Is there a difference in bonding companies?

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All sureties are different; they have different rules, requirements, standards and different rates for accounts. Some sureties will not consider an account if the applicant has had a bankruptcy within the past 10 years; some bonding companies will consider an account with a bankruptcy from last month! Their premium rates can differ greatly, sometimes cash collateral is required. One of the biggest concerns any principal should have is the rating of the bonding company backing them. The list of T-listed bonding companies shrinks every year (surety companies qualified to write bonds on federal contracts). Only two years ago the government list of such companies was almost twice the size of what it is today. With surety capacity slowly evaporating, you should make sure your surety also has a quality rating (At least a B+ or higher). We make sure to deal with only the most fiscally responsible, A-Rated and T-Listed bonding companies so we can place all of our clients in secure markets.

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  • [My Agent] was very helpful throughout the process and made it very easy to do business! Thanks!
  • -Anonymous of None on 10/30/2007


  • It was wonderful to deal with an agent who was so knowledgeable and on top of things. I could not have asked for a quicker response time! I am very impressed with how professional and courteous your agency is. Thank you!
  • -Ryan Spencer of Rhino Construction Inc. on 02/28/2008


  • I really appreciated the great service and all of the help I received. I am looking forward to working with you in the future.
  • -Michelle Bolland of Mortgage Forum Group, LLC on 07/11/2007


  • This deal went through with lightening speed. I high recommend JW Bond, they are the best!
  • -Abe Schiff of Home Financial USA Corp. on 02/29/2008


  • I am SO GLAD I found you! [My Agent] was an excellent rep who knew his stuff! JW Bond Consultants, Inc. website was very user friendly and during a time when it is very hard to find an insurance company that is willing to take on a Mortgage Broker.
  • -Michelle Glover of Individual on 12/03/2007