Kentucky Notary Bond

The Kentucky Notary Bond is a mandatory requirement for individuals appointed as notaries public in Kentucky. This bond ensures that notaries perform their duties with integrity and precision, safeguarding the public against potential errors, negligence, or fraudulent actions.

To legally operate, Kentucky notaries must secure a $1,000 notary bond. If a notary's misconduct causes financial harm, an affected party can file a claim against the bond for compensation. If a claim is paid, the notary must reimburse the surety company.

While the bond protects the public, it does not cover the notary personally. Notaries are encouraged to purchase Errors and Omissions (E&O) insurance for their own protection. These requirements, overseen by Kentucky's Secretary of State, promote trust and accountability in notarial services across the state.

In Kentucky, notaries are required to obtain a $1,000 surety bond as part of the notary commission process. This bond is valid for a 4-year term and serves as a financial safeguard to protect the public from errors, negligence, or misconduct by the notary.

The cost of a Kentucky notary bond varies depending on the surety provider. Typically, premiums range from $35 to $55 (additional processing fees may apply). It must be obtained from a state-approved surety provider and filed with the county clerk’s office within 30 days of receiving the notary commission certificate from the Kentucky Secretary of State.

In addition to the bond, notaries should budget for other expenses, such as:

• One-time Bond Processing Fee: $100
• Notary Application Fee: $10 (This is a non-refundable fee paid when submitting the notary application to the Kentucky Secretary of State).
• Notary Seal or Stamp: Costs range from $20 to $50, depending on the provider 
• Notary Journal: Costs range from $15 to $30 (optional but recommended for record-keeping).
• County Clerk Filing Fees: Approximately $19 (varies by county; includes recording the bond and administering the oath of office).

These additional expenses ensure that notaries comply with Kentucky’s legal requirements and are equipped to perform their duties effectively. For the most accurate and up-to-date information, consult the Kentucky Secretary of State’s website or your local county clerk’s office.

Easily apply using one of these convenient methods:

1. Apply for Your Bond

Choose one of the following convenient application methods:

• Online Application – Complete a secure online application anytime, 24/7, in just minutes.
• Call Us at (888)-592-6631 – Our bond specialists are available to assist you and answer any questions.

To apply, you’ll need:

• Bond Name: Kentucky Notary Public Surety Bond
• Bond Amount: $1,000 (as required by the state)
• Email and Contact Information

2. Receive Your Quote

After submitting your application, you'll receive an instant bond quote. Review the details for accuracy, and contact our team for any necessary adjustments.

3. Purchase Your Bond

Once you confirm the quote, complete your purchase by paying the invoice and signing the required documents online. Your official bond will be emailed to you within minutes, ready for submission with your notary application.

To renew your Kentucky Notary Bond, you must obtain a new $1,000 surety bond from a licensed surety provider before your current commission expires. Once you have the bond, file it with your county clerk’s office and complete the oath of office within 30 days to record your new commission.

Ensuring timely renewal prevents any lapse in your notary commission. For the most up-to-date requirements, check with the Kentucky Secretary of State or your county clerk’s office.

To become a Notary Public in Kentucky, applicants must meet the following eligibility criteria:

• Age: At least 18 years old.
• Citizenship: Be a U.S. citizen or permanent legal resident.
• Residency/Employment: Reside or have a place of employment or practice in the Kentucky county where the application is made.
• Language Proficiency: Able to read and write English.
• Legal Standing: Not disqualified under state statute KRS 423.395.
   

Application Process:

1. Complete the Notary Application: Submit a completed application to the Kentucky Secretary of State, accompanied by a $10 filing fee.
2. Obtain a Surety Bond: Secure a $1,000 surety bond from an authorized provider. This bond protects the public from potential errors or misconduct by the notary.
3. Oath and Bond Filing: Within 30 days of receiving the commission, appear before the county clerk to take the oath of office, submit the surety bond, and file the commission.
    

Additional Recommendations:

While not legally required, obtaining a notary seal or stamp is recommended to authenticate notarial acts. Additionally, maintaining a notary journal is advisable for record-keeping purposes, ensuring accurate documentation of all notarial transactions.

To become a Remote Online Notary (RON) in Kentucky, you must:

1. Hold an Active Notary Public Commission: Ensure you are currently commissioned as a Notary Public in Kentucky.
2. Select a State-Approved RON Technology Provider: Choose a communication technology platform that complies with Kentucky's legal requirements for remote notarizations.
3. Obtain a Digital Certificate: Acquire a digital certificate that complies with the X.509 standard from a registered certificate authority.
4. Notify the Secretary of State: Submit a notice to the Kentucky Secretary of State informing them of your intent to perform remote online notarizations and provide details of the technology you will use.
5. Maintain Records: Ensure that you create and retain an audio-visual recording of each remote notarization session as required by Kentucky law.
    

By fulfilling these requirements, you can perform remote online notarizations in Kentucky in compliance with state laws.