COVID-19 Update: We are reducing costs for qualified applicants, and offering same day bonding.
Please apply online, or call our team for assistance. Learn more
Contact Our Experts

Lost Instrument Bond

Real-Time Surety Bond Quotes
Free quotes using soft credit pulls.
#1 Bond Writer with the Lowest Rates
Our high volume allows us to negotiate excellent rates.
100% Money Back Guarantee
Your bond will be accepted, or your money back.
Get Bonded Online in Three Steps
  • 1. Real-Time Quote
  • 2. Buy Securely Online
  • 3. Get Bonded in Minutes

Create a Sub-Broker Account

Create a free account and offer bonds to your clients instantly

How to Get Your Lost Instrument Bond

#1: Determine Your Requirements

If you lose a redeemable item of value (such as a share of stock, certificate of deposit, check or deed of trust) and you need a duplicate issued to you, the applicable financial institution (usually a bank or transfer agent) will notify you if you need a lost instrument bond.

#2: Get Approved for Your Bond

Once you are notified that you need a bond, you can simply apply online and get instantly approved.

Once you have your lost instrument bond in your hands you will need to:

  • Sign your bond
  • Make a copy for your records
  • Send your signed bond to the financial institution that required the bond (along with any other important paperwork provided by your bond agency or the state).

How Much Do Lost Instrument Bonds Cost?

The cost is a percentage of the bond amount, which is mostly based on your personal credit. You can use our free bond premium calculator tool to get an instant ballpark estimate, or you can apply online to get a firm quote.

What is an Indemnity Bond for Lost Instruments?

A lost instrument bond is generally required by financial institutions in order to issue a copy of a financial document or redeemable item of value that has been stolen or lost, e.g. a stock certificate, cashier’s check, a share of stock, promissory note, etc. The required bond amount will be decided by the financial institution that issued the original financial certificate (usually about 1.5times the amount of the original certificate/item). The bond guarantees the financial institution will not suffer any losses because of the duplicate document it issued.

Lost Instrument Bond Claims Can Put You at Risk

You’re responsible to pay any bond claims in full which can be as large as the full bond amount. The indemnity agreement that you must sign to get your bond is a legal contract that pledges your corporate and personal assets if you are to cause claims by attempting to use both the original financial certificate and the duplicate that was issued to you. Take a look at our guide to learn more about how surety bond claims work.

Frequent Questions

How much does this bond cost?

The cost is usually 1 – 10% of the bond amount. Keep in mind that pricing varies based on the bond amount, and your financial strength.

What is the process?

Apply and get approved on our website, sign the surety agreements, and we will ship the bond out. If you would like to learn more about what surety bonds are and how they work, you can read our detailed guide here.

Can I get this bond with bad credit?

Yes, it’s possible, but bad credit usually results in higher rates.

What if a false claim is filed?

You must contact us immediately, as we have a team of claim specialists here to find a resolution for you. Keep in mind, it is crucial that you work with an expert in the surety industry. Learn more about how to ensure you choose the proper bond company.

Are you looking for a different type of bond?

You can take a look at our full list of license and permit bonds.

Get Your Surety Bonds from the Best Bonding Companies
We work with the top A-rated, T-listed surety bond companies in the nation

Jennifer Henson
Our company has been with JW Surety for several years now so when we needed to obtain a bond for a new company, we immediately went to them for help. Our rep, Melissa, was extremely helpful and prompt which made the process extremely easy for me.
David Tillotson
Trying to get a local Surety Bond was like driving a car on three tires. I searched Surety Bonds and found JW Surety Bonds. I got online and filled out the information and with in 30 minutes received a response from Melissa. She was informative, friendly and helpful. One more super satisfied customer.

The Nation’s #1 Volume Surety Bond Service
Our company writes $4,000,000,000+ in bonds each year!
  • #1 Bond Writer
    We are the nation's largest volume bond producer.
  • Easy Process
    Fastest online surety bond application process; we approve bonds instantly.
  • Lowest Rates
    Our high volume allows us to negotiate lower rates on your behalf.
  • Claim Specialists
    Your JW surety bond agent will be your claims advocate when you need them most.

Don't wait days to get bonded. Get your surety bond instantly!

Get Your Free Bond Quote
About JW Surety Bonds
We are a family owned and operated agency established in 2003. We started with just two people, and grew to become the largest volume bond producer in the nation with 50+ employees. Since day one, our team focus has been on providing real-time online quotes, an easy process, and the best in claims defense. Learn more about our company.