Auto Dealer Bond Guide

#1 Bond Writer

We are the nation's largest volume bond producer.

Easy Process

We approve bonds instantly online. Get bonded in minutes!

Lowest Rates

Our high volume allows us to negotiate lower rates on your behalf.

Bond Experts

Bonding is all we do. We'll keep you compliant for less!

Why do you need a dealer bond?

You are required to obtain a bond for your dealership to protect your clients. Should you break a state regulation, your client can make a claim against your motor vehicle dealer bond. For example, if you sell the same vehicle to two clients, defrauding one of them, a claim can be made.


Frequent Questions

Yes. You can get you approved for a new or used car dealer bond regardless of your credit situation. However, the price will increase. You can apply to get an instant approval. As the largest writer of surety bonds in the U.S., we have access to high risk markets that many other agencies do not.

It only takes minutes, as we can approve you for auto dealer bonds instantly online. You can get a no obligation quote on our website at any time.

It is possible, but the rates vary based on your personal credit, meaning your price could be lower or higher depending on your credit strength compared to the other dealer. You can find out your exact auto dealer surety bond cost by applying and getting an instant quote.

Most likely. Many states require you to obtain dealer surety bonds to sell various types of mobile homes, including RV's, manufactured homes and modular homes. However, every state has their own motor vehicle dealer surety bond requirements. You can select any state and view the full list of state requirements.

Usually, no. One surety bond for a car dealer generally allows you to sell new and used vehicles. However, auto dealer surety bond requirements vary by state. Select your state to see the full list of bond requirements, or contact your state directly to determine its requirements.

No. A new or used car dealer surety bond does not protect you, it protects the public. However, you can protect yourself or your customers by getting fidelity bonds.


    Step 1: Select a state


    Step 2: Choose Your Bond

Step 3: Review Licensing

What's your bond cost?

Bond costs vary by applicant, bond amount, bond type & the agency you choose. You can get a general idea of costs using our Quick Estimate tool to the right or an exact quote instantly online!

Why our rates are so low

When it comes to surety bond insurance, there is safety in numbers. As the largest volume writer in the country, we are able to obtain the lowest rates from the strongest bonding company partners.

What does a surety bond cost?


How to get the lowest rate

We're here to help

Getting bonded can be intimidating. We can help you sort through it all! There are no dumb questions. Ask us whatever you need.

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(888) 592-6631


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"The guys and gals at JW Surety came through for me! When I told them how urgent my request was, they pulled out all the stops and got it done in record time - amazing!"