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Private Investigator Bond

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What is a Private Investigator Bond?

Private investigators in many states are required to have a valid license to legally operate their business. Posting a private investigator bond is part of the licensing requirement and is a form of security for both the public and the state licensing authority.

A private investigator bond ensures that licensed private investigators follow the legal standards of their trade and comply with law enforcement requests when necessary.

A private investigator bond involves three distinct parties: the principal is the private investigator posting a bond; the surety company provides the bond; and the obligee is the state’s licensing authority mandating that a bond be in place.

If a client suffers damages because a private investigator does not work according to local laws, then a claim can be made against the private investigator bond.

Who Needs to Obtain a Private Investigator Bond?

Private investigator licensing requirements vary between state and local jurisdictions. To determine whether you need to obtain a private investigator bond, you should check with your state and local agencies, such as the Department of Public Safety.

Even if your official job title isn’t private investigator, you may still need a private investigator bond. Other jobs that may require a private investigator bond or a similar bond for licensing include investigative assistants, private investigation agencies, private and protective security agencies, and security guards and agencies.

How Do I Get a Private Investigator Bond?

You must submit a brief application online to obtain a private investigator bond. Once the surety company reviews your application, they will provide a quote for the private investigator bond you need.

What Does a Private Investigator Bond Cost?

Each state requires a different bond amount for licensed private investigators. It is helpful to check with your state or local offices to determine this amount, because it will play a role in the premium you pay for your private investigator bond.

The required bond can range from $2,500 to $50,000, but you are not responsible for paying the entire amount. The surety company will charge a percentage of the bond, which can range from 1 to 10% of the total.

Can I Get a Private Investigator Bond with Bad Credit?

A private investigator bond may cost more for those who have a low credit score or adverse credit history. Legitimate claims made against a bond are ultimately the responsibility of the private investigator, which is why a review of personal credit is necessary.

If you have had recent trouble with a bankruptcy, court judgment, or tax lien, you may be seen as a higher risk to the surety, and be required to pay a higher percentage for your private investigator bond.


Frequent Questions

How much does this bond cost?

The cost is usually 1 – 10% of the bond amount. Keep in mind that pricing varies based on the bond amount, and your financial strength.

What is the process?

Apply and get approved on our website, sign the surety agreements, and we will ship the bond out. If you would like to learn more about what surety bonds are and how they work, you can read our detailed guide here.

Can I get this bond with bad credit?

Yes, it’s possible, but bad credit usually results in higher rates.

Does it matter where I get a bond?

Yes. We provide the lowest rates possible as a result of the large volume of bonds we write.

What if a false claim is filed?

You must contact us immediately, as we have a team of claim specialists here to find a resolution for you. Keep in mind, it is crucial that you work with an expert in the surety industry. Learn more about how to ensure you choose the proper bond company.

Are you looking for a different type of bond?

You can take a look at our full list of license and permit bonds.


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Jennifer Henson
Our company has been with JW Surety for several years now so when we needed to obtain a bond for a new company, we immediately went to them for help. Our rep, Melissa, was extremely helpful and prompt which made the process extremely easy for me.
David Tillotson
Trying to get a local Surety Bond was like driving a car on three tires. I searched Surety Bonds and found JW Surety Bonds. I got online and filled out the information and with in 30 minutes received a response from Melissa. She was informative, friendly and helpful. One more super satisfied customer.

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Our company writes $4,000,000,000+ in bonds each year!
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About JW Surety Bonds
We are a family owned and operated agency established in 2003. We started with just two people, and grew to become the largest volume bond producer in the nation with 50+ employees. Since day one, our team focus has been on providing real-time online quotes, an easy process, and the best in claims defense. Learn more about our company.