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Virginia Surety Bond Guide

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Getting a Surety Bond in Virginia

There are three surety bond types that can be required of you:

  • License bonds needed for many professions such as auto dealers and contractors to operate legally.
  • Contract bonds for public construction projects.
  • Court bonds required by the courts for various purposes.

It’s important you understand how surety bonds work and that you're responsible to pay claims in full (including legal costs).

Getting License and Permit Bonds

Virginia requires license and permit bonds in order to obtain and file licenses/permits for many different professions. You can find the full list of license and permit bonds required by using our bond requirement search tool.

Virginia Surety Bond Search

Virginia (City of Newport News, VA) Pawnbroker Bond City of Newport News, Virginia Newport News Apply
Virginia (City of Staunton) Pawn Broker Bond City of Staunton Staunton Apply
Virginia Admissions Tax Bond City of Virginia Beach Virginia Beach Apply
Virginia Airlines Reporting Corporation Airlines Reporting Corporation Arlington Apply
Virginia Appraisal Management Company Bond Virginia Real Estate Board Richmond Apply
Virginia Boxing and Wrestling Event Bond Dept of Professional and Occupational Regulation Richmond Apply
Virginia City of Portsmouth Contractor License Bond City of Portsmouth Portsmouth Apply
Virginia City of Staunton City of Staunton Staunton Apply
Virginia City of Virginia Beach Admissions Tax Bond City of Virginia Beach Virginia Beach Apply
Virginia Contractor License - Williams County, VA Department of Public Works Prince William Apply
Virginia Contractor License Performance & Payment (Local) Bond Prince William County, Dept of Development Svcs, Building Development Div. Prince William Apply
Virginia County of Mecklenburg Precious Metals and Gems Dealer Bond County of Mecklenburg Boydton Apply
Virginia Credit Service Business Bond Dept of Agriculture & Consumer Services Richmond Apply
Virginia Dept. of Public Utilities, City of Richmond Utility Deposit Bond Richmond Public Utilities Richmond Apply
Virginia Distillery Store Bond Alcohol Control Board Richmond Apply
Virginia DoD Performance Federal Government - MSDDC - QA Fort Eustis Apply
Virginia DPOR Auctioneer Bond Commonwealth of Virginia Richmond Apply
Virginia Driver Training School Department of Motor Vehicles Richmond Apply
Virginia Electric Services Bond Dominion North Carolina Power Richmond Apply
Virginia Electric Services Bond Dominion Virginia Power Richmond Apply
Virginia Extended Service Contract Provider/Obligor Vehicle Investment Protection, Inc. Manassas Apply
Virginia Extended Service Provider Bond Department of Agriculture and Consumer Affairs Richmond Apply
Virginia Food & Beverage Tax Bond (City of Hampton) City of Hampton Hampton Apply
Virginia Food Truck Vendor Prince William County Board of County Supervisors Woodbridge Apply
Virginia Franchisor's Bond Division of Securities and Retail Franchising Richmond Apply
Virginia Health Club Bond Dept of Agriculture and Consumer Services Richmond Apply
Virginia Health Spa Dept of Agriculture and Consumer Services Richmond Apply
Virginia Home Care Organization Department of Health Richmond Apply
Virginia Home Care Organization Bond Virginia Department of Health Richmond Apply
Virginia Household Goods Carrier Commonwealth of Virginia Richmond Apply
Virginia In Lieu of Cash Deposit Bond SWEPCO Roanoke Apply
Virginia International Brotherhood of Electrical Workers and Atlantic Coast Chapter, Richmon Division, National Electrical Contractors Association Bond IBEW Local 666 Highland Springs Apply
Virginia Land Use Permit Commonwealth of Virginia Dept of Transportation Fairfax Apply
Virginia LICENSE BOND( Fairfax County) Fairfax County, VA Fairfax Apply
Virginia Loan Company Bond BUREAU OF FINANCIAL INSTITUTIONS Richmond Apply
Virginia Local Exchange Service Bond State Corporation Commission Richmond Apply
Virginia Lottery Retailer Surety Bond State Lottery Department Richmond Apply
Virginia Loudoun County Septic Tank Cleaner License Bond LOUDOUN COUNTY HEALTH DEPARTMENT Leesburg Apply
Virginia Malt Beverage Manufacturer, Bottler or Wholesaler Department of Alcohol Beverage Control Richmond Apply
Virginia Meal Tax Bond City of Portsmouth Commissioner of the Revenue Portsmouth Apply
Virginia Meal Tax Bond (City Of Norfolk) City Of Norfolk Norfolk Apply
Virginia Meal Tax Bond (City of Norfolk) City of Norfolk Norfolk Apply
Virginia Meal Tax Bond (City of Norfolk) City of Norfolk Norfolk Apply
Virginia Meal Tax Bond (City of Portsmouth) City of Portsmouth Portsmouth Apply
Virginia Money Order Sales and Money Transmission Bond State Corporation Commission Richmond Apply
Virginia Mortgage Broker State Corporate Commision, Bureau of Financial Institutions Richmond Apply
Virginia Mortgage Lender Bureau of Financial Institutions Richmond Apply
Virginia Mortgage Loan Originator Bond State Corp Commission Richmond Apply
Virginia Motor Vehicle Dealer Motor Vehicle Dealer Board Richmond Apply
Virginia Motor Vehicle Dealer Motor Vehicle Dealer Board Richmond Apply
Virginia Motor Vehicle Title Lender State Corporation Commission Richmond Apply
Virginia Motorcycle, Trailer or T&M Vehicle Dealer Department of Motor Vehicles Richmond Apply
Virginia Passenger Carrier/Broker Department of Motor Vehicles Richmond Apply
Virginia Pawnbrokers Bond Town of Abingdon Abingdon Apply
Virginia Precious Metal & Gem Dealers Town of Adingdon Abingdon Apply
Virginia Precious Metal and Gem Dealer's The County of Amelia Virginia. Amelia Court House Apply
Virginia PRECIOUS METALS & GEM DEALER Loudoun County Leesburg Apply
Virginia Precious Metals & Gem Dealer Board of County Supervisors of Prince William Manassas Apply
Virginia Precious Metals Dealer Bond (County of Rockbridge, VA) County of Rockbridge Lexington Apply
Virginia Precious Metals Dealer Bond (North Chesterfield County) North Chesterfield County Chesterfield Apply
Virginia Precious Metals, Coins and Gems Dealer City of Hampton Hampton Apply
Virginia Private Security Services Commonwealth Of Virginia Dept of Criminal Justice Richmond Apply
Virginia Private Security Services Bond Dept. of Criminal Justice Services Richmond Apply
Virginia Professional Fund Raiser Commonwealth of Virginia Richmond Apply
Virginia Professional Licenses (All Other) Bond Caroline County Sheriff's Office Major Scott Moser Bowling Green Apply
Virginia Professional Solicitor Form 105 Dept of Agriculture & Consumer Affairs Richmond Apply
Virginia Secondhand Dealer Bond Norfolk Police Department Norfolk Apply
Virginia Seller of Antique Coins Fredericksburg City Fredericksburg Apply
Virginia Special Conservator of the Peace VA Department of Criminal Justice Services Richmond Apply
Virginia State Council School State Council of Higher Education for Virginia Richmond Apply
Virginia Surplus Lines Insurance Broker Bond Commonwealth of Virgina Richmond Apply
Virginia Tax Bond Virginia Dept of Taxation Stephens City Apply
Virginia Title Insurance Settlement Agent Bureru of Insurance Richmond Apply
Virginia Travel Club VA Dept. of Agriculture and Consumer Svcs, Office Richmond Apply
Virginia Utility Deposit Bond Dominion North Carolina Power Richmond Apply
Virginia Wholesale Wine Distributor Bond (Corporation Form) Department of Alcohol Beverage Richmond Apply
Virginia Wholesale Wine Distributor's Bond (Individual or Partnership Form) Department of Alcohol Beverage Control Richmond Apply
bonds found

    Getting Contract Bonds for Public Jobs

    Contract bonds such as bid and performance bonds are necessary to work on public construction projects. However, these are usually required by cities or municipalities as opposed to the state. You can learn more about what’s needed to get bonds for public construction projects.

    Getting Virginia Court Bonds

    Court bonds aren’t needed as often as the bonds mentioned above, but can be required by the courts if you need to appeal a court decision, become a legal guardian of a minor or operate as a fiduciary of an estate.

    What Does a Virginia Surety Bond Cost?

    Surety bonds generally cost 1-15% of the required bond amount. Surety bond costs vary drastically depending on the bond amount that you need and your rate (which is the percentage of the full bond amount you must pay). You can use our bond premium calculator to get an instant estimate, or apply online to get an exact quote.

    Can You Get a Surety Bond in Virginia with Bad Credit?

    It’s possible to get a surety bond with credit issues, but it will depend on the bond type you need and how severe your credit issues are. You can get approved for most license and permit bonds regardless of your credit condition. However, it’s harder to get approved for contract bonds with bad credit. You may be able to get approved for contract bonds with minor credit problems (you’ll likely be limited to smaller projects). Unfortunately, it’s almost impossible to get contract bonds with severe credit issues such as civil judgments or large collections. Remember, you’re responsible to pay bond claims, which makes finding a bond company that will defend you from claims priceless.


    Frequent Questions

    What is the process to obtain the bond?

    Apply, get approved online, submit the indemnity agreement, and pay for the bond online. Then we will ship the original bond to you using your preferred method of shipping.

    Can I get this bond with bad credit?

    Yes. We have exclusive programs that allow us to write these bonds, even if you have credit issues. You can apply and get a quote instantly.

    Does it matter where I get my bond?

    Yes. Due to the large volume of bonds written, we provide the lowest rates possible. Apply on our website and receive an online approval instantly.

    What if a false claim is filed?

    You need to contact the surety company's claims department and present proof that the claim is false.

    Do all states require a bond?

    No, many do not. You can view our full list of state bond requirements. It is also wise to contact your state directly to determine any requirements youm ust meet.


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    Jennifer Henson
    Our company has been with JW Surety for several years now so when we needed to obtain a bond for a new company, we immediately went to them for help. Our rep, Melissa, was extremely helpful and prompt which made the process extremely easy for me.
    David Tillotson
    Trying to get a local Surety Bond was like driving a car on three tires. I searched Surety Bonds and found JW Surety Bonds. I got online and filled out the information and with in 30 minutes received a response from Melissa. She was informative, friendly and helpful. One more super satisfied customer.

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