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Mobile Home Dealer Bond

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What is a Mobile Home Dealer Bond?

A mobile home dealer bond is a form of a license bond, required for individuals and companies that work as dealers of manufactured homes. As part of the process of obtaining a mobile home dealer license, a mobile home dealer bond works to protect the state licensing authority as well as the general public when interacting with a mobile home dealer. If a dealer does not abide by state rules and regulations, a claim can be made against the mobile home dealer bond to cover financial damages.

As with other surety and license bonds, a mobile home dealer bond is a contract between three parties. The obligee is the state licensing agency requiring the bond to be in place. The principal is the mobile home dealer purchasing the bond, and the surety is the company providing the bond to the principal. When a claim is made against a mobile home dealer bond, the surety pays for the losses and then requires repayment from the mobile home dealer.

What Does a Mobile Home Dealer Bond Cost?

A mobile home dealer bond requirement may vary from one state to the next, meaning the total amount of a bond that must be in place ranges significantly. However, mobile home dealers do not have to pay the entire amount of the bond requested. Mobile home dealer bond pricing is calculated as a percentage of the bond amount, often ranging from 1 to 3%.

The percentage rate you pay for a mobile home dealer bond depends on your credit history as well as the finances of the business and experience in the industry. When credit is a problem, you can still obtain a mobile home dealer bond. However, the percentage rate charged as your bond premium will be higher than for dealers with strong credit and business financials.

How Do I Get a Mobile Home Dealer Bond?

If you’re going through the licensing process for becoming a mobile home dealer, you need to start your mobile home dealer bond application as well. The process is easy, beginning with a request for a bond quote via a short online form.

Frequent Questions

How much does this bond cost?

The cost is usually 1 – 10% of the bond amount. Keep in mind that pricing varies based on the bond amount, and your financial strength.

What is the process?

Apply and get approved on our website, sign the surety agreements, and we will ship the bond out. If you would like to learn more about what surety bonds are and how they work, you can read our detailed guide here.

Can I get this bond with bad credit?

Yes, it’s possible, but bad credit usually results in higher rates.

What if a false claim is filed?

You must contact us immediately, as we have a team of claim specialists here to find a resolution for you. Keep in mind, it is crucial that you work with an expert in the surety industry. Learn more about how to ensure you choose the proper bond company.

Are you looking for a different type of bond?

You can take a look at our full list of license and permit bonds.

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Jennifer Henson
Our company has been with JW Surety for several years now so when we needed to obtain a bond for a new company, we immediately went to them for help. Our rep, Melissa, was extremely helpful and prompt which made the process extremely easy for me.
David Tillotson
Trying to get a local Surety Bond was like driving a car on three tires. I searched Surety Bonds and found JW Surety Bonds. I got online and filled out the information and with in 30 minutes received a response from Melissa. She was informative, friendly and helpful. One more super satisfied customer.

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About JW Surety Bonds
We are a family owned and operated agency established in 2003. We started with just two people, and grew to become the largest volume bond producer in the nation with 50+ employees. Since day one, our team focus has been on providing real-time online quotes, an easy process, and the best in claims defense. Learn more about our company.