Business Service Bond Guide

Do you need a business service bond?

You want this bond if you are interested in protecting your customers from dishonest acts by your own employees. For example, if one of your employees is working in a client's home and they steal their personal property, a claim can be made on the bond.

Fidelity Bonds Explained


Frequent Questions

Apply on our website, get an approval, provide payment and we will ship the bond out to you.

Usually it is optional. However, depending on your line of business and base of operations, both a license bond and a business service bond may be required to operate legally (e.g. moving service or security service businesses). Keep in mind, many consumers will not hire companies who are not "bonded and insured", which is referring to a business service bond.

Yes. There are no credit checks when applying for most business service bonds. However, credit may be pulled for larger business services bonds.

We have bond forms on file in our extensive bond form library, which we will provide when you apply.

You will receive notice from the bond company who wrote your bond, and it is very important that you respond. Then you will have the opportunity to refute any false claim and discuss the matter with the claims representative to prove that the claim is false.

Surety Bonds do not protect you

The bond is a form of insurance for your clients, which is why many businesses proudly list that they are bonded on their marketing material. However, you will be required to reimburse the bonding company should a claim be paid out.


How To Get Bond Insurance


Fidelity Bonds protect your business

You can protect your business from employee theft and fraud by purchasing a fidelity bond. You can read more in our fidelity bond section.

What's your bond cost?

Bond costs vary by applicant, bond amount, bond type & the agency you choose. You can get a general idea of costs using our Quick Estimate tool to the right or an exact quote instantly online!

Why our rates are so low

When it comes to surety bond insurance, there is safety in numbers. As the largest volume writer in the country, we are able to obtain the lowest rates from the strongest bonding company partners.

What does a surety bond cost?


How to get the lowest rate



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