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Health Club Bonds

Definition: A retail and professional services miscellaneous bond that guarantees health clubs will make good on prepaid membership dues (e.g. closing of a club). The bond can be required of fitness centers, health spas and clubs depending on the state and how the business collects its dues.

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FAQ

  • How much do health club bonds cost?
  • They are a percentage of the bond amount. If you are not ready to purchase a bond you can get an idea of costs. Costs can vary depending on how and when you collect your dues. You can also apply for a firm quote online.

  • How long is the application process?
  • It only takes minutes to complete our online application. The website underwrites and approves most requests instantly online.

  • Why do I need a health club surety bond?
  • It ensures that any pre-paid memberships will be refunded in the event of your fitness center shutting down. If this should happen, a claim will be filed on the bond requiring you to reimburse your club members.

  • What types of businesses have to post health club bonds?
  • They include but are not limited to fitness centers, self-defense schools, massage studios and spas. However, every state has unique requirements. You can do some research using our state requirement list below. If you do not see your state, contact it directly to make sure you meet all requirements.

  • Does the bond protect me from gym member injuries?
  • No. Surety bonds are not insurance for you, but are a form of credit. You need to contact an insurance agent if you want to insure your facility.

  • Does it matter how or when I collect my dues?
  • Yes. Annual collections of membership dues are considered more risky since the potential claim amount is higher should you close. If you collect membership dues monthly, the potential claim amount is lessened, which leads to lower rates.

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Health Club Bond State Requirements

SELECT A BOND TYPE BELOW TO APPLY

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BOND REQUIRED BY BOND FORM VERSION APPLICATION
BOND REQUIRED BY BOND FORM VERSION
District of Columbia Health Spa Bond Dept of Consumer & Regulatory Affairs D.C. Law 5-138 APPLY NOW
Florida Health Studio Bond Bond Dept of Agriculture and Consumer $25K APPLY NOW
Florida Health Studio Bond Bond Dept of Agriculture and Consumer Services $50K, DACS-10300 Rev. 08/10 APPLY NOW
Kentucky Health Club Bond Attorney General Division of Consumer Protection APPLY NOW
Maryland Health Club Bond Consumer Protection Division 14-12B-02(e) APPLY NOW
Massachusetts Health Club Bond Massachusetts Attorney General 000624 Rev. 12/00 APPLY NOW
Michigan Massage Establishment License Bond City of Southfield January 19, 1987-PLP APPLY NOW
Minnesota Health, Dating or Buying Club Bond State of Minnesota APPLY NOW
Missouri Health Club Bond Office Consumer Protection APPLY NOW
Missouri Health Club License Bond Bond Office of Consumer Protection APPLY NOW
New Jersey Health Club Bond Division of Consumer Affairs P.L. 1987, c. 238 APPLY NOW
New York Health Club Bond Division of Licensing Services DOS 1536-a (Rev. 3/13 APPLY NOW
Oklahoma Health Spa Bond Dept of Consumer Credit Rev. 7/1/2004 APPLY NOW
Oklahoma HEALTH SPA REGISTRATION Bond Oklahoma Department of Consumer Affairs No: 73-6017987- Revised 7/1/2004 APPLY NOW
Pennsylvania Health Club Bond Bureau of Consumer Protection P.L. 672, 73 P.S. 2171 APPLY NOW
Rhode Island Health Club License Bond Attorney General Office $10K APPLY NOW
South Carolina Physical Fitness Center Deposit Bond Bond South Carolina Department of Consumer Affairs Revised 10/11 APPLY NOW
Tennessee STATE OF TENNESSEE HEALTH CLUB SURETY Bond State of Tennessee Dept of Commerce & Insurance $25K 47-18-301 APPLY NOW
Texas Health Spa Bond Secretary of State Form #3002 (Rev. 03/2009) APPLY NOW
Utah Health Spa Surety Bond Dept of Commerce, Division of Consumer Protection 06/2010 APPLY NOW
Virginia Health Spa Bond Dept of Agriculture and Consumer Services OCA-34 Rev. 07/11 APPLY NOW
West Virginia Health Club Bond Office of the Attorney General APPLY NOW
Wisconsin Fitness Center Bond Dept of Agriculture/Trade and Consumer Protection 12/05, $25K APPLY NOW


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