COVID-19 Update: We are reducing costs for qualified applicants, and offering same day bonding.
Please apply online, or call our team for assistance. Learn more
Contact Our Experts

Florida Lost Car Title Guide

Real-Time Surety Bond Quotes
Free quotes using soft credit pulls.
#1 Bond Writer with the Lowest Rates
Our high volume allows us to negotiate excellent rates.
100% Money Back Guarantee
Your bond will be accepted, or your money back.
Get Bonded Online in Three Steps
  • 1. Real-Time Quote
  • 2. Buy Securely Online
  • 3. Get Bonded in Minutes

Create a Sub-Broker Account

Create a free account and offer bonds to your clients instantly

If you don’t have a certificate of title in Florida, and can’t otherwise prove ownership of the vehicle through a court decision or other means, there is a specific procedure to obtain a bonded title in Florida. In this case, the bond acts as a guarantee for the State of Florida that your ownership claim is genuine. This guide walks you through all the steps you’ll need to complete to get this title.

The Florida Lost Title Application Process

The entire application process is handled by the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) Division of Motorist Services. The application is available on their website. You can find your nearest office of the FLHSMV on their location page. Each location has a phone number where you can call for any questions you may have.

Note: You cannot apply for a Florida bonded title if your vehicle has any security interests or liens on it.

Step 1: Compile the Required Documents

Along with a completed copy of the application linked above, you’ll need a completed Vehicle Identification Number (VIN) and Odometer Verification Form. This form must be notarized.

Step 2: Obtain a Surety Bond

First, you’ll need to check your vehicle’s value in either the Kelly Blue Book or NADA Guide. You’ll then need to obtain a surety bond worth double your car’s value from a bond provider licensed to operate in Florida. Have the company assist you in filling out the bond form.

Step 3: Complete an Affidavit to Accompany the Bonded Title

Complete the affidavit form with all the required information about the vehicle, along with an explanation of why you do not have a title for the vehicle.

Step 4: Determine Your Fees

A list of the relevant fees you’ll need to pay to obtain your Florida bonded title is available on the FLHSMV website. Be sure to check this chart carefully, as many county agencies offer faster and slower processing times for different fees.

When your application has been completed, you must submit it, along with the required fees and proof of identity (this may include a driver’s license or other identification card), to your nearest Florida tax collector’s office.

Note: The processing time will vary based on the policies of your county office.

Get Your Surety Bonds from the Best Bonding Companies
We work with the top A-rated, T-listed surety bond companies in the nation

Jennifer Henson
Our company has been with JW Surety for several years now so when we needed to obtain a bond for a new company, we immediately went to them for help. Our rep, Melissa, was extremely helpful and prompt which made the process extremely easy for me.
David Tillotson
Trying to get a local Surety Bond was like driving a car on three tires. I searched Surety Bonds and found JW Surety Bonds. I got online and filled out the information and with in 30 minutes received a response from Melissa. She was informative, friendly and helpful. One more super satisfied customer.

The Nation’s #1 Volume Surety Bond Service
Our company writes $4,000,000,000+ in bonds each year!
  • #1 Bond Writer
    We are the nation's largest volume bond producer.
  • Easy Process
    Fastest online surety bond application process; we approve bonds instantly.
  • Lowest Rates
    Our high volume allows us to negotiate lower rates on your behalf.
  • Claim Specialists
    Your JW surety bond agent will be your claims advocate when you need them most.

Don't wait days to get bonded. Get your surety bond instantly!

Get Your Free Bond Quote
About JW Surety Bonds
We are a family owned and operated agency established in 2003. We started with just two people, and grew to become the largest volume bond producer in the nation with 50+ employees. Since day one, our team focus has been on providing real-time online quotes, an easy process, and the best in claims defense. Learn more about our company.