Health Club Bond Guide
Why do you need a health club bond?
You need to obtain a surety bond for your health club to protect your customers. If your health club does not make good on your customers prepaid membership dues, a claim can be filed on your bond.
It only takes minutes to complete our online application. The website underwrites and approves most requests instantly online.
They include but are not limited to fitness centers, self-defense schools, massage studios and spas. However, every state has unique requirements. You can do some research using our bond requirement list. If you do not see your state, contact it directly to make sure you meet all requirements.
No. However, many states do require it. Take a look at our state requirement list. If you do not find requirements for your state, contact it directly as state legislation can change often.
Yes. Annual collections of membership dues are considered more risky since the potential claim amount is higher should you close. If you collect membership dues monthly, the potential claim amount is lessened, which leads to lower rates.
You must contact the bond claims department of the surety who wrote your bond. If needed, our agency can provide you the proper contact information.
Surety Bonds do not protect you
The bond is a form of insurance for your clients, which is why many businesses proudly list that they are bonded on their marketing material. However, you will be required to reimburse the bonding company should a claim be paid out.
Fidelity Bonds protect your business
You can protect your business from employee theft and fraud by purchasing a fidelity bond. You can read more in our fidelity bond section.
What's your bond cost?
Bond costs vary by applicant, bond amount, bond type & the agency you choose. You can get a general idea of costs using our Quick Estimate tool to the right or an exact quote instantly online!
Why our rates are so low
When it comes to surety bond insurance, there is safety in numbers. As the largest volume writer in the country, we are able to obtain the lowest rates from the strongest bonding company partners.
1-Step Ballpark Estimate
"The guys and gals at JW Surety came through for me! When I told them how urgent my request was, they pulled out all the stops and got it done in record time - amazing!"