How Many Bonds Do You Need?
There are bonds required by the state of Florida for you to perform construction work which protect the public. There are also bonds that can protect your business or customers which are not required by the state.
Florida Construction License Bond Requirements
Contractors with a FICO score lower than 660 who want a license in Florida will need a construction license bond. There are many different construction license bonds required depending on the type of license you need.
Registered Contractor Qualifying Business Bond
This bond is needed when contractors want to get a registered license to qualify a business. You can apply for a registered license once you have passed a local licensing exam and receive a Certificate of Competency from a local jurisdiction. If you want to learn more about this requirement, visit the Florida Department of Business and Professional Regulation website.
Qualifying an Additional Business Entity Bond
You need this bond if you are already licensed, but want to qualify another construction business. This requirement applies to those licensed as an individual or a business. If you need more information about this bond, visit the Florida Department of Business and Professional Regulation's qualifying an additional business entity page.
Certification of Registered Contractor as an Individual Bond
A bond that is required for currently registered local contractors to get a state certified contractor's license who want to be qualified as an individual once they are certified. If you want to learn more about this bond requirement, please visit the Florida Department of Business and Professional Regulation's individual certification of registered contractor page.
Certified Contractor as an Individual Bond
To get licensed as a certified building contractor, a certified building contractor as an individual bond is needed after a contractor passes a state certification exam. Visit the Florida Department of Business and Professional Regulation website to learn more about this requirement.
In order to be licensed as a certified air-conditioning contractor, a certified Class A air conditioning contractor as an individual bond is required once a contractor passes the state certification test. Visit the Florida Department of Business and Professional Regulation website to find out more about this bond.
Certified Contractor Qualifying Business Bond
If you want to get licensed as a certified general contractor and qualify a construction business, you must pass the state certification exam. Then, you need a certified general contractor qualifying business bond. To learn more about this bond, please visit the Florida Department of Business and Professional Regulation website.
To qualify a business and become a licensed certified building contractor, you need to pass the state certification test and get a certified building contractor qualifying business bond. If you need more information, visit the Florida Department of Business and Professional Regulation's certified building contractor page.
If you need to become licensed as a certified Class B air-conditioning contractor and qualify a business, you must first pass the state certification exam, and then get a certified Class B air contractor qualifying business bond. To learn more, visit the Florida Department of Business and Professional Regulation's certified class-B air contractor page.
In order to qualify a business and get licensed as a certified plumbing contractor, you must pass the state certification exam and get a certified plumbing contractor qualifying business bond. You can visit the Florida Department of Business and Professional Regulation website to find out more about this bond.
Change of Status Bond
Contractors who are already licensed by the Construction Industry Licensing Board and want to change the business name, the entity they qualify or change their license status must get either a change of status - individual to qualifying business bond, or a change of status - one qualified business to another qualified business bond. For more on these bond requirements, visit the individual to qualifying business bond page, or the one qualified business to another bond page.
You can apply for any of the bonds above and get approved instantly. If you need more information on other contractor license bonds required in Florida, visit the Florida contractor license bond page.
If you are a contractor who wants to perform work on public jobs, you need contract bonds like bid and performance bonds, which ensure the work will be done properly and that suppliers and subcontractors will get paid. Contract bond requirements are not state dependent like construction license bonds. If you want to learn more about contract bonds, visit our contract bond center.
Protect Your Business With Fidelity Bonds
To protect your customers or your business from employee dishonesty like theft, you need fidelity bonds. Business service fidelity bonds protect your customers from dishonest employees. Employee dishonesty fidelity bonds provide protection for your own business from your employees. If you would like to learn more visit the fidelity bond section.
What Is The Bonding Process?
Each state has their own bonding process. Please follow the directions below to make sure you meet all requirements as a contractor:
For detailed instructions on getting licensed, use our Florida construction license guide.
Apply for a construction license bond and get an instant approval.
Sign our indemnity agreement, provide payment and we will send your bond to you.
What Is The Bond's Purpose?
Florida construction license bonds protect the public, not you. They ensure contractors will abide by state law and the terms of their license. If you are looking for general information about contractor license bonds, visit the general contractor license bond page.
Can I Get A Construction License Bond With Bad Credit?
Yes, you can be approved with credit issues. Apply to get an instant bond approval and pay online within minutes.
However, if you need contract bonds such as bid and performance bonds, you most likely will not be able to get approved with credit issues. Contract bonds for smaller contractors are based only on personal credit, and there are no high risk markets available for contractors with bad credit. A larger contractor may be able to get approved with credit issues, but they must have strong CPA business financials and the proper industry experience.
Florida Construction Industry Licensing Board Resources
The Construction Industry Licensing Board (CILB) provides contractors with information and assistance on the web. If you visit the CILB website, you can apply or make changes to an existing license. The CILB also offers general examination information, the current exam dates and the continuing education courses available. You can also visit the newsroom to get the latest news updates, or you can subscribe to The Bottom Line Newsletter. If you need assistance with anything on the CILB website, you can use their knowledge base or contact the board directly.
Costs are a fraction of the bond amount, which is based on the contractor's personal credit. You can apply to get an instant bond quote. The current required bond amounts are either $20,000 for Division I contractors or $10,000 for Division II contractors.