Title Agency Bond Guide

Why do you need a title agency bond?

You are required to get a bond for your title agency to protect your clients. If you do not follow the laws of your state, a claim can be filed on your bond.

Top 5 Things You Need To Know


Frequent Questions

No. These bonds are required of title insurance agencies. Depending on your state, you may need a title service agent bond which is a bond required of motor vehicle title agencies. Since legislation does change, it is wise to contact the state directly to confirm whether there have been updates.

It depends on the state. You need separate bonds for all states you call that have a telemarketing bond requirement. However, not all states require this bond.

Apply, receive a quote online, sign the surety agreements, pay online and then we will ship the bond out.

No. These bonds are required of insurance agencies for title insurance. Lost title bonds are issued if a vehicle title is lost. You can learn more about vehicle title bonds on our vehicle title bond general information page.

Not necessarily. Bonds are only needed in states you operate in that have a title agency bond requirement. Take a look at the government requirements and see if your states are listed. If they are not, contact the states directly to determine the requirements as new legislation may have been enacted.

Usually, yes. However, it can vary from state to state. Some states require bonds of entire agencies while others require individual agents to obtain bonds. It is wise to contact the state where you operate to determine all requirements.


Surety Bonds do not protect you

The bond is a form of insurance for your clients, which is why many businesses proudly list that they are bonded on their marketing material. However, you will be required to reimburse the bonding company should a claim be paid out.


Why you must avoid claims at all costs


Fidelity Bonds protect your business

You can protect your business from employee theft and fraud by purchasing a fidelity bond. You can read more in our fidelity bond section.

    Step 1: Select a state


    Step 2: Choose Your Bond

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Bond costs vary by applicant, bond amount, bond type & the agency you choose. You can get a general idea of costs using our Quick Estimate tool to the right or an exact quote instantly online!

Why our rates are so low

When it comes to surety bond insurance, there is safety in numbers. As the largest volume writer in the country, we are able to obtain the lowest rates from the strongest bonding company partners.

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