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Florida Surety Bond Guide

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Which Surety Bonds in Florida Do You Need?

There are three types of surety bonds that can be required of you:

  • License bonds needed for many professions such as contractors, auto dealers and agricultural dealers to operate legally.
  • Contractor bonds for public construction projects.
  • Court bonds required by the courts for various purposes.

It’s important that you understand how surety bonds work and that you're responsible to pay claims. You can also take a look at our guide to learn how to get bonded in Florida.

Getting License and Permit Bonds

Florida requires license and permit bonds in order to get and file licenses/permits for many different professions. You can find the full list of license and permit bonds required by using our bond requirement search tool.

One of the most commonly needed license bonds is the Florida motor vehicle dealer bond required by the Florida Department of Highway Safety and Motor Vehicles (DHSMV) to get a license in order to sell used motor vehicles. Another license bond that’s often needed is the Florida contractor license bond required by the Construction Industry Licensing Board (CILB) for contractors to get their license. If you’re a contractor, it’s possible that you need both a construction license bond and contract bonds depending on the type of work and where you’re performing it.


Florida Surety Bond Search

Florida (Anna Maria, FL) Public Works Bond City of Anna Maria -Public Works Dept Anna Maria Apply
Florida Account Bond FL Department of Transportation, Office of Comptro Tallahassee Apply
Florida Acupuncture License Bond State of Florida Board of Acupuncture Tallahassee Apply
Florida Additional Business Entity Bond Department of Business and Professional Regulation Tallahassee Apply
Florida Adult Assisted Living Facility Agency for Health Care Administration Tallahassee Apply
Florida Agency for Health Care Administration Bond Agency for Health Care Administration Tallahassee Apply
Florida Agricultural Products Dealer Florida Department of Agriculture and Consumer Ser Tallahassee Apply
Florida Agricultural Products Dealer Bond Commissioner of Agriculture Tallahassee Apply
Florida BOND OF CITRUS FRUIT DEALER (PAYMENT OF CITRUS EXCISE TAX) FLORIDA DEPT OF AGRICULTURE Winter Haven Apply
Florida Certification of Registered Contractor Bond Dept of Business and Professional Regulation Tallahassee Apply
Florida Certified Contractor as an Individual (Commerical Pool) Bond Dept of Business and Professional Regulation Tallahassee Apply
Florida Certified Contractor Bond Florida Construction Industry Licensing Board Tallahassee Apply
Florida Certified Contractor Qualifying Business (Building) Department of Business and Professional Regulation Tallahassee Apply
Florida Certified Contractor Qualifying Business (General) Department of Business and Professional Regulation Tallahassee Apply
Florida Certified Contractor Qualifying Business (Plumbing) Department of Business & Professional Regulation Tallahassee Apply
Florida Citrus Fruit Dealer to Guarantee Payment of Citrus Inspection Fees Bond Department Of Citrus Bartow Apply
Florida Citrus Fruit Dealer's Dept of Agricultural & Consumer Services Winter Haven Apply
Florida CITRUS FRUIT DEALERS Florida Commissioner of Agriculture Winter Haven Apply
Florida City of Jacksonville Sign Bond City of Jacksonville Jacksonville Apply
Florida City of Jacksonville Solid Waste Disposal Service Bond City of Jacksonville Jacksonville Apply
Florida City of Tallahassee Utility Deposit Bond City of Tallahassee Tallahassee Apply
Florida City of Winter Park Utility Deposit Bond City of Winter Park Winter Park Apply
Florida Class I Wildlife Florida Fish and Wildlife Conservation Commission Tallahassee Apply
Florida Collection Agency Office of Financial Regulation Tallahassee Apply
Florida Consignment Shops City of Boca Raton Boca Raton Apply
Florida Construction Industry Licensing Bond(Financially Responsible Officer) State of Florida Dept of Business and Professional Tallahassee Apply
Florida Construction License Bond Department of Business and Professional Regulation Tallahassee Apply
Florida Construction License Bond Florida Dept of Business and Professional Reg Tallahassee Apply
Florida Construction License Bond Florida Construction Industry Licensing Board Tallahassee Apply
Florida Construction License Bond Department of Business and Professional Regulation Tallahassee Apply
Florida Construction License Bond Department of Business and Professional Regulation Tallahassee Apply
Florida Construction License Bond (Certification of Registered Contractor Qualifying Business) Dept of Business and Professional Regulation Tallahassee Apply
Florida Construction License Bond (Change of Status - Inactive to Active and Qualify a Business) Department of Business and Professional Regulation Tallahassee Apply
Florida Construction License Bond (Inactive to Active Status - Individual) Dept. of Business and Professional Regulation Tallahassee Apply
Florida CONTRACT POSTAL UNIT US Postal Service - Attn: CPU Coordinator Pembroke Pines Apply
Florida Contractor LIcense Bond City of Kissimmee, FL Kissimmee Apply
Florida Contractor License Bond (Palm Beach County, FL) Palm Beach County Construction Industry Lic Board West Palm Beach Apply
Florida Contractor License Bond (Registered Contractor as an Individual) Department of Business and Professional Regulation Tallahassee Apply
Florida Contractor License Bond(Change of Status-One Qualified Business to Another- Qualifying an Addtional Business Entity) Department of Business and Regulation Tallahassee Apply
Florida Credit Service Organization Bond Division of Statutory Revision Tallahassee Apply
Florida Dance Studio Bond Department of Agriculture and Consumer Services Tallahassee Apply
Florida Division of Alcoholic Beverage and Tobacco Bond State of Florida Doral Apply
Florida Division of Alcoholic Beverage and Tobacco Surety Bond Form State of Florida Tallahassee Apply
Florida Duke Energy Utility Deposit Bond Duke Energy Florida, Inc. Clearwater Apply
Florida Electric and/or Water Service Bond Jacksonville Electric Authority Jacksonville Apply
Florida Emerald Coast Utilities Authority Indemnifying Bond Emerald Coast Utilities Authority Pensacola Apply
Florida Fertilizer Dealer Bond Department of Agriculture and Consumer Tallahassee Apply
Florida Financially Responsible Officer Construction Industry Licensing Board Tallahassee Apply
Florida Financially Responsible Officer $100K Dept of Buisness and Professional Regulation Tallahassee Apply
Florida Fish & Wildlife Conservation License Agent Florida Fish and Wildlife Conservation Commision Tallahassee Apply
Florida Florida Power & Light Company- Utility Bond Florida Power and Light Company Miami Apply
Florida Foreign Trade Zone Indemnity Bond Port Everglades Dept of Broward County Fort Lauderdale Apply
Florida Fort Pierce Utilities Authority Indemnity Bond Fort Pierce Utility Authorities Fort Pierce Apply
Florida Franchise Motor Vehicle Dealer State of Florida Tallahassee Apply
Florida Fringe Benefit Contribution Security Fund United Association Local Union No. 725 Opa Locka Apply
Florida Fuel or Pollutants Tax Bond Florida Dept of Revenue Tallahassee Apply
Florida Game Promotion Bond Florida Department of Agriculture and Consumer Service Division of Consumer Services Tallahassee Apply
Florida Game Promotion Bond City Of Jacksonville, Environmental/Compliance Dept Jacksonville Apply
Florida General Construction License Bond Department of Business and Professional Regulation Tallahassee Apply
Florida GRU Utility Bond Gainesville Regional Utilities Gainesville Apply
Florida Gulf Power Company Utility Deposit Bond Gulf Power Company Panama City Apply
Florida Health Studio Bond Dept of Agriculture and Consumer Services Tallahassee Apply
Florida Health Studio Bond Dept of Agriculture and Consumer Tallahassee Apply
Florida Hernando County Contractor License Bond Hernando County Development Department Brooksville Apply
Florida Hillsborough County Contractor's Code Compliance Bond Governor of The State of Florida Tampa Apply
Florida Hillsborough County Water and/or Wastewater Service Hillsborough County, FL Tampa Apply
Florida Household Moving Services Performance Bond FL Department of Agriculture and Consumer Services Tallahassee Apply
Florida In Lieu of Deposit Bond Utility Commision for New Smyrna Beach) Utility Commission for New Smyrna Beach New Smyrna Beach Apply
Florida Insurance Broker Bureau of Licensing Tallahassee Apply
Florida Kissimmee Utility Authority Utility Deposit Bond KISSIMMEE UTILITY AUTHORITY Kissimmee Apply
Florida Leased Nusring Home Bond State of Florida Agency for Health Care Administra Tallahassee Apply
Florida License / Game of Chance City of Jacksonville, Enviornmental /Compliance Jacksonville Apply
Florida Limited Prescription Drug Veterinary Wholesaler Distributor Bond Department of Business and Professional Regulation Tallahassee Apply
Florida Lottery Bond Florida Lottery Tallahassee Apply
Florida Medicaid Provider Surety EDS Provider Enrollment, 2671 Tallahassee Apply
Florida MEDICAID PROVIDER SURETY EDS Provider Enrollment Tallahassee Apply
Florida Mobile Home Dealer Department of Highway Safety & Motor Vehicles Tallahassee Apply
Florida Mobile Home Installer Bond FL - Mobile Home Installer Bond Tallahassee Apply
Florida MONEY SERVICES BUSINESS SURETY BOND FORM Financial Services Commission, Dept of Fin Serv Tallahassee Apply
Florida Motor Vehicle Dealer Department of Highway and Motor Vehicles - Division of Motor Vehicles Tallahassee Apply
Florida Motor Vehicle Dealer Department of Highway and Motor Vehicles - Division of Motor Vehicles Tallahassee Apply
Florida Nonpublic Postsecondary Education Institution Bond Florida Department of Education Tallahassee Apply
Florida Nursing Homes Patient Trust Agency for Health Care Administration Tallahassee Apply
Florida Orange County Utilities Services Bond ORANGE COUNTY UTILITIES SERVICES Orlando Apply
Florida Orlando International Airport Non-Concessionaire Permit Holder Greater Orlando Aviation Authority Orlando Apply
Florida Orlando Utility Commission Bond City of St. Cloud,OUC Saint Cloud Apply
Florida OUC Utility Deposit Bond Orlando Utilities Commission Orlando Apply
Florida Palm Beach County Roadside Vendors Bond Palm Beach County Engineering & Public Works West Palm Beach Apply
Florida Pawnbroking FL Dept. of Agriculture and Consumer Affairs Tallahassee Apply
Florida Prescription Drug Wholesaler Department of Business and Professional Regulation Tallahassee Apply
Florida Private Educational Institution Bond Florida Dept of Education Tallahassee Apply
Florida Private Rebuilt Vehicle Inspection Bond Department of Highway and Motor Vehicles - Divisio Tallahassee Apply
Florida Process Server's Bond 5th Jusdicial Circuit Court Inverness Apply
Florida Professional Guardian Governor of the State of Florida Tallahassee Apply
Florida Professional Solicitor Bond FL Dept. of Agricultural and Consumer Services Div Tallahassee Apply
Florida Progress Energy Utility Deposit Bond Progress Energy Florida - Credit Dept ? BAY 71 Clearwater Apply
Florida Promoter Florida State Boxing Commission Tallahassee Apply
Florida Public Adjuster's Florida Department of Financial Services Tallahassee Apply
Florida Public Construction Bond City of Hollywood Florida Hollywood Apply
Florida Recreational Vehicle Dealer Department of Highway and Motor Vehicles - Division of Motor Vehicles Tallahassee Apply
Florida Recreational Vehicle Dealer Department of Highway and Motor Vehicles - Division of Motor Vehicles Tallahassee Apply
Florida Recreational Vehicle Manufacturer, etc. Department of Highway and Motor Vehicles - Division of Motor Vehicles Tallahassee Apply
Florida Registered Contractor Qualifying Business Florida Department of Business and Prof Reg. Tallahassee Apply
Florida Registered Contractor Qualifying Business Bond Department of Business and Professional Regulation Tallahassee Apply
Florida Sales and Use Tax Bond Florida Department of Revenue Tallahassee Apply
Florida Schools (All) Bond Florida Dept of Education Tallahassee Apply
Florida Seller of Travel Agriculture and Consumer Service State of Florida Tallahassee Apply
Florida Solid Waste Material Collection Bond City of Jacksonville Jacksonville Apply
Florida Statement of Bonding Limits (Application for Transfer, Additional Business and Reactivation) Bond Dept of Business and Professional Regulation Tallahassee Apply
Florida Statement of Bonding Limits (Change of Status of Qualifying Agent) Bond Dept of Business and Professional Regulation Tallahassee Apply
Florida Sumter Electric Cooperative, Inc. Bond Sumter Electric Cooperative, Inc. Sumterville Apply
Florida Surface Water Management System St. Johns River Management District Palatka Apply
Florida Surplus Lines Agent Department of Financial Services State of Florida Tallahassee Apply
Florida TALENT AGENCY Dept of Business and Professional Regulation Tallahassee Apply
Florida TECO Electric Utility Bond Tampa Electric Company Tampa Apply
Florida TECO Gas Bond TECO Peoples Gas Tampa Apply
Florida Telemarketing Bond Department of Agriculture and Consumer Services Tallahassee Apply
Florida Title Agency Bond Florida Dept. of Financial Services Tallahassee Apply
Florida Title for a Motor Vehicle Bond Department of Highway and Motor Vehicles - Divisio Tallahassee Apply
Florida Traffic School Bond Florida Department of Highway Safety and Motor V Tallahassee Apply
Florida Traffic School Bond Department of Highway Safety and Motor Vehicles Tallahassee Apply
Florida Trailer Removal License Lake County Zoning Department Tavares Apply
Florida Utility Deposit Bond Duke Energy Florida, Inc Clearwater Apply
Florida Utility Deposit Bond Florida Power Light Company Miami Apply
Florida Utility Deposit Bond Progress Energy Florida Clearwater Apply
Florida Utility Deposit Guaranty Bond Lakeland Electric Lakeland Apply
Florida Utility Payment Bond Florida Public Utilities Marianna Apply
Florida Utility Services Furnished by Beaches Energy Bond Beaches Energy Services Jacksonville Beach Apply
Florida Waste Tire Performance Bond Orange County Utilities Department Orlando Apply
Florida Withlacoochee River Electric Cooperative Withlacoochee River Electric Cooperative Dade City Apply
Florida Yacht and Ship Broker's or Salesperson's State of Florida, Dept of Business and Professional Regulation Tallahassee Apply
bonds found

    Getting Contract Bonds for Public Projects

    Getting bonded in Florida with contract bonds, such as bid and performance bonds, is necessary to work on public construction projects. However, these are usually required by cities or municipalities as opposed to the state. You can learn more about what’s needed to get bonds for public construction jobs.

    What Does a Florida Surety Bond Cost?

    Surety bonds generally cost 1-15% of the required bond amount. Surety bond costs vary significantly depending on the bond amount required of you and your rate (which is the percentage of the full bond amount you must pay). You can use our bond premium calculator to get an instant estimate, or apply online to get an exact quote.

    Can You Get a Surety Bond in Florida with Bad Credit?

    It’s possible to get bonded with credit issues, but it will depend on the bond type and how severe your credit issues are. You can get approved for most license and permit bonds regardless of your credit situation. However, it’s harder to get contract bonds with bad credit. You may be able to get approved for contract bonds with minor credit problems (you’ll likely be limited to smaller projects). Unfortunately, it’s almost impossible to get contract bonds with severe credit issues such as civil judgments or large collections. As mentioned above, you’re responsible to pay bond claims, which makes finding a bonding agency that will defend you from claims crucial.

    Getting Court Bonds in Florida

    Court bonds aren’t needed as often as the bonds mentioned above, but can be required by Florida courts if you need to appeal a court decision, become a legal guardian of a minor or operate as a fiduciary of an estate.


    Frequent Questions

    What is the process to obtain the bond?

    Apply, get approved online, submit the indemnity agreement, and pay for the bond online. Then we will ship the original bond to you using your preferred method of shipping.

    Can I get this bond with bad credit?

    Yes. We have exclusive programs that allow us to write these bonds, even if you have credit issues. You can apply and get a quote instantly.

    Does it matter where I get my bond?

    Yes. Due to the large volume of bonds written, we provide the lowest rates possible. Apply on our website and receive an online approval instantly.

    What if a false claim is filed?

    You need to contact the surety company's claims department and present proof that the claim is false.

    Do all states require a bond?

    No, many do not. You can view our full list of state bond requirements. It is also wise to contact your state directly to determine any requirements youm ust meet.


    Get Your Surety Bonds from the Best Bonding Companies
    We work with the top A-rated, T-listed surety bond companies in the nation

    Jennifer Henson
    Our company has been with JW Surety for several years now so when we needed to obtain a bond for a new company, we immediately went to them for help. Our rep, Melissa, was extremely helpful and prompt which made the process extremely easy for me.
    David Tillotson
    Trying to get a local Surety Bond was like driving a car on three tires. I searched Surety Bonds and found JW Surety Bonds. I got online and filled out the information and with in 30 minutes received a response from Melissa. She was informative, friendly and helpful. One more super satisfied customer.

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    Our company writes $4,000,000,000+ in bonds each year!
    • #1 Bond Writer
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      Fastest online surety bond application process; we approve bonds instantly.
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      Our high volume allows us to negotiate lower rates on your behalf.
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      Your JW surety bond agent will be your claims advocate when you need them most.

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