Which Iowa Surety Bond Do You Need? Types and Requirements
There are three types of Iowa surety bonding that can be required of you:
- License and permit bonds needed for many professions such as contractors and auto dealers to operate legally.
- Contractor bonds for public construction projects.
- Court bonds required by the courts for various purposes.
Getting License and Permit Bonds
Iowa requires license and permit bonds in order to get and file licenses/permits for many different professions. You can find the full list of license and permit bonds required by using our bond requirement search tool below.
License & Permit Bond Search
|Iowa License and Permit Bond (Davenport, IA)||City of Davenport, Iowa||Davenport||Apply|
|Iowa Athletic Commissioner Boxing/Wrestling/Mixed Martial Arts Bond||State of Iowa Athletic Commission Iowa Division of||Des Moines||Apply|
|Iowa City of Bettendorf Contractor License Bond||City of Bettendorf, Building Inspection Services||Bettendorf||Apply|
|Iowa Closing Agent Bond||Superintendent of Banking Iowa Department||Des Moines||Apply|
|Iowa Commercial Refrigeration Bond||Plumbing & Mechanical Systems Board||Des Moines||Apply|
|Iowa Commerical Liquor License Bond||Iowa Alcohlic Beverages division||Ankeny||Apply|
|Iowa Contractor License Performance & Payment (State) Bond||Iowa Division of Labor||Des Moines||Apply|
|Iowa Credit Services Organization Bond||Secretary of State||Des Moines||Apply|
|Iowa Detectives Bond||Iowa Department of Public Safety||Des Moines||Apply|
|Iowa Division of Labor Out of State Contractor Bond||Iowa division of labor contractor registration||Des Moines||Apply|
|Iowa Electrical Contractor Bond (City of Spencer)||City of Spencer||Spencer||Apply|
|Iowa Employment Agency Bond||Workforce Developmetn Division of Labor Services||Des Moines||Apply|
|Iowa General Contractor Bond (Fort Dodge, IA)||City of Fort Dodge, IA; City Treasurer's Office||Fort Dodge||Apply|
|Iowa Instructional School Bond||State of Iowa||Des Moines||Apply|
|Iowa Insurance Adjuster Bond||Iowa Insurance Division||Des Moines||Apply|
|Iowa Licensed Service Company's Bond||Insurance Commissioner of Iowa||Des Moines||Apply|
|Iowa Loan Company License Bond||Superintendent of Banking||Des Moines||Apply|
|Iowa Mobile/Manufactured Home Retailer's Bond||State Of Iowa||Des Moines||Apply|
|Iowa Money Transmitter Bond||State of Iowa||Des Moines||Apply|
|Iowa Mortgage Banker Bond||Superintendant of Banking, Iowa Dept of Commerce||Des Moines||Apply|
|Iowa Mortgage Broker Bond||Superintendent of Banking, Dept of Commerce||Des Moines||Apply|
|Iowa Mortgage Surety Bond||Superintendent of Banking, Dept of Commerce||Des Moines||Apply|
|Iowa Motor Vehicle Dealer Bond||Department of Transportation||Des Moines||Apply|
|Iowa Public Official Bond (Liberty)||Cherokee County||Cherokee||Apply|
|Iowa Public Official Bond (PHLY)||Cherokee County||Cherokee||Apply|
|Iowa Purchase of Timber from Timber Growers by a Timber Buyer or Buyer's Agent Bond||DNR - FORESTRY BUREAU||Des Moines||Apply|
|Iowa REGULATED LOAN LICENSE (IOWA) Bond||Superintendent of Banking||Des Moines||Apply|
|Iowa Right of Way Permit Bond (Fort Dodge, IA)||City Treasurer's Office||Fort Dodge||Apply|
|Iowa Third Party Administrator Bond||Insurance Division||Des Moines||Apply|
|Iowa TRAVEL AGENCY BOND FORM||Secretary of State||Des Moines||Apply|
Getting Construction Bonds for Jobs
Contract bonds such as bid and performance bonds are needed to work on public construction projects. However, these are usually required by cities or municipalities as opposed to the state. You can learn more about what’s needed to get surety bonds for construction projects.
Getting Court Bonds in Iowa
Court bonds aren’t needed as often as the bonds mentioned above, but can be required by the courts if you need to appeal a court decision, become a legal guardian of a minor or operate as a fiduciary of an estate.
How Much Does an Iowa Surety Bond Cost?
Surety bonds generally cost 1-15% of the required bond amount. Costs vary significantly depending on the bond amount you need and your rate (which is the percentage of the full bond amount you must pay). You can get an instant estimate by using our bond premium calculator, or apply online to get a firm surety bond quote.
Can You Get Bonded with Bad Credit?
It’s possible to get surety bonds with bad credit, but it will depend on the bond type you need and how severe your credit issues are. You can get approved for most license and permit bonds with bad credit. However, it is more difficult to get contract bonds with credit issues.