Security Bond Guide

Do you need a security bond?

"Security bond" is a mispronunciation of surety bond, and is generally used by individuals who are unsure of what bond type they need. The resources below will help guide you to the bond type you are looking for.

What Is A Fidelity Bond?


Frequent Questions

It is usually a mispronunciation of surety bond, which is a guarantee obligations will be met. There are hundreds of different surety bond types required such as contract bonds to guarantee a contract, court bonds required by law or the court and license & permit bonds that guarantee regulations for various occupations will be followed.

However, when an individual uses the term "security bond", they are sometimes referring to a specific surety bond required of security services by various states to operate legally, which is where some of the confusion originates. For this specific surety bond, you can apply online to get an instant quote.

Fidelity bonds are another possibility, which protect you or your clients from employee dishonesty such as theft. They are generally not required to operate legally. Apply to get approved online.

Costs will vary dramatically by the bond category, applicant and bond amount. You can apply directly on our website to get an exact price.

You only need one if it is being required of you. Surety bonds are required to operate and guarantee you will abide by the bond terms. On the other hand, fidelity bonds are usually optional and protect against employee dishonesty.



Surety Bonds do not protect you

The bond is a form of insurance for your clients, which is why many businesses proudly list that they are bonded on their marketing material. However, you will be required to reimburse the bonding company should a claim be paid out.


Why you must avoid claims at all costs


Fidelity Bonds protect your business

You can protect your business from employee theft and fraud by purchasing a fidelity bond. You can read more in our fidelity bond section.

What's your bond cost?

Bond costs vary by applicant, bond amount, bond type & the agency you choose. You can get a general idea of costs using our Quick Estimate tool to the right or an exact quote instantly online!

Why our rates are so low

When it comes to surety bond insurance, there is safety in numbers. As the largest volume writer in the country, we are able to obtain the lowest rates from the strongest bonding company partners.

What does a surety bond cost?


How to get the lowest rate

We're here to help

Getting bonded can be intimidating. We can help you sort through it all! There are no dumb questions. Ask us whatever you need.

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"The guys and gals at JW Surety came through for me! When I told them how urgent my request was, they pulled out all the stops and got it done in record time - amazing!"