Mortgage Broker License Guide

Most states will require you to obtain a mortgage license, and the NMLS (National Mortgage Licensing System) has unique requirements depending on how the specifics of how you plan on running your business and your state. However, you can get a general idea of the steps you'll need to take to get your license in the majority of states by reading below.
If you need to determine your state's licensing requirements, take a look at our comprehensive guide further down which offers state specific guides for obtaining your license.
#1: Determine Your State's Requirements
As mentioned above, the NMLS has unique requirements depending on your business type/operation and your state. It is recommended that you select your state from our nationwide guide below to determine the exact requirements you must meet. If you have any questions, please contact us.
#2: Obtain Your Mortgage Broker Bond
This is a requirement many of the states have in common. You'll want to ensure you get your surety bond from a mortgage broker bond expert to avoid any delays or future headaches.
#3: Submit Your Mortgage Broker License Application
The NMLS will provide you the necessary applications and paperwork that you'll need to fill out. Simply complete the application, and send it to the NMLS along with your surety bond.
#4: Receive Your Mortgage Broker License
If everything was submitted properly, the NMLS will send you your license. This may take a few weeks depending on your state’s requirements and their complexities.
Review All Mortgage Broker License Requirements by State


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