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Iowa Surety Bond Guide

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Which Surety Bond Do You Need?

There are three types of Iowa surety bonding that can be required of you:

It’s important you understand how surety bonds work and that you're responsible to pay claims in full, which makes it important that you find a bond company that will defend you from claims.

Getting License and Permit Bonds

Iowa requires license and permit bonds in order to get and file licenses/permits for many different professions. You can find the full list of license and permit bonds required by using our bond requirement search tool.


Iowa Surety Bond Search

Iowa License and Permit Bond (Davenport, IA) City of Davenport, Iowa Davenport Apply
Iowa Athletic Commissioner Boxing/Wrestling/Mixed Martial Arts State of Iowa Athletic Commission Iowa Division of Des Moines Apply
Iowa City of Bettendorf Contractor License Bond City of Bettendorf, Building Inspection Services Bettendorf Apply
Iowa Closing Agent Superintendent of Banking Iowa Department Des Moines Apply
Iowa Commercial Refrigeration Bond Plumbing & Mechanical Systems Board Des Moines Apply
Iowa Commerical Liquor License Iowa Alcohlic Beverages division Ankeny Apply
Iowa Contractor License Performance & Payment (State) Bond Iowa Division of Labor Des Moines Apply
Iowa Credit Services Organization Bond Secretary of State Des Moines Apply
Iowa Detectives Bond Iowa Department of Public Safety Des Moines Apply
Iowa Division of Labor Out of State Contractor Iowa division of labor contractor registration Des Moines Apply
Iowa Electrical Contractor Bond (City of Spencer) City of Spencer Spencer Apply
Iowa Employment Agency Bond Workforce Developmetn Division of Labor Services Des Moines Apply
Iowa General Contractor Bond (Fort Dodge, IA) City of Fort Dodge, IA; City Treasurer's Office Fort Dodge Apply
Iowa Instructional School State of Iowa Des Moines Apply
Iowa Insurance Adjuster Bond Iowa Insurance Division Des Moines Apply
Iowa Licensed Service Company's Bond Insurance Commissioner of Iowa Des Moines Apply
Iowa Loan Company License Bond Superintendent of Banking Des Moines Apply
Iowa Mobile/Manufactured Home Retailer's Bond State Of Iowa Des Moines Apply
Iowa Money Transmitter Bond State of Iowa Des Moines Apply
Iowa Mortgage Banker Superintendant of Banking, Iowa Dept of Commerce Des Moines Apply
Iowa Mortgage Broker Superintendent of Banking, Dept of Commerce Des Moines Apply
Iowa Mortgage Surety Superintendent of Banking, Dept of Commerce Des Moines Apply
Iowa Motor Vehicle Dealer Department of Transportation Des Moines Apply
Iowa Motor Vehicle Dealer Department of Transportation Des Moines Apply
Iowa Public Official Bond (Liberty) Cherokee County Cherokee Apply
Iowa Public Official Bond (PHLY) Cherokee County Cherokee Apply
Iowa Purchase of Timber from Timber Growers by a Timber Buyer or Buyer's Agent Bond DNR - FORESTRY BUREAU Des Moines Apply
Iowa REGULATED LOAN LICENSE (IOWA) Superintendent of Banking Des Moines Apply
Iowa Right of Way Permit Bond (Fort Dodge, IA) City Treasurer's Office Fort Dodge Apply
Iowa Third Party Administrator Insurance Division Des Moines Apply
Iowa TRAVEL AGENCY BOND FORM Secretary of State Des Moines Apply
bonds found

    Getting Construction Bonds for Jobs

    Contract bonds such as bid and performance bonds are needed to work on public construction projects. However, these are usually required by cities or municipalities as opposed to the state. You can learn more about what’s needed to get surety bonds for construction projects.

    Getting Court Bonds in Iowa

    Court bonds aren’t needed as often as the bonds mentioned above, but can be required by the courts if you need to appeal a court decision, become a legal guardian of a minor or operate as a fiduciary of an estate.

    What Do Iowa Surety Bonds Cost?

    Surety bonds generally cost 1-15% of the required bond amount. Costs vary significantly depending on the bond amount you need and your rate (which is the percentage of the full bond amount you must pay). You can get an instant estimate by using our bond premium calculator, or apply online to get a firm surety bond quote.

    Can You Get Bonded with Bad Credit?

    It’s possible to get surety bonds with bad credit, but it will depend on the bond type you need and how severe your credit issues are. You can get approved for most license and permit bonds with bad credit. However, it is more difficult to get contract bonds with credit issues.


    Frequent Questions

    What is the process to obtain the bond?

    Apply, get approved online, submit the indemnity agreement, and pay for the bond online. Then we will ship the original bond to you using your preferred method of shipping.

    Can I get this bond with bad credit?

    Yes. We have exclusive programs that allow us to write these bonds, even if you have credit issues. You can apply and get a quote instantly.

    Does it matter where I get my bond?

    Yes. Due to the large volume of bonds written, we provide the lowest rates possible. Apply on our website and receive an online approval instantly.

    What if a false claim is filed?

    You need to contact the surety company's claims department and present proof that the claim is false.

    Do all states require a bond?

    No, many do not. You can view our full list of state bond requirements. It is also wise to contact your state directly to determine any requirements youm ust meet.


    Get Your Surety Bonds from the Best Bonding Companies
    We work with the top A-rated, T-listed surety bond companies in the nation

    Jennifer Henson
    Our company has been with JW Surety for several years now so when we needed to obtain a bond for a new company, we immediately went to them for help. Our rep, Melissa, was extremely helpful and prompt which made the process extremely easy for me.
    David Tillotson
    Trying to get a local Surety Bond was like driving a car on three tires. I searched Surety Bonds and found JW Surety Bonds. I got online and filled out the information and with in 30 minutes received a response from Melissa. She was informative, friendly and helpful. One more super satisfied customer.

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    Our company writes $4,000,000,000+ in bonds each year!
    • #1 Bond Writer
      We are the nation's largest volume bond producer.
    • Easy Process
      Fastest online surety bond application process; we approve bonds instantly.
    • Lowest Rates
      Our high volume allows us to negotiate lower rates on your behalf.
    • Claim Specialists
      Your JW surety bond agent will be your claims advocate when you need them most.

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