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Rhode Island Surety Bond Guide

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Which Surety Bond in Rhode Island Do You Need?

There are three types of surety bonds that can be required of you:

It’s important you understand how surety bonds work and that you're responsible to pay claims in full, which makes it important that you find a bond company that will defend you from claims.

Getting License and Permit Bonds

Rhode Island requires license and permit bonds in order to get and file licenses/permits for many different professions. You can find the full list of license and permit bonds required by using our bond requirement search tool.


Rhode Island Surety Bond Search

Rhode Island (Town of Cumberland) Detective Bond Town of Cumberland Cumberland Apply
Rhode Island Alcohol Beverage Bond State of Rhode Island Dept. of Business Regulation Cranston Apply
Rhode Island Burglar Alarm Business Bond Department of Labor and Training Cranston Apply
Rhode Island Collection Agency State of Rhode Island Cranston Apply
Rhode Island Contract Postal Unit Bond US Postal Service Coventry Apply
Rhode Island Dealer's License Division of Motor Vehicles - Dealer's License & Regulations Office Pawtucket Apply
Rhode Island Dealer's License Division of Motor Vehicles - Dealer's License & Regulations Office Pawtucket Apply
Rhode Island Employee Leasing Company Bond Dept. of Revenue, Div. of Taxation Providence Apply
Rhode Island Health Club License Attorney General Office Province Apply
Rhode Island Loan Broker Dept of Business Regulation, Division of Banking Cranston Apply
Rhode Island Mortgage Lender Dept of Business Regulation, Division of Banking Cranston Apply
Rhode Island Professional Fund Raisers Dept of Business Regulation - Securities Div Cranston Apply
Rhode Island Professional Solicitor or Fund Raising Counsel Dept of Business Regulation Providence Apply
Rhode Island Surplus Lines Broker Bond General Treasurer of the State of Rhode Island Cranston Apply
Rhode Island Telemarketer Solicitation Dept of Attorney General, Consumer Protection Unit Providence Apply
Rhode Island Third Party Loan Servicer Bond Division of Banking Cranston Apply
bonds found

    Getting Construction Bonds for Jobs

    Contract bonds such as bid and performance bonds are needed to work on public construction projects. However, these are usually required by cities or municipalities as opposed to the state. You can learn more about what’s needed to get surety bonds for construction projects.

    Getting Court Bonds in Rhode Island

    Court bonds aren’t needed as often as the bonds mentioned above, but can be required by the courts if you need to appeal a court decision, become a legal guardian of a minor or operate as a fiduciary of an estate.

    What Do Rhode Island Surety Bonds Cost?

    Costs vary significantly depending on the bond amount you need and your rate (which is the percentage of the full bond amount you must pay). You can get an instant estimate by using our bond premium calculator, or apply online to get a firm surety bond quote.

    Can You Get Bonded with Bad Credit?

    It’s possible to get surety bonds with bad credit, but it will depend on the bond type you need and how severe your credit issues are. You can get approved for most license and permit bonds with bad credit. However, it is more difficult to get contract bonds with credit issues.


    Frequent Questions

    What is the process to obtain the bond?

    Apply, get approved online, submit the indemnity agreement, and pay for the bond online. Then we will ship the original bond to you using your preferred method of shipping.

    Can I get this bond with bad credit?

    Yes. We have exclusive programs that allow us to write these bonds, even if you have credit issues. You can apply and get a quote instantly.

    Does it matter where I get my bond?

    Yes. Due to the large volume of bonds written, we provide the lowest rates possible. Apply on our website and receive an online approval instantly.

    What if a false claim is filed?

    You need to contact the surety company's claims department and present proof that the claim is false.

    Do all states require a bond?

    No, many do not. You can view our full list of state bond requirements. It is also wise to contact your state directly to determine any requirements youm ust meet.


    Get Your Surety Bonds from the Best Bonding Companies
    We work with the top A-rated, T-listed surety bond companies in the nation

    Jennifer Henson
    Our company has been with JW Surety for several years now so when we needed to obtain a bond for a new company, we immediately went to them for help. Our rep, Melissa, was extremely helpful and prompt which made the process extremely easy for me.
    David Tillotson
    Trying to get a local Surety Bond was like driving a car on three tires. I searched Surety Bonds and found JW Surety Bonds. I got online and filled out the information and with in 30 minutes received a response from Melissa. She was informative, friendly and helpful. One more super satisfied customer.

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    Our company writes $4,000,000,000+ in bonds each year!
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    • Easy Process
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    • Lowest Rates
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