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New Jersey Surety Bond Guide

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Which Surety Bond in New Jersey Do You Need?

There are three types of surety bonds that can be required of you:

It’s important you understand how surety bonds work and that you're responsible to pay claims in full, which makes it important that you find a bond company that will defend you from claims.

Getting License and Permit Bonds

New Jersey requires license and permit bonds in order to get and file licenses/permits for many different professions. You can find the full list of license and permit bonds required by using our bond requirement search tool.

A frequently obtained license bond in New Jersey is the mortgage broker/mortgage lender bond which is required by the New Jersey Department of Banking and Insurance. If you visit their website, you can find licensing requirements for both mortgage brokers and mortgage lenders. Another license bond that’s often needed is the HVACR (Heating, Ventilating, Air Conditioning, and Refrigeration) contractor bond required by the New Jersey Division of Consumer Affairs. Additionally, an electrical contractor bond must be obtained in order to get a license for electrical contracting work. This bond is required by the New Jersey Board of Examiners of Electrical Contractors.


New Jersey Surety Bond Search

New Jersey (U.A. - N.J.) Employee Benefit Funds Wage and Benefit Bond Refrigeration & Air Conditioning Service Division Trenton Apply
New Jersey Beverage Tax Bond NJ Dept of Treasury Trenton Apply
New Jersey Beverage Tax Bond Dept. of Treasury, Beverage Tax Branch Trenton Apply
New Jersey Building Demolition Permit Bond Township of Union, NJ Union Apply
New Jersey Burlington County, NJ Burlington County Board of Chosen Freeholders Mount Holly Apply
New Jersey Collection Agency Bond Deputy Attorney General Trenton Apply
New Jersey Commercial Handbill Distributor Dept. of Revenue and Finance Atlantic City Apply
New Jersey Commercial Handbill Distributor State of New Jersey- City of Atlantic City Atlantic City Apply
New Jersey Commerical Handbill Distributor Bond THE CITY OF ATLANTIC CITY - CITY HALL Atlantic City Apply
New Jersey Contractor License Bond (City of Burlington, NJ) City of Burlington New Jersey Burlington Apply
New Jersey Debt Adjustment NJDOBI: License Services, Banking Trenton Apply
New Jersey Detectives Agency License Bond New Jersey State Police Private Detective Unit West Trenton Apply
New Jersey Distributor of Motor Fuels Tax Bond State of New Jersey TrentonTrenton Apply
New Jersey Division of Fish and Wildlife Public Offical Bond NJ Division of Fish and Wildlife Trenton Apply
New Jersey Driving School Bond NJ Motor Vehicle Commission Trenton Apply
New Jersey Electrical Contractor Bond Board of Examiners of Electrical Contractors Newark Apply
New Jersey Employee Leasing Company Dept of Labor and Workforce Development Trenton Apply
New Jersey Employment Agency Bond New Jersey Division of Consumer Affairs Newark Apply
New Jersey Energy Consultant Bond New Jersey Treasurer Trenton Apply
New Jersey Energy Consultant Bond New Jersey Treasurer Trenton Apply
New Jersey Estate Buyer and Transient Buyer of Precious Metals Bond State of New Jersey Avenel Apply
New Jersey Fire Alarm, Burglar Alarm & Locksmith Advisory Committee Bond Division of Consumer Affairs Trenton Apply
New Jersey General Contractor License Bond City of Jersey City Jersey City Apply
New Jersey General Contractor License Bond City of Jersey City Jersey City Apply
New Jersey Health Care Service Firm NJ Consumer Affairs Newark Apply
New Jersey Health Club Division of Consumer Affairs Newark Apply
New Jersey IBEW Bond IBEW LOCAL 351 Hammonton Apply
New Jersey Insurance Broker Commissioner of Banking and Insurance Trenton Apply
New Jersey Jewlery Buyer State of New Jersey Office of Weight and Measures Avenel Apply
New Jersey Jewlery Buyer State of New Jersey Office of Weights and Measures Avenel Apply
New Jersey Maintenance License Bond City of Elizabeth Elizabeth Apply
New Jersey Massage Establishment Management Bond TOWNSHIP OF VOORHEES Voorhees Apply
New Jersey Master Plumber Bond Board of Examiners of Master Plumbers Newark Apply
New Jersey Money Transmitter.Foreign Money Transmitter NJ Commissioner of Banking Trenton Apply
New Jersey Mortgage Lender Dept of Banking and Insurance Trenton Apply
New Jersey Motor Vehicle Dealer Division of Motor Vehicles - Dealer Licensing Bureau Trenton Apply
New Jersey NCEA Prep Class Bond National Coalition of Estheticians, Manufacturers Ridgewood Apply
New Jersey OPERATING ENGINEERS LOCAL 825 FRINGE BENEFIT FUNDS BOND Operating Engineers Local 825 Springfield Apply
New Jersey Pawnbroker Bond NJDOBI License Services Trenton Apply
New Jersey Pipefitters Lcoal 274 Wages & Fringe Benefits Bond Pipefitters Local Union 274 Ridgefield Apply
New Jersey Precious Metals, Coins and Gems Dealer Township of Manchester Manchester Township Apply
New Jersey Private School Department of Labor Trenton Apply
New Jersey Procuring & Installation of a 1,000 Gallon Grease Trap Hamilton Twsp Trenton Apply
New Jersey Professional Fund Raisers Bond Division of Consumer Affairs Newark Apply
New Jersey Public Adjuster State of NJ Dept. of Banking & Insurance Trenton Apply
New Jersey Refrigeration & Air Conditioning Service Employee Benefit Funds Bond Refrigeration and Air Conditioning Service Divisio Trenton Apply
New Jersey Residential Mortgage Broker Commissioner of Banking and Insurance Trenton Apply
New Jersey School Commissioner, NJ Department of Labor and Workforce Trenton Apply
New Jersey School Bond -Workforce Development NJ Department of Labor and Workforce Trenton Apply
New Jersey Second Hand Gold Dealer Town of Elizabeth Elizabeth Apply
New Jersey Second-Hand Buyer/Dealer for Jewelry Bond Howell Township Howell Apply
New Jersey Secretary of Agriculture Secretary of Agriculture of The State of NJ Trenton Apply
New Jersey Security Agency License Bond New Jersey State Police Private Detective Unit Trenton Apply
New Jersey Septic Contractor Bond (Borough of Franklin Lakes) Borough of Franklin Lakes - Board of Health Franklin Lakes Apply
New Jersey Sign Installation Bond DOT - Office of Outdoor Advertising Services Trenton Apply
New Jersey Street Opening Permit Bond (Neptune Township) Neptune Township, NJ Neptune Apply
New Jersey Supplier of Motor Fuels Tax NJ Division of Taxation Trenton Apply
New Jersey Temporary Help Service Firm New Jersey Division of Consumer Affairs Newark Apply
New Jersey Tobacco Performance Bond Division of Taxation Trenton Apply
New Jersey Township of Bloomfield Sidewalk Bond TOWNSHIP OF BLOOMFIELD Bloomfield Apply
New Jersey Tuition Surety County of Middlesex - Dept of Workforce Devp New Brunswick Apply
New Jersey Used Motor Vehicle Dealer Surety Division of Motor Vehicles - Dealer Licensing Bureau Trenton Apply
New Jersey Utility Deposit Bond Connecticut Natural Gas Corp Newark Apply
New Jersey Utility Deposit Bond New Jersey Board Of Public Utilities- Audit/Licens Trenton Apply
New Jersey Wage & Fringe Benefit International Brotherhood Of Electrical Workers Hammonton Apply
New Jersey Wage and Welfare Local Union #164 IBEW LOCAL 164 Paramus Apply
New Jersey Wages & Fringe Benefits International Brotherhood Of Electrical Workers Lo North Brunswick Apply
New Jersey Wages & Fringe Benefits International Brotherhood of Electrical Workers Hammonton Apply
New Jersey Wages, Welfare and Fringes IBEW Local 400 Wall Apply
bonds found

    Getting Construction Bonds for Jobs

    Contract bonds such as bid and performance bonds are needed to work on public construction projects. However, these are usually required by cities or municipalities as opposed to the state. You can learn more about what’s needed to get surety bonds for construction projects.

    Getting Court Bonds in New Jersey

    Court bonds aren’t needed as often as the bonds mentioned above, but can be required by the courts if you need to appeal a court decision, become a legal guardian of a minor or operate as a fiduciary of an estate.

    What Do Surety Bonds Cost?

    Surety bonds generally cost 1-15% of the required bond amount. Costs vary significantly depending on the bond amount you need and your rate (which is the percentage of the full bond amount you must pay). You can get an instant estimate by using our bond premium calculator, or apply online to get a firm surety bond quote.

    Can You Get New Jersey Surety Bonds with Bad Credit?

    It’s possible to get surety bonds with bad credit, but it will depend on the bond type you need and how severe your credit issues are. You can get approved for most license and permit bonds with bad credit. However, it is more difficult to get contract bonds with credit issues.


    Frequent Questions

    What is the process to obtain the bond?

    Apply, get approved online, submit the indemnity agreement, and pay for the bond online. Then we will ship the original bond to you using your preferred method of shipping.

    Can I get this bond with bad credit?

    Yes. We have exclusive programs that allow us to write these bonds, even if you have credit issues. You can apply and get a quote instantly.

    Does it matter where I get my bond?

    Yes. Due to the large volume of bonds written, we provide the lowest rates possible. Apply on our website and receive an online approval instantly.

    What if a false claim is filed?

    You need to contact the surety company's claims department and present proof that the claim is false.

    Do all states require a bond?

    No, many do not. You can view our full list of state bond requirements. It is also wise to contact your state directly to determine any requirements youm ust meet.


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    Testimonials

    Jennifer Henson
    Our company has been with JW Surety for several years now so when we needed to obtain a bond for a new company, we immediately went to them for help. Our rep, Melissa, was extremely helpful and prompt which made the process extremely easy for me.
    David Tillotson
    Trying to get a local Surety Bond was like driving a car on three tires. I searched Surety Bonds and found JW Surety Bonds. I got online and filled out the information and with in 30 minutes received a response from Melissa. She was informative, friendly and helpful. One more super satisfied customer.

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