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California Surety Bond

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California Surety Bond

Types of Surety Bonds: Which One Do You Need?

There are three types of surety bonds that can be required of you:

  • License bonds needed for various professions such as contractors and tax preparers to operate legally.
  • Contractor bonds for public construction projects.
  • Court bonds required by California courts for various purposes.

It's vital that you understand how surety bonds work. Since you are responsible to pay bond claims, it’s important that you choose only to work with bond agencies that will defend you from claims. You can also read our guide to learn how to get bonded in California.


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    Getting License and Permit Bonds

    California requires license and permit bonds in order to obtain and file licenses/permits for various professions such as a California tax preparer bond (sometimes referred to as a CTEC bond), a contractor’s license bond, a seller of travel surety bond or an auto dealer bond. You can find the full list of license and permit bonds that are required by using our bond requirement search tool.

    California Contractors Bond for Your License

    The most commonly needed license bond is the California contractor bond required by the CSLB (Contractors State License Board) for contractors to get their license. If you're a contractor, it's possible that you need both a California contractor’s license bond and contractor bonds for public jobs depending on the type of work and where you're performing it.

    Getting a Contractor's Bond in California for Public Jobs

    Construction bonds such as bid bonds and performance bonds are required to work on public construction jobs. However, they're usually required by cities or municipalities rather than the state. Learn more about how you can get bonded for projects by reading our construction bond guide. As mentioned above, contractors who want to get their license also need contractor’s license bonds in California.

    What Do Surety Bonds Cost in California?

    Surety bonds generally cost 1-15% of the required bond amount. Surety bond costs vary drastically depending on the bond amount required of you and your rate (which is the percentage of the full bond amount you must pay). You can get a ballpark estimate by using our bond premium calculator, or you can apply online to get a firm bond quote.

    Can You Get Bonded with Bad Credit?

    It's possible to get surety bonds in California with bad credit, but it will depend on the bond type that you need and how severe your credit issues are. You can get approved for most license and permit bonds regardless of your credit issues.

    Getting Court Bonds in California

    Lastly, court bonds are less commonly needed, but can be required by California courts if you need to appeal a court decision, become a legal guardian of a minor or operate as a fiduciary of an estate. You can also read the most frequently asked surety bond related questions.


    Frequent Questions

    What is the process to obtain the bond?

    Apply, get approved online, submit the indemnity agreement, and pay for the bond online. Then we will ship the original bond to you using your preferred method of shipping.

    Can I get this bond with bad credit?

    Yes. We have exclusive programs that allow us to write these bonds, even if you have credit issues. You can apply and get a quote instantly.

    Does it matter where I get my bond?

    Yes. Due to the large volume of bonds written, we provide the lowest rates possible. Apply on our website and receive an online approval instantly.

    What if a false claim is filed?

    You need to contact the surety company's claims department and present proof that the claim is false.

    Do all states require a bond?

    No, many do not. You can view our full list of state bond requirements. It is also wise to contact your state directly to determine any requirements youm ust meet.


    Get Your Surety Bonds from the Best Bonding Companies
    We work with the top A-rated, T-listed surety bond companies in the nation

    Jennifer Henson
    Our company has been with JW Surety for several years now so when we needed to obtain a bond for a new company, we immediately went to them for help. Our rep, Melissa, was extremely helpful and prompt which made the process extremely easy for me.
    David Tillotson
    Trying to get a local Surety Bond was like driving a car on three tires. I searched Surety Bonds and found JW Surety Bonds. I got online and filled out the information and with in 30 minutes received a response from Melissa. She was informative, friendly and helpful. One more super satisfied customer.

    The Nation’s #1 Volume Surety Bond Service
    Our company writes $4,000,000,000+ in bonds each year!
    • #1 Bond Writer
      We are the nation's largest volume bond producer.
    • Easy Process
      Fastest online surety bond application process; we approve bonds instantly.
    • Lowest Rates
      Our high volume allows us to negotiate lower rates on your behalf.
    • Claim Specialists
      Your JW surety bond agent will be your claims advocate when you need them most.

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