Welcome to JW Surety Bonds

Leaders In Online Surety Bonding

Simply put, a surety bond is a guarantee. What the bond specifically guarantees depends on the language of the bond. Surety bonding is a form of credit, not insurance.

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To start the process you need to apply. Our online application offers instant online approvals for most applicants. Once approved, all that is required is payment and a signed agreement between you and the bonding company.

The bond is then issued out of our office within 24 hours from receipt of payment and the agreement (original agreement may be required).

Bond premiums vary greatly depending on the applicant, the bond type, surety, and the obligee. Just like other forms of credit, everyone does not receive the same rate.

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  • Dealer Bonds

  • Bad Credit Bonds

  • Contractor License Bond

  • Mortgage Broker Bonds

  • Subdivision Bonds

Our agency offers a wide variety of programs for auto dealer bonds. Whether you have good or bad credit, we can help in any state in the country. Lower risk clients can expect very competitive rates, while high risk clients with credit issues can still be issued with no collateral requirement.

Dealer Bond Info | Apply Online Now!

Our Bad Credit Surety Bond Program is more flexible than most others offered. Collateral is almost never required and our premium rates are lower than the competition. Due to our high volume, our exclusive rates can be as little as one-third of the cost of programs offered by other agencies.

Bad Credit Bond Info | Apply Online Now!

Our agency can place contractor license bonds throughout the country. Our flexible programs allow us to bond all applicant types. Bad credit or bankrupcty? No problem! Strong applicants can expect competitive rates. Let one of our agents assist you through the bond process.

Contractor License Bond Info | Apply Online Now!

Multiple programs exclusive to our agency make JW Surety Bonds the one stop shop for mortgage brokers. Many mortgage brokers like the idea of being able to operate in all 50 states. Our agents have the tools and expertise to ensure that you obtain a mortgage broker bond for any state you require.

Mortgage Broker Bond Info | Apply Online Now!

Subdivision bonds have become difficult to place for most agencies. Fortunately, JW Bond Consultants is always keeping an eye on the surety marketplace and making changes as necessary. No other agency is capable of placing subdivision bonds with the ease and speed of JW Bond Consultants.

Subdivision Bond Info | Apply Online Now!

Applying for surety bonds online couldn't be easier. Click Apply Online Now and follow the simple steps - it only takes a few minutes!

Apply Online Now!
  • Recent Forum Posts:
  • "City, contractor spar over leaky water tank court"
    "A dispute between the city of Santa Fe and a construction contractor's bondholder has gone all the way to the state Supreme Court, while in the meantime another lawsuit over the same leaky water tank is supposed to head to trial early next year." Read it here (http://www.santafenewmexican.com/Local%20News/City--contractor-to-spar-over-leaky-water-tank-in-court--).
  • ENR: "Razor-Thin Margins As Contractors Fight For Stimulus Projects"
    "The cutthroat nature of competition is tough on contractors, but it also imposes risks on project owners as well. “If someone comes in and makes a mistake or low-balls a project, it is important that owners make sure [the contractor] is building it right,” says Rich Thorn, president and CEO of the AGC chapter in Salt Lake City. With new bidders ranging far afield, some owners are questioning the capabilities of some contractors bidding on their projects, says John Saliba, vice president of Irvine, Calif.-based FTR International Inc. “The most interesting thing is having these firms—who no one has ever heard of before—winning bids,” he says. There are concerns the quality of work on some projects will suffer, Saliba says. “People who should not be bidding are bidding,” he says. “It is kind of sad because the owners will see that the number of claims (http://www.suretyinsider.com/) is going to increase down the road as these projects are completed.” Read it here (http://enr.ecnext.com/coms2/article_bmfi090624StimulusProj-1).
  • Performance Bond and Direct Owner Purchases
    We have a project where by the municipal client will be undertaking _owner direct purchases_ of materials to avoid the State sales taxes on these items. This is being handled by change order to the just executed owner-GC contract. The GC is seeking to have the performance bond for the amount of the contract minus the amount of the owner direct purchases. Is this normal? Does it limit protection for the owner? What happens if the material is damaged and the GC can no longer perform? Is this split between the performance bond and builder's risk?