Small Loan Company Bond Guide

Why do you need a small loan company bond?

You are required to obtain a bond for your small loan company to protect your customers. If you do not follow your state's regulations, a claim can be filed on your bond.

Top 5 Things You Need To Know


Frequent Questions

Apply, receive an instant quote, sign the indemnity agreement, pay online, and then we will ship the bond to you.

Yes. We have exclusive programs that allow us to write these bonds at the lowest rates possible, even if your personal credit is flawed. You can apply and receive an online quote instantly.

Not necessarily. However, you will need separate bonds for all states you operate in that require a bond. There is no blanket bond coverage, as each state bond form is a different guarantee. Take a look at our state requirement list to see if your state is listed. Should your state not be listed, contact the state directly to determine the bond requirements.

They include but are not limited to pawnbrokers, supervised lenders, credit service organizations and other loan brokers. However, every state has different requirements. Take a look at our state requirement list below. If you do not see your state, contact it directly to make sure you meet all requirements.

Yes. We are licensed in all 50 states and offer higher surety credit limits than most other bond agencies, allowing you to get bonds nationwide.

Surety Bonds do not protect you

The bond is a form of insurance for your clients, which is why many businesses proudly list that they are bonded on their marketing material. However, you will be required to reimburse the bonding company should a claim be paid out.


Why you must avoid claims at all costs


Fidelity Bonds protect your business

You can protect your business from employee theft and fraud by purchasing a fidelity bond. You can read more in our fidelity bond section.

    Step 1: Select a state


    Step 2: Choose Your Bond

How To Get Licensed & Bonded


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What's your bond cost?

Bond costs vary by applicant, bond amount, bond type & the agency you choose. You can get a general idea of costs using our Quick Estimate tool to the right or an exact quote instantly online!

Why our rates are so low

When it comes to surety bond insurance, there is safety in numbers. As the largest volume writer in the country, we are able to obtain the lowest rates from the strongest bonding company partners.

What does a surety bond cost?


How to get the lowest rate