Public Adjuster Bond Guide

Why do you need a public adjuster bond?

You are required to obtain a surety bond to protect your clients. If you do not follow state regulations, a claim can be filed on your bond. For example, if you charge fees on a client's settlement that were not originally agreed upon, a claim can be made.

Top 5 Things You Need To Know


Frequent Questions

Apply and get approved online, sign the indemnity agreement, pay on our website and we will ship the bond to you.

Yes. We have exclusive programs that allow us to write these bonds, even if you have credit issues. You can apply and get a quote instantly.

Yes. We provide the lowest rates possible as a result of the large volume of bonds we write. Apply and get an approval instantly.

You will need to contact the surety company's claims department and provide proof that the claim is false. We can provide the surety contact information.

No. Numerous states do not have a public adjuster bond requirement. You can take a look at our state requirement list to see if a bond is required in your state.

If you do not see a bond requirement in your state, it is still a good idea to contact the state to see if a new requirement has come about, as new legislation is always being written.

Surety Bonds do not protect you

The bond is a form of insurance for your clients, which is why many businesses proudly list that they are bonded on their marketing material. However, you will be required to reimburse the bonding company should a claim be paid out.


Why you must avoid claims at all costs


Fidelity Bonds protect your business

You can protect your business from employee theft and fraud by purchasing a fidelity bond. You can read more in our fidelity bond section.

    Step 1: Select a state


    Step 2: Choose Your Bond

How To Get Licensed & Bonded


Instant Online Quotes

Bonds in minutes, not days

Lowest Rates

Get the best pricing in the country

#1 Volume Agency

Top bond agency in the nation

What's your bond cost?

Bond costs vary by applicant, bond amount, bond type & the agency you choose. You can get a general idea of costs using our Quick Estimate tool to the right or an exact quote instantly online!

Why our rates are so low

When it comes to surety bond insurance, there is safety in numbers. As the largest volume writer in the country, we are able to obtain the lowest rates from the strongest bonding company partners.

What does a surety bond cost?


How to get the lowest rate

We're here to help

Getting bonded can be intimidating. We can help you sort through it all! There are no dumb questions. Ask us whatever you need.

Email Us

Call Us

(888) 592-6631


McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams

"The guys and gals at JW Surety came through for me! When I told them how urgent my request was, they pulled out all the stops and got it done in record time - amazing!"