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Insurance Bonds Resource Center

Unsure of what type of bond you need? The resources below will help you determine which bonds you may need, and arm you with the knowledge to properly bond your business. You can also visit our education center, which will teach you everything you need to know about bonding.


  • What is an insurance bond?
  • It is an incorrect term used by individuals referring to fidelity or surety bonds. When someone is looking for a bond to insure their business or customers, they are usually interested in fidelity bonds.

    If someone uses the phrase "insurance surety bond", and the bond is required by the government or a third party entity, they are referring to a surety bond. Other common but inaccurate terms include "business insurance bond" and "insurance bonding".

  • What is the difference between fidelity and surety bonds?
  • Fidelity bonds are insurance products that protect businesses and individuals against employee dishonesty. They are generally optional to obtain.

    A surety bond is a guarantee. What it guarantees depends on the bond type. Surety bond categories include license and permit/misc. bonds, contract bonds and court bonds. They are required by the government and third party entities.

  • Do I need an insurance bond?
  • You only need a bond if it is required of you. In the surety world, "insurance bond" is an inaccurate term that can be used for fidelity or surety bonds. Use our guide below to determine which bond you need.

  • How do I get bonded?
  • You can apply and get a quote right on our website. Whether you need a surety or fidelity bond, we can help get you bonded. If you are unsure of what type you need, use our guide below.

Still have questions?

Check out our education center or ask us now!

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Insurance Bond Guide

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Capitol Cleaning (Fri, 10 May 2013 23:54:09 -0400): Would I need a misc. bond or contract bond to bid on cleaning contracts with apts and stores?Casey Conway (Thu, 23 May 2013 11:20:17 -0400): Do I need a bond to paint curb addresses in the state if TexasBrittnie McGrath (Sat, 13 Jul 2013 20:14:21 -0400): I am starting a commercial hood cleaning business we will also be servicing fire suppression systems and offering other pressure washing services. My LLC has already gone through as well as having my business licenses.Jamie Wilson (Sat, 13 Jul 2013 20:22:48 -0400): dont you have a fb for your business if you do you should post that link with the same statementStefanie Arnold (Fri, 06 Dec 2013 15:47:36 -0500): I am starting A CLEANING business for new construction and commercial some residential whats the best bond for me to chooseJW Surety Bonds (Mon, 09 Dec 2013 11:43:30 -0500): Stefanie, Thank you for your email. Surety bonds are only purchased when required by another entity. Is anyone requiring a bond of you? If not, you may be looking for a fidelity bond, another type of product which protects you or your clients from employee dishonesty. You can apply on our website for a fidelity bond and receive an instant quote here: http://www.jwsuretybonds.com/fidelity-bonds/applications/ Please let us know if you have further questions.Alexandre Bernard (Thu, 12 Dec 2013 20:28:41 -0500): I am starting a travel agency (home-based) in Illinois. There is Travel Promotion Consumer Protection Act taht requires and a surety bond or equivalent surety in the amount of $100,000 or more for the benefit of consumers in the event of a bankruptcy on the part of the travel promoter (that is if I want to avoid settig up a trust). What kind of bond do I need? Is it specific to a contract or can be one bond for all future contracts? (Fri, 21 Mar 2014 13:58:14 -0400): does the surety bond has to name the client's name in order to be enforceable?JW Surety Bonds (Fri, 21 Mar 2014 15:54:07 -0400): Neftali, I want to be certain I understand your question. Can you tell me more about the situation so that I can help you? Are you the principal or an agent on the bond? Thank you!

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