificate upon approval.
6. Obtain an official seal or stamp to affix to documents.
7. Comply with the statutes governing Mississippi Notary Acts, including but not limited to, maintaining a registry of all documents signed.

By meeting these requirements and following state regulations, you can become a commissioned notary public in Mississippi. Ensuring compliance with all steps will help you perform notarial duties effectively and legally.

To become a Remote Online Notary (RON) in Mississippi, you must first hold an active notary commission and be in good standing. Next, notify the Mississippi Secretary of State’s Business Services Division of your intent to perform remote notarizations by submitting the required form.

You’ll need to select a state-compliant technology provider that allows real-time communication, identity verification, and recording of the notarial transaction. It’s also essential to maintain proper records, including an audio-video recording of each remote notarization and detailed entries in your notary journal indicating that the act was performed remotely.

Mississippi allows notaries to charge the standard notarial fee plus an additional technology fee, not exceeding $25. By following these steps, you can legally perform remote online notarizations while complying with state laws.