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Virginia Contractor License Bond

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What is a Virginia Contractor License Bond?

Construction contractors working in certain cities and municipalities throughout Virginia are required to hold a valid contractor license. As part of the licensing requirements, a Virginia contractor license bond may be necessary. A Virginia contractor license bond is not a statewide requirement but instead varies depending on the county or city where you work as a licensed contractor.

A Virginia contractor license bond is meant to protect customers of your business from fraud or other illegal business activities. If you do not comply with the laws and regulations for contractors, a customer can make a claim against your bond. Claims can be an expensive issue to overcome and they may tarnish your reputation as a contractor.

What Does a Virginia Contractor License Bond Cost?

As a type of surety bond, a Virginia contractor license bond is priced as a percentage of the total bond amount in place. For example, a $10,000 Virginia contractor license bond with a 5% bond premium means you pay $500 for your bond. Bond requirements for contractors vary from one county or municipality to the next, but generally, you can expect to need a bond between $1,000 and $10,000. Bond premiums range from 1 to 10%.

Higher bond premiums for Virginia contractor license bonds are required for contractors who have less than ideal credit history. The surety company providing your bond reviews your financial track record as well as your current business assets and liabilities to determine how much of a risk you are as a bondholder. If issues such as bankruptcy, past bond claims, court judgments, or liens are present, you will pay a higher bond premium than a contractor with healthy credit will.

How Do I Get a Virginia Contractor License Bond?

You can start the process of securing your Virginia contractor license bond by submitting a brief online application. Once your application is reviewed, you are given a quote for your bond cost and information about what you need to do to finalize your bond.


Frequent Questions

How much does a bond cost?

Pricing is a percentage of the contractor license bond amount that’s required of you, which is based on your personal credit. Use our bond pricing tool to to get a quick ballpark estimate.

Can I get bonded with bad credit?

Yes. You can apply and get bonded with bad credit. Our agency is the largest writer of bonds in the county, which allows us to approve contractors for bonds when other agencies cannot.

Are these the same as contract bonds?

No. Contractor license bonds ensure you will abide by the laws of your state, city or municipality when performing contracting work. Contract bonds guarantee public projects will be completed properly and are a separate bond type. You can learn more about contract surety bonds by visiting the contractor bond center.

Do I need a state or local bond?

It depends on who is requiring the bond of you, the local municipality, county or state. Depending on your location, it is possible you may need both a local and state bond, as contractor license bond requirements can vary drastically. You can select your state to see a full list of contractor license bond requirements.


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Jennifer Henson
Our company has been with JW Surety for several years now so when we needed to obtain a bond for a new company, we immediately went to them for help. Our rep, Melissa, was extremely helpful and prompt which made the process extremely easy for me.
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Trying to get a local Surety Bond was like driving a car on three tires. I searched Surety Bonds and found JW Surety Bonds. I got online and filled out the information and with in 30 minutes received a response from Melissa. She was informative, friendly and helpful. One more super satisfied customer.

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