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Kentucky Surety Bond Guide

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Which Surety Bond in Kentucky Do You Need?

There are three types of surety bonds that can be required of you:

It’s important you understand how surety bonds work and that you're responsible to pay claims in full, which makes it important that you find a bond company that will defend you from claims.

Getting License and Permit Bonds

Kentucky requires license and permit bonds in order to get and file licenses/permits for many different professions. You can find the full list of license and permit bonds required by using our bond requirement search tool.


Kentucky Surety Bond Search

Kentucky $100K Mortgage Loan Company Executive Director, Office of Financial Institutions Frankfort Apply
Kentucky $250K Mortgage Loan Company Executive Director, Office of Financial Institutions Frankfort Apply
Kentucky Appraisal Management Company Real Estate Appraisers Board Richmond Apply
Kentucky Appraisal Management Company Bond Kentucky Board of Real Estate Appraisers Richmond Apply
Kentucky Blanket Agent Bond State Board for Proprietary Education Frankfort Apply
Kentucky Boxing and Wrestling Authority Promoter Kentucky Boxing and Wrestling Commision Frankfort Apply
Kentucky Buying Club Bond Office of the Attorney General, Division of Consumer Protection Frankfort Apply
Kentucky City of Henderson Utility Payment Bond City of Henderson Utility Commission Henderson Apply
Kentucky Debt Adjuster Bond Office of the AG - Consumer Protection Division Frankfort Apply
Kentucky Deferred Deposit Service/Check Cashier Department of Financial Institutions Frankfort Apply
Kentucky Financial Responsibility Office of Insurance, Agent Licensing Division Frankfort Apply
Kentucky Health Club Attorney General Division of Consumer Protection Frankfort Apply
Kentucky Highway Use Dept. of Vehicle Regulation Div. of Motor Carriers Frankfort Apply
Kentucky Investment Advisors Department of Financial Frankfort Apply
Kentucky KENTUCKY HIGHWAY USE Commonwealth of Kentucky Frankfort Apply
Kentucky Mortgage Loan Broker Executive Director, Office of Financial Institutions Frankfort Apply
Kentucky Motor Fuel Tax Refund Permit Holder's Department of Revenue Motor Fuels Tax Compliance Frankfort Apply
Kentucky Motor Fuels License KY Dept of Revenue Motor Fuels Tax Compliance Frankfort Apply
Kentucky Motor Vehicle Dealer Motor Vehicle Commission Frankfort Apply
Kentucky Motor Vehicle Dealer Motor Vehicle Commission Frankfort Apply
Kentucky Pawnbroker License Bond City of Hardinsburg Hardinsburg Apply
Kentucky Performance Agreement for Waste Tire Registrants Department for Environmental Protection Frankfort Apply
Kentucky Permit Bond Alarm Business Lexington Division of Police Lexington Apply
Kentucky Precious Metals Dealer Lexington Fayette Urban County Lexington Apply
Kentucky Precious Metals Dealer License Bond City of Hardinsburg Hardinsburg Apply
Kentucky Professional Solicitor State of Kentucky Attorney General Frankfort Apply
Kentucky School Bond Kentucky Proprietary Board Education Frankfort Apply
Kentucky Service Contract Provider/Obligor Performance Bond Commonwealth of Kentucky Dept. of Insurance Frankfort Apply
Kentucky Telemarketing Company Bond Attorney General Frankfort Apply
Kentucky Telemarketing Company Premium Bond Office of Attorney General- Commonwealth of KY Frankfort Apply
Kentucky Transient Merchant Office of the Attorney General Frankfort Apply
Kentucky Utility Deposit Paducah Power Systems Paducah Apply
Kentucky Vacation Club Bond Attorney General, Div. of Consumer Protection Frankfort Apply
Kentucky Vehicle License Bond Commissioner of Finance Lexington Apply
Kentucky Waste Tire Registrants Bond KY Division of Waste Management Frankfort Apply
bonds found

    Getting Construction Bonds for Jobs

    Contract bonds such as bid and performance bonds are needed to work on public construction projects. However, these are usually required by cities or municipalities as opposed to the state. You can learn more about what’s needed to get surety bonds for construction projects.

    Getting Court Bonds

    Court bonds aren’t needed as often as the bonds mentioned above, but can be required by the courts if you need to appeal a court decision, become a legal guardian of a minor or operate as a fiduciary of an estate.

    What Do Kentucky Surety Bonds Cost?

    Surety bonds generally cost 1-15% of the required bond amount. Costs vary significantly depending on the bond amount you need and your rate (which is the percentage of the full bond amount you must pay). You can get an instant estimate by using our bond premium calculator, or apply online to get a firm surety bond quote.

    Can You Get Bonded with Bad Credit?

    It’s possible to get surety bonds with bad credit, but it will depend on the bond type you need and how severe your credit issues are. You can get approved for most license and permit bonds with bad credit. However, it is more difficult to get contract bonds with credit issues.


    Frequent Questions

    What is the process to obtain the bond?

    Apply, get approved online, submit the indemnity agreement, and pay for the bond online. Then we will ship the original bond to you using your preferred method of shipping.

    Can I get this bond with bad credit?

    Yes. We have exclusive programs that allow us to write these bonds, even if you have credit issues. You can apply and get a quote instantly.

    Does it matter where I get my bond?

    Yes. Due to the large volume of bonds written, we provide the lowest rates possible. Apply on our website and receive an online approval instantly.

    What if a false claim is filed?

    You need to contact the surety company's claims department and present proof that the claim is false.

    Do all states require a bond?

    No, many do not. You can view our full list of state bond requirements. It is also wise to contact your state directly to determine any requirements youm ust meet.


    Get Your Surety Bonds from the Best Bonding Companies
    We work with the top A-rated, T-listed surety bond companies in the nation

    Jennifer Henson
    Our company has been with JW Surety for several years now so when we needed to obtain a bond for a new company, we immediately went to them for help. Our rep, Melissa, was extremely helpful and prompt which made the process extremely easy for me.
    David Tillotson
    Trying to get a local Surety Bond was like driving a car on three tires. I searched Surety Bonds and found JW Surety Bonds. I got online and filled out the information and with in 30 minutes received a response from Melissa. She was informative, friendly and helpful. One more super satisfied customer.

    The Nation’s #1 Volume Surety Bond Service
    Our company writes $4,000,000,000+ in bonds each year!
    • #1 Bond Writer
      We are the nation's largest volume bond producer.
    • Easy Process
      Fastest online surety bond application process; we approve bonds instantly.
    • Lowest Rates
      Our high volume allows us to negotiate lower rates on your behalf.
    • Claim Specialists
      Your JW surety bond agent will be your claims advocate when you need them most.

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