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Oklahoma Contractor License Bond

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What is an Oklahoma Contractor License Bond?

In Oklahoma, contractors in many different specialties are required to hold a license to work legally. Before getting licensed, an Oklahoma contractor license bond may also be necessary, depending on the city or county where a contractor plans to work with customers. The purpose of the Oklahoma contractor license bond is to provide security to the public that when working with a contractor, he or she will perform the obligations of a project in line with state and local laws and building codes.

An Oklahoma contractor license bond is an agreement between three specific parties. The principal is the licensed contractor who must post a bond. The obligee is the state or local licensing authority that requires a bond to be in place. Finally, the surety company provides the bond to the contractor and pays legitimate claims for compensation to customers of the contractor.

What Does an Oklahoma Contractor License Bond Cost?

The amount of an Oklahoma contractor license bond which must be in place in order to obtain a contractor license varies from one location to the next. Typically, a bond between $1,000 and $10,000 must be posted to comply with local regulations. However, this is not the amount you pay for an Oklahoma contractor license bond.

Contractors pay only a small percentage of the total bond requirements, often between 1 and 10%. This is known as the bond premium, and it is determined by the surety company providing the bond. If you have a low credit score, you pose a higher risk to the surety company and therefore, pay a higher premium for your bond.

How Do I Get an Oklahoma Contractor License Bond?

Meeting the bonding requirements as a contractor in the state begins with submitting an application for your Oklahoma contractor license bond. This simple process involves the surety company reviewing your credit score and business details, and providing a fast quote for your bond premium.


Frequent Questions

How much does a bond cost?

Pricing is a percentage of the bond amount that’s required of you, which is based on your personal credit. Use our bond pricing tool to to get a quick ballpark estimate.

Can I get bonded with bad credit?

Yes. You can apply and get bonded with bad credit. Our agency is the largest writer of bonds in the county, which allows us to approve contractors for bonds when other agencies cannot.

Are these the same as contract bonds?

No. Contractor license bonds ensure you will abide by the laws of your state, city or municipality when performing contracting work. Contract bonds guarantee public projects will be completed properly and are a separate bond type. You can learn more about contract surety bonds by visiting the contractor bond center.

Do I need a state or local bond?

It depends on who is requiring the bond of you, the local municipality, county or state. Depending on your location, it is possible you may need both a local and state bond, as contractor license bond requirements can vary drastically. You can select your state to see a full list of contractor license bond requirements.


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Jennifer Henson
Our company has been with JW Surety for several years now so when we needed to obtain a bond for a new company, we immediately went to them for help. Our rep, Melissa, was extremely helpful and prompt which made the process extremely easy for me.
David Tillotson
Trying to get a local Surety Bond was like driving a car on three tires. I searched Surety Bonds and found JW Surety Bonds. I got online and filled out the information and with in 30 minutes received a response from Melissa. She was informative, friendly and helpful. One more super satisfied customer.

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