The term “licensed & bonded” is frequently used for marketing purposes in an attempt to make a company’s potential clients feel safe doing business with them. In fact, the phrase itself is all your average person knows about the surety bond industry. In this article, we will learn what it means to be “licensed & bonded. More importantly, we will learn how to become licensed and bonded.
What does it mean to be “licensed & bonded”?
Most people are aware what it means to be licensed. However, we should reiterate the purpose of a license. A license means that you have learned rules, regulations, and practices that the governing body requires you to be familiar with. Furthermore, it means that the licensee is capable of doing the work at hand. The license ensures you do the right thing, you passed the test and therefore you understand the difference between right and wrong and are held accountable for it. Not following the rules could result in loss of the license and possibly the ability to work in your particular industry in a specific area, a state, or even the entire country.
If a license does all of the above, you might ask yourself, why is there a need to be bonded? The license assures a client that the licensee knows the rules, but a bond guarantees that they will follow them. That’s right, in the event that the licensee breaks the rules of the said prevailing governing body, a claim can be filed against the bond to recoup losses for those negatively effected.
How do I become “licensed & bonded”?
You will have to do some legwork to find out who regulates the license you are looking to obtain. You will want to ask the licensing department what their requirements for obtain a license are to ensure you can meet all of their standards (Also see: How To Become Bonded). Some common requirements include, but are not limited to: passing a test, meeting certain financial requirements, industry experience, clean criminal records, and of course, a surety bond. I can not comment too much on licensing requirements, as they vary greatly depending on occupation and the location of where you are planning on operating. Fortunately, I can go into great detail about getting bonded! As stated above, you are going to want to make certain you can meet all of the requirements to qualify for a license. This is extremely important, as most bonding companies will not do pro-rated returns on cancellations of first year bonds. To get bonded, you will need to find a bond producer (also known as a bond agent). Just as in any profession, the level of competence varies greatly. If you are in need of a bond producer, you should read our article What Makes A Good Surety Bond Producer.
Be sure to give our agency a chance at wowing you with our competitive rates, fast service, and expertise in the field. We are the first and only agency to date that offers true online surety bond approvals at no charge. You can obtain a 100% free quote with no obligations by visiting our applying now.
What if I don’t need a bond for my license?
Some licensed professions do not require you to post a bond. Clearly this is a bad idea for public interests, as there is nothing to stop a licensee from breaking the rules, and even worse no guarantee that those effected will be compensated in any way. Many licensees ask us if we can bond them to make their clients feel more comfortable. Unfortunately, it is an impossibility, as a bond is a three-party agreement and some governing agency must require of you. Otherwise, the bond is not guaranteeing any specific rules and regulations…and a bond that isn’t guaranteeing anything doesn’t do any good other than providing a false sense of security.
I have a windshield warranty company and I need to be bonded in order to protect the dealerships I do business with. Do you have any suggestions?
Respectfully..jim middleton
Comment by james e. middleton — March 5, 2009 @ 3:27 pm
I want to start my own small business Crystal Clean Chandliers, Commercial & Residental. I want to get bonded before I step foot in someones home or business. What type of bond do I need?
Thank You
Chris
Comment by Chris Johnson — March 19, 2009 @ 11:51 am
Chris,
Since the government is requiring you to be bonded, you are looking for fidelity bond coverage. Fidelity bonds are not surety bonds, but a type of insurance. Fortunately for you, they are cheaper than surety bonds!
Try doing a Google search for “CNA Surety”. You should find an application for janitorial fidelity bonds with competitive pricing!
Comment by Administrator — March 19, 2009 @ 1:04 pm
I am thinking of a small “Busy Bee” service, i.e. errands, personal assistant, and possibly small chores around the home. What does it take to get insured and bonded and how much would it cost me? Thank you.
Comment by DJMAC — March 23, 2009 @ 2:04 pm
Insurance I cannot comment on, as we do not write P/C. I would suggest contacting your regular insurance agent for a quote.
As for the bond, I am guessing this is not a government required bond, but one you would like for your clients’ peace of mind…If so, you are looking for a fidelity bond, truly an insurance product, not suretyship. You should be able to get fidelity coverage from your P/C agent. You could also go direct to a carrier (CNA) like I suggested above.
Comment by Administrator — March 23, 2009 @ 2:36 pm
I am thinking of starting a small business of organizing rooms in people’s houses. Do I need to be licensed and/or bonded?
Comment by tina — March 26, 2009 @ 5:38 pm
Tina,
I would venture to guess that the government does not require you to file a license for such services. With that said, there is likely no bond requirement either.
Comment by Administrator — March 27, 2009 @ 10:54 am
I am considering opening a foreclosure clean up and clean out company in Illinois. What kind of bond do you recommend and what is the cost.
Comment by mike — March 30, 2009 @ 11:31 am
Mike,
I am guessing the government is not requiring a bond of you. Therefore, there is no surety bond to obtain.
You can get a janitorial fidelity bond if you’d like. It is a form of insurance not suretyship. Try doing a search for Travelers or Western Surety, they both write these bonds frequently and cheap.
Comment by Administrator — March 30, 2009 @ 11:36 am
I am trying to start a small painting business painting homes in the state of I’ll. What is required bond or licence I just don’t want to get introuble with the law
Comment by katie — March 30, 2009 @ 9:19 pm
Katie,
I think you meant the state of Illinois. I looked on our list of contractor license bond requirements and I only see that roofers are required to be licensed and bonded within Illinois. However, it is still best practice to check with the state to ensure that a license and bond requirement are not in place.
You can see our contractor license bond requirement list by state
Comment by Administrator — March 31, 2009 @ 10:33 am
I’m looking at starting a security /bouncing business. Do i need to obtain a bond?
Comment by Terri — April 3, 2009 @ 3:34 pm
Terri,
It seems that security based businesses often ask whether or not they need to be bonded. It only seems natural that they would, right?
Believe it or not, there seem to be few, if any bonding requirements when it comes to security related businesses. Check with your local and state governments to be sure though!
Comment by Michael Weisbrot — April 3, 2009 @ 3:49 pm
I teach singing in my home and am wondering if I need a license and a bond. Other singing teachers don’t have these, but in these times, I think it might be a good idea to instill confidence for customers and protect all concerned. Any advice?
Comment by Peter Benecke — April 4, 2009 @ 6:37 pm
Peter,
It seems very common that people want to be “licensed & bonded” so their clients have better trust in working with them. However, unless the government has a license and bond requirement, then there is nothing for you to obtain.
I would assume you don’t need to be licensed to sing, so I think you are good!
Comment by Administrator — April 6, 2009 @ 8:56 am
I am looking to start a painting buisness. What type of bond would i need? and would i need a contractors license?
Comment by Darrell — April 9, 2009 @ 5:55 am
Darrell,
Unless the local or state government is requiring that you become licensed, then a contractor’s license bond is not necessary.
You will want to check with the local and state governments. Here is a list of contractor license bonds by state to get you started: http://www.jwsuretybonds.com/surety-bonds/commercial-bonds/contractor_license_bond.htm
Comment by Administrator — April 9, 2009 @ 9:00 am
im looking to start a small property management company in new york this will involve rent collection and evictions along with some contractin duties what type of bond do i need
Comment by james — April 9, 2009 @ 3:27 pm
If the government is not requiring a bond of you, then you cannot obtain a surety bond, as they are 3 party agreements.
However, you may want to look into a fidelity bond, a type of insurance. We only write fidelity bonds as a convenience for existing clients, not new ones.
I suggest doing a Google search, you should be able to find someone to write it with relative ease…I know Western Surety writes them a lot.
Comment by Administrator — April 9, 2009 @ 3:49 pm
My husband is wanting to get his roofing license and it says that we have to be bonded and insured. The insured part, we have, we are not sure how to go about getting bonding. The big question is: Does anyone know how much it cost to get bonded? As a small business owner and with the economy being like it is, I am not sure if we can afford it if it too much. It’s tough to be small business owner in the world today!!
Comment by Karen — April 14, 2009 @ 1:26 pm
Karen,
It sounds like you are in need of a license bond. If you know the amount you can apply for a free quote online at: http://www.jwsuretybonds.com/surety-bonds/commercial-bonds/applications/apply.php
The costs are typically 1-3% of the bond amount per year, but can be as high as 15% for those with bad credit.
Comment by Administrator — April 14, 2009 @ 1:28 pm
I am starting a pet sitting/walking etc… business in MO. Do I need to get licensed & bonded for this? Thank you.
Comment by Nancy — April 17, 2009 @ 9:04 am
Nancy,
Unless the state or local government is requiring it, then there is no license or bond to file.
Comment by Administrator — April 17, 2009 @ 9:30 am
I am thinking about starting a pressure washing business in Jacksonville, Fl. DO I need a business license and do I need to be bobded?
Comment by Brian — April 22, 2009 @ 1:18 pm
That is something I would check with the state of Florida and possibly your local government.
Comment by Michael Weisbrot — April 22, 2009 @ 2:13 pm
I am interested in starting a pet sitting dog walking business/ i know i do not NEED to be license bonded and insured, but I would like to be..where do I go for this?
Comment by ALLIE — April 27, 2009 @ 10:34 am
Allie,
As a bond agent, I hear this every day. People want to be able to say they are “bonded”, but they have no idea what they want the bond to guarantee.
In addition, 3 parties are involved in suretyship, not two. Therefore, there must be someone requiring the bond of you (the obligee). Otherwise, you are in search of insurance.
Comment by Administrator — April 27, 2009 @ 10:43 am
I am starting an unpacking business for people who have just moved. I’ll be unpacking their things and maybe doing some organizing. What type of bond should I get?
Comment by Suzanne Snow — April 30, 2009 @ 9:03 pm
Suzanne,
It sounds like you are in need of insurance, not surety bonding.
An employee dishonesty fidelity bond policy is likely a good fit. However, it will not cover you in any way, so it is pretty much useless unless you actually have employees.
Comment by Administrator — May 1, 2009 @ 10:27 am
Hi, I want to start my own Dog walking business here in San Diego CA. I wanted to know if it is neccessary that I need to get licenced, bonded, and insured? And if I need one or all three, how would I go about on obtaining what I need?
Comment by Diana — May 11, 2009 @ 4:41 pm
Diana,
Did you read the article? All of your answers are there.
-Mike
Comment by Mike — May 11, 2009 @ 8:19 pm
I am considering starting a small business to protect persons possessions when they are gone out of the home for a small or large amount of time either due to funeral services, vacations or just simply watching over their belongings. Due to the high volume of criminal activity. I am wanting information on being licensed and bonded in the state of Nebraska. Thanks.
Comment by Lynnette — May 14, 2009 @ 6:58 am
Lynnette,
Is the state of Nebraska requiring a bond of you? Is there a license to obtain? These are questions you need to find the answers to first.
Comment by Administrator — May 14, 2009 @ 11:08 am
I am interested in starting a rep. payee service for DHSH and welfare clients in Washington state. Since I will be handling other people’s money, I’m assuming a bond is a pretty good idea. Will the amount of the bond possibly be determined by the amount of money I’m handling?
Comment by cindy — May 20, 2009 @ 1:10 am
Cindy,
The type of bond you are looking for is called a fidelity bond, a type of insurance. With that said, it is up to you to decide how much coverage you need.
Comment by Administrator — May 20, 2009 @ 9:05 am
I am interested in becomin a payee for profit what type bond do I need. Any other help is appreciated as well.
thank you, denise
Comment by denise — May 20, 2009 @ 8:58 pm
Denise,
What exactly do you mean by a payee for profit? Also, is the government requiring a bond of you?
Comment by Administrator — May 21, 2009 @ 10:56 am
I am considering starting a commercial/residential cleaning service and I was wondering if I should obtain bonding.
Comment by Jacoby — May 26, 2009 @ 10:05 am
Jacoby,
If the government is not requiring it, then there is no surety bond to obtain. You can obtain a janitorial employee dishonesty bond, a type of insurance if you deem necessary.
-Mike
Comment by Administrator — May 26, 2009 @ 10:28 am
I am a CNA looking to do some private care for potential clients in their homes. Do I need to be bonded or licensed and if so, What kind?
Comment by Melinda — May 27, 2009 @ 10:04 pm
Melinda,
You will want to check with the government department that regulates your industry. Do they require you to be licensed? If not, there is likely no bond requirement either.
Comment by Administrator — May 28, 2009 @ 3:09 pm
I am starting a fight league in MN. I spoke with the Minnesota State Boxing and MMA Commission and they told me that I need to obtain a surety bond of $10,000. What will this cost me? I don’t even have a business yet, what do I do? Who do I talk to, I am just an hourly worker looking to make a decent living in the worlds fastest growing sport. PLEASE HELP ME!!! I AM GOING TO LOSE MY MIND!!
Comment by Jamie — June 4, 2009 @ 5:02 pm
Jamie,
Event promoter license bonds are fairly common throughout the country. The cost is generally 1-3% of the bond amount, or $100-300 in your case. However, high risk applicants can see rates closer to 15%.
You can get a free quote online at: http://www.jwsuretybonds.com/surety-bonds/commercial-bonds/applications/apply.php
Comment by Administrator — June 5, 2009 @ 10:01 am
I am looking to start a residential and commercial cleaning business in the state of florida. I have doctor’s office’s that clean be cleaned but they really would like to know i am bonded. What type of bonding do I need I don’t want the cheapest one to get around thing’s with the minimum coverage I want my client’s to feel secure in there decision as I myself would want also. what type of good bonding should i look for?
Comment by pam mahaffey — June 14, 2009 @ 4:35 pm
Pam,
Custodians typically are not required to be bonded at all. Therefore, what you are looking for is insurance, specifically, a fidelity bond. Check out Western-CNA’s offerings on janitorial bonds at: http://www.cnasurety.com
Good luck!
Comment by Administrator — June 15, 2009 @ 9:40 am
my husband and I are considering openin up a repo business what type of licensing and bonding do we need?
Comment by mrs. b — June 20, 2009 @ 9:04 am
Mrs. B,
Likely nothing. However, you will want to check with your local and state government to make sure prior to operating without a license.
Comment by Administrator — June 22, 2009 @ 10:07 am
I’m lookin to start a small cleaning LLC in Louisiana with a couple of my relatives…Do I need to get licensed or bonded and if so what type should we get?
Comment by Clifton — June 25, 2009 @ 10:21 pm
Clifton,
That depends…Is the government requiring it of you?
Comment by Administrator — June 29, 2009 @ 3:43 pm
I want to start my own cleaning service in Seattle, WA.
Do I need to be licensed and bonded?
I have seen alot of companies online that say they are licensed and bonded, is it a neccessity?
Comment by Danielle — July 23, 2009 @ 1:20 pm
Im looking into a pet services (waste removal, daily visits, walking, pen cleaning) business. Would being bonded and insured be something that would be more for client peace of mind, or legally required. Im in Chesterfield County, Virginia.
Comment by Shellie — July 24, 2009 @ 10:05 pm
Shelie,
I have never heard of a government bond requirement for those services.
Comment by Administrator — July 27, 2009 @ 9:43 am
I have a side business. I clean homes for investors before they go on market. I could probably expand the business and gain more clientele if I were bonded. My credit is a mess right now so based on what I read, is my approval contingent on a personal credit report? If I cant get more income than outgo I am never going to get my credit straigtened out so Im in a pickle here. I am only on site for the investor a few hours per visit and the homes are vacant and I bring my own supplies.
Comment by Debbie — August 7, 2009 @ 5:15 pm
I'm looking at starting a home cleaning business. I seem to have a lot of the same questions that you do. If you get a reply and get some time I would a appreciate it if I could hear what they have to say. My email is katy.and.ikes.daddy@gmail.com Thank you for your time and good luck.
Comment by Scott — August 8, 2009 @ 4:56 am
Debbie,
Since the bond is not being required of you, surety bonding is not what you need. A two party bond is actually an insurance product referred to as a fidelity bond or employee dishonesty policy. The latter name is a bit more descriptive. Try http://www.cnasurety.com, and look for a janitorial fidelity bond.
Comment by Michael Weisbrot — August 10, 2009 @ 2:18 pm
Debbie,
Since the bond is not being required of you, surety bonding is not what you need. A two party bond is actually an insurance product referred to as a fidelity bond or employee dishonesty policy. The latter name is a bit more descriptive. Try http://www.cnasurety.com, and look for a janitorial fidelity bond.
Comment by Michael Weisbrot — August 10, 2009 @ 2:18 pm
Debbie/Scott,
Since the bond is not being required of you, surety bonding is not what you need. A two party bond is actually an insurance product referred to as a fidelity bond or employee dishonesty policy. The latter name is a bit more descriptive. Try http://www.cnasurety.com, and look for a janitorial fidelity bond.
Comment by Michael Weisbrot — August 10, 2009 @ 2:18 pm
Debbie/Scott,
Since the bond is not being required of you, surety bonding is not what you need. A two party bond is actually an insurance product referred to as a fidelity bond or employee dishonesty policy. The latter name is a bit more descriptive. Try http://www.cnasurety.com, and look for a janitorial fidelity bond.
Comment by Michael Weisbrot — August 10, 2009 @ 2:18 pm
IM STARTN A CLEANING COMP, N WOULD LIKE 2 KNO WHAT TYPE OF INSURANCE IS NEEDED. SO I COULD BE INSURED N BONDED.
Comment by RoderickFrenzley — September 14, 2009 @ 4:38 pm
Hi i’m would like to start a Bill Paying Service in CA to help seniors stay on top of their bills. How do I get bonded?
Thanks,
AJ
Comment by AJ Lewis — September 23, 2009 @ 12:14 am
I’m considering to start my own security company and wanted to know how much it would cost to get licensed and bonded?
Comment by Hollis — September 27, 2009 @ 6:24 pm
Hollis,
Is the government require you to file a license? If so, are they requiring a bond to posted with the license? If the answer is no, then there is no bond to obtain.
Comment by Michael Weisbrot — September 29, 2009 @ 10:28 am
I'am a convicted felon looking for work and nobody will give me the chance based on my past record, can I be bonded to protec possible employers from there worries about my felonies?
Comment by Charles hill — November 2, 2009 @ 12:11 pm
Charles,
This is a common question we get asked. Unfortunately, the bonds we write are ones required by the government. Unless they are requiring it of you, we cannot help.
Try asking your regular P&C insurance agent.
Comment by Michael Weisbrot — November 2, 2009 @ 4:17 pm
Hi
What type of bond is needed for a Cleaning Company thats mostly cleaning commercial or post construction?
Comment by Shannon Bennett — December 2, 2009 @ 4:14 pm
Shannon,
Unless there is bond required of you for a specific contract, then you are likely just looking for a janitorial fidelity bond. It is actually not a surety product, but a form of insurance (confusing since they both have bond in their name).
Comment by Michael Weisbrot — December 3, 2009 @ 3:23 pm
This is a basic question but I cant find the answer anywhere. For a California Wholesale Dealer Bond of $10,000, i am qutoed 100-300 for standard and more for high risk. Is this per month or year or one time purchase, or what?!
Comment by John — December 12, 2009 @ 1:34 am
John,
Quotes from all of our carriers are done in 1 year increments or more. From what you are telling me, it would appear you are seeing quotes for the same.
Comment by Michael Weisbrot — December 14, 2009 @ 1:49 pm
I AM INTERESTED IN THE CAR BONDING BUSINESS!! WOULD LIKE TO FIND OUT HOW TO GO ABOUT IT IN DENVER COLORADO???
Comment by RANA — December 15, 2009 @ 8:02 pm
Rana,
Someone just started a post about this on our forums, see: http://forums.jwsuretybonds.com/surety-bond-news/…
Comment by Michael Weisbrot — December 15, 2009 @ 8:20 pm
I am starting a small tax preparer business and want to be licensed and bonded. What do I need? I am in Arkansas.
Comment by Melinda — December 26, 2009 @ 10:03 am
Do I need bonding to start a pet sitting business in Colorado Springs?
Comment by Jewel — December 29, 2009 @ 5:31 pm
I have never heard of a pet sitting business require a bond in any state. You may want to contact a P&C agent to make sure you are properly insured though.
Comment by Jw Surety Bonds — January 4, 2010 @ 4:15 pm
I want to start doing some private, non-medical home health care. Do I need to be licensed and bonded?
Comment by Linda Fulton — January 4, 2010 @ 8:45 pm
HI, I sell bikes online, and would like to open a shop in San Francisco, what bond do I need and how much would it cost me?
Comment by Reno — January 8, 2010 @ 5:52 am
It's possible. You need to check with the state department that regulates your industry. I would check if there are Federal requirements as well.
Comment by Michael Weisbrot — January 19, 2010 @ 3:54 pm
I have been doing some design work on the side for Audio Visual installations. Do I need to be licensed or bonded?
Comment by Tecguy — January 21, 2010 @ 2:39 pm
Unless you d a specific contract that requires a performance bond, there are likely no requirements for your line of work. However, it is always a good idea to ensure that is the case where you live.
Comment by Michael Weisbrot — January 21, 2010 @ 3:41 pm
hi Debbie also i have to ask you how did you get into cleaning vacant homes?? i am in florida my email is flagirlof2@aol.com. please get back to me thank you.Judy
Comment by judy — January 21, 2010 @ 4:10 pm
i have a social but a don’t have a driver license can i obtain a used car dealer bond at alabama.
Comment by francisco — January 25, 2010 @ 10:58 pm
my fiancee just got licensed for his own painting business should he get bonded and if hes the only one working for himself at the moment should he still get insured im in florida
Comment by michelle — February 3, 2010 @ 4:58 am
Francisco,
A drivers license is not a requirement for the bond.
You can get a free quote online at: http://www.jwsuretybonds.com/surety-bonds/commerc…
Comment by Michael Weisbrot — February 4, 2010 @ 3:09 pm
If he already filed the license and they didn't require a surety bond then there is no bond to obtain.
However, I would think anyone in business for themselves should have adequate insurance. Try contacting a local P&C insurance agent for assistance.
Comment by Michael Weisbrot — February 4, 2010 @ 3:10 pm
I am looking to start a private caregiver service…I will be in the home of clients at any time even up to 24hrs if needed. I want to know If I should be boned and if so..which type should I apply for? My Appreciation in Advance,
Comment by Kim — March 4, 2010 @ 5:02 am
Kim,
It is not a question of whether you should be bonded, it is a question of whether you are required by law to be bonded. Do you deal with medicare at all?
Comment by Michael Weisbrot — March 4, 2010 @ 2:30 pm
I would like to start a pet sitting business in London Ontario. I would be staying at my clients homes. Do I need to be bonded?
Comment by Donna — March 10, 2010 @ 3:15 pm
I am sorry, but we only write in the States!
Comment by Michael Weisbrot — March 10, 2010 @ 9:17 pm
My boyfriend used to have a Privet investigations business, he recently was arrested and convicted (first offence) of a class 3 felony in Iowa. Can he still obtain a bond and continue working as a PI?
Comment by gypsy — March 12, 2010 @ 5:49 pm
Did his current surety cancel his bond?
Does the state have any requirements that no longer allow him to work in that profession?
Comment by Michael Weisbrot — March 12, 2010 @ 5:52 pm
I am looking to find out approximate cost on getting bonded for an amount of 1.5 million. can anyone help me with this or offer some advice.
Comment by Valerie — March 18, 2010 @ 7:48 pm
Valerie,
You can get approximate costs in seconds via our estimate tool.
I am assuming it is a performance bond? If so, what line of work are you in and who is requiring it of you?
Comment by Michael Weisbrot — March 18, 2010 @ 8:18 pm
I'm looking to start my own medical billing business from home. Do I need to be bonded and insured? And what type of bond do I apply for?
Comment by christina — April 5, 2010 @ 5:52 pm
Christina,
Many medical service providers do need to be bonded. You will want to check to see if your companies operations require a bond to be filed.
Comment by Michael Weisbrot — April 5, 2010 @ 6:49 pm
Robert,
Check with the local municipalities to see if there is a license requirement. If there is, see if there is a bond requirement as well.
Regardless of whether there is a license and or bond requirement, you will likely want to discuss your insurance needs with a P&C agent.
Comment by Michael Weisbrot — April 26, 2010 @ 1:57 pm
Louis,
You question is extremely similar to Roberts so please see the answer I sent him below.
Comment by Michael Weisbrot — April 26, 2010 @ 1:58 pm
i live in the state of texas, im looking to start a wrecker/recovery business, what kind of bonds will i need for that? the business will be towing wrecked vehicles, also repos ect. any one have any ideas on the laws about repos? state or fed. i need all the info i can get before i invest in this, thanks
Comment by eddie — April 27, 2010 @ 11:02 pm
Sheila,
Let me help you get started by asking some preliminary questions. Who is requiring the bond of you? What line of work are you in?
Comment by Michael Weisbrot — May 6, 2010 @ 4:04 pm
who to go to about being "bonded" i dont know where to start!
Comment by sheila — May 6, 2010 @ 7:32 pm
I am interested in doing foreclosure clean-ups. I have heard that I need to be licensed and bonded. I live in Texas. What is required and what will the cost be? And do I need to be insured?
Comment by Roy Moore — May 7, 2010 @ 1:06 am
There are two business ideas I would like to start. I am not able to pass background checks for most companies so I would like to start my own business. One is the business of cleaning homes/apartments before they go on the market. The other is a security business. Would I be able to get bonded for these types of businesses if I am convicted felon?
Comment by Need Help — May 10, 2010 @ 8:27 pm
I am starting a floor care stripping,waxing,an buffing business an would like to know how can i get licenced,bonded,an insured. i live in ohio
Comment by Jeff — May 14, 2010 @ 4:30 pm
Jeff,
First you need to find out if you are required to be bonded by the government. If not, there is no bond to obtain, just insurance.
Comment by Michael Weisbrot — May 14, 2010 @ 5:48 pm
I am looking into starting my own Personal Care and Homemaking business in California. Can I still get bonded if my Drivers Lic is suspended? And if I am the only one working is it necessary to get Bonded? Please advise, thanks.
Comment by Taz — May 21, 2010 @ 7:24 pm
Taz,
Your drivers license will have no impact on your ability to obtain bonds. However, you first need to find out of the government requires a bond of you.
Comment by Michael Weisbrot — May 24, 2010 @ 2:14 pm
Does a dog walker/pet sitter need to be licensed or bonded in Wisconsin? And if so, how do we obtain that? Thanks
Comment by Kellie — May 28, 2010 @ 5:05 am
I want to be a bail bondsman/bounty hunter and have to get licensed and bonded, the Buf is 50,000 how much will I have to put down? Can I pay the rest in installments?
Comment by Liz — June 1, 2010 @ 10:52 pm
Liz,
Surety premiums are due in full prior to issuance of the bond.
You can get a quote by applying online at: https://www.jwsuretybonds.com/protools.htm
Comment by Michael Weisbrot — June 2, 2010 @ 2:28 pm
As far as the money goes, if you are talking about the premium charge, that is the cost of the bond and will not be returned. If you posted cash collateral, then those funds could be returned after the three year time limit
Comment by surety bonding — June 7, 2010 @ 5:20 am
my husband is pretty much running his own painting buisness at the moment … he has customers but im sure there would be alot more if he was licensed and bonded ??we have no idea where to start ?? we are in washington ..help???
Comment by mellissa — June 11, 2010 @ 6:34 pm
Melissa,
Unless the local or state government is requiring a bond of him, then he cannot get a surety bond.
Comment by Michael Weisbrot — June 11, 2010 @ 6:41 pm
I live in Texas. I am interested in starting a cleaning business. I would consider working at both residential and small commercial. Is it necessary to be bonded or would insurance be enough?
Comment by MaryJ — June 20, 2010 @ 12:14 am
I live in Texas and am interested in starting a cleaning service for both residential and small commerical businesses. No employees – just me. Would I need to be bonded?
Comment by MaryJ — June 20, 2010 @ 12:16 am
I recently started a home cleaning business, and I am in the process of forming the company, if I were licensed and bonded, i can market to a much much larger client base. I am in New York, I clean residential homes that are occupied, what do I do to get bonded for this type of business in NY? Like, what type of bond, etc. I want to also branch out into business cleaning. Thank you for your time.
Comment by Lia — June 21, 2010 @ 4:13 am
Lia,
Most areas do not require you to be licensed and (surety) bonded for janitorial services. However, you could obtain a fidelity bond, which is more of an insurance product. Look for a janitorial fidelity bond on http://www.cnasurety.com for more information.
Comment by Michael Weisbrot — June 21, 2010 @ 1:20 pm
I am sorry but i am still confused. I want to start a remodeling buisness. Is it just me or can nobody do anything without paying the goverment more money. I just want to work and if people can not trust you off first impressions, maby we need to re think how we all do buisness. Let your potential customers ask for references. Word of mouth is your best resourse.Help me understand?
Comment by OCM — June 30, 2010 @ 3:29 am
OCM,
Can you be more specific in where your confusion lies? I am not quite sure what you are asking.
Comment by Michael Weisbrot — June 30, 2010 @ 1:59 pm
i AM LOOKING TO GET A DEALERS LIC I COLORADO.THEY SAY YOU NEED A NET WORTH OF FIFTY THOUSAND IS THERE A BOND THAT CA COVER ME
Comment by LEILA OWES — July 4, 2010 @ 7:40 pm
That is not correct. We have programs that have no net worth requirement.
You can get an instant online quote at: http://www.jwsuretybonds.com/protools.htm
Comment by Michael Weisbrot — July 6, 2010 @ 2:28 pm
being bonded isn't required, but it defiantly looks good! and helps in reassuring potential clientele. by the way, how did starting your own pet sitting business go? any tips, I'm doing the same but am in middle TN.
Comment by Victoria — July 12, 2010 @ 9:37 am
i've been looking online for average prices as well so far the going rate for middle TN is 16 to 20 per hour/visit. It also depends on the neighborhood and competition. I would personally say ask for not less than 9 per half hour.
Comment by Victoria — July 12, 2010 @ 9:44 am
I want to start a grocery delivery service in Arkansas, basically grocery shopping for clients then delivery of the groceries to their homes, do I need to be licensed and bonded?
Thank you
Comment by Trish — August 12, 2010 @ 9:52 am
I don't know about other states but in Florida as a convicted Felon and to have any type of security business you have to be able to pass a background check and be licensed in the state through the division of licensing(which felons cannot pass or get licensed from my experience) Sorry to be the bearer of bad news but that's only on the security end; not sure about the other ?. Hope that helps
Comment by Lisa R. — August 30, 2010 @ 3:12 pm
I want to start my own prisoner extradition company-I can pass any background/ 4 yrs. law enforcement experience and state certified. Where do I start? I'm in Florida…I have no clue as to what licenses, bonds, or certifications I need and I keep getting thrown around to many different people when I call places. PLEASE HELP!!!
Comment by Lisa R. — August 30, 2010 @ 3:14 pm
I would like to start a home interior painting business in VA/NC. Not sure if I need to be licensed or bonded? I am the only painter ~
Comment by Danyelle — August 30, 2010 @ 5:59 pm
hi i am looking into possibly starting up a small appliance delivery and install business. i would like to know if i would have to licensed and bonded in Phoenix AZ and surronding areas.
Comment by Tyree — September 6, 2010 @ 10:43 pm
I am trying to start my own repo company, do I have to be be bonded .I am going for my license next month.
Comment by Nancy — September 7, 2010 @ 4:20 pm
Nancy,
I have heard of some government requirement for repo companies. Are you required to apply for a license? If so, ask them if a surety bond is required to guarantee it.
Comment by Michael Weisbrot — September 8, 2010 @ 10:32 am
Tyree,
Not that I know of, but there are literally thousands of bond requirements out there and new ones created all of the time. Therefore, it is best to check whether you are required to be licensed and bonded with the local and state governments.
Comment by Michael Weisbrot — September 8, 2010 @ 10:46 am
I HAVE A CLEANING COMPANY AND I AM BONDED. ITS EASY GO ON THE INTERNET AND SEARCH FOR A SURETY BOND( MINE COST 110.00 FOR 10,000 DOLLAR COVERAGE AND IT COVERS BEING IN CLIENTS HOMES). IT PROTECTS YOU AND THE CUSTOMER IF SOMETHING WERE TO COME UP MISSING.HOPE THIS HELPS
Comment by KAREN — September 21, 2010 @ 4:18 pm
I am starting my own catering business how do I get licensed and do i need to be bopnded? I noticed in my research for catering most of the businesses in my area (Georgia) are both licensed and bonded
Comment by shinette — September 23, 2010 @ 8:15 pm
Shinette,
The businesses that are licensed and bonded are required to be by law. Usually they are businesses like mortgage brokers, auto dealers, etc.
I have never heard of a government requirement for catering businesses.
Comment by Michael Weisbrot — September 24, 2010 @ 9:18 am
I also live in Fla and would like more info on cleaning vacant homes, if you don't mind sharing, thanks, my email is; pheonixstar15a@yahoo.com
Comment by Carol T — October 27, 2010 @ 12:45 am
My husband is starting his own hvac business and the lisence says he needs to be bonded, but it doesn't say what amount he has to be bonded for. In lieu of bonding, you can put up $12,500. Would that be the amount he would need to be bonded for?
Comment by sassy — November 7, 2010 @ 5:03 pm
It sounds like you are in need of a $12,500 bond then.
The bond premium is only a percentage of the $12,500 not the full amount. You are paying a bonding company to make the guarantee on behalf of your company.
You can get a firm quote on this at: http://www.jwsuretybonds.com/protools.htm
…or just get an estimated range of costs at: http://www.jwsuretybonds.com/estimate.php
Comment by Michael Weisbrot — November 8, 2010 @ 10:27 am
In Florida, if a company has access to clients personal information, does the company need to be licenced and bonded or just any person who has access to the data?
Comment by Colleen Thomas — December 6, 2010 @ 2:27 pm
Colleen,
It would be dependant upon profession.
Comment by Michael Weisbrot — December 6, 2010 @ 2:37 pm
Hello. I live in Florida and want to start a pet walking service. Do I need to be bonded for this and how do I do this?
Comment by Leslie LeFave — January 12, 2011 @ 9:44 pm
Debbie,
I'm in Virginia and also looking into ways to obtain more business. Would be grateful to learn how you into cleaning for Investors ,so that I can seek new clients.
New in the business.Just getting started any advise would be great.
Thanks in advance,
Cindy
Comment by cindy — January 25, 2011 @ 4:57 pm
Hi I am starting a towing / repo recovery business and I was wondering if I need to be bonded. I am looking to see just to cover myself and my personal property. Being that I’m dealing with taking peoples property I want to know if I need to be bonded and licensed and what kind I would need to do this. And about how much it would cost. I live in ny by the way
Comment by brian — February 11, 2011 @ 5:18 pm
I am starting a cleanin business as well. I would like do do commercial industrial and residential do I need to be bonded n what type of bond would be best for me. Who do I contact for that bond information n how much will it cost me.
Comment by tawana — February 14, 2011 @ 3:18 pm
My boss wants me to start making deposit runs to the bank for his two laundry mats do I need to be licensed And or bonded? If so how mutch would it cost.this is a new position just created.I would empty vending machines and change machines and then take the money straight to the bank for deposit.
Comment by sammy trevino — February 16, 2011 @ 11:20 am
I would like to start a rural housecleaning business..do I need to be licensed and bonded. I am in Kansas
Thank you in adance
Sharon
Comment by Sharon — February 23, 2011 @ 4:03 pm
Sharon.
Not likely. If you want to say you are "bonded" you would be in need of a fidelity bond (a type of insurance, not surety).
Comment by Michael Weisbrot — February 24, 2011 @ 2:00 pm
IM LOOKING TO START A FLOORING BUSINESS NEVER HAD A LICENSE OR BOND WHAT TYPE OF BOND WOULD I NEED A CONTRACTORS BOND OR COMMERCIAL BOND?
Comment by FRED — March 3, 2011 @ 5:54 pm
Hi,
I am a self employed house cleaner looking to expand to do other house services such as meal prep and garden care. I also plan to hire employees. Does New York state require that I am licensed or bonded? If it is not required would it be helpful?
Comment by Colleen — March 10, 2011 @ 10:25 pm
My husband would like to start a small courier business while I am in nursing school. Does he need to be bonded for delivering small packages within the local area, with our personal vehicle, or would our liability insurance on the car with enhanced property coverage work for that? Thanks. Kate B.
Comment by Kate B. — March 19, 2011 @ 7:28 pm
Kate,
Per the article, unless someone is requiring it of you, then no there is no bond to obtain.
Comment by Michael Weisbrot — March 21, 2011 @ 9:39 am
No you can not be bonded on what you have done in your past, However you can buy insurance that will bond you for futher actions you may take. Good luck on finding that insurance company they are out there.
Comment by jim — March 25, 2011 @ 6:21 pm
I am trying to start a tree removal and stump grinding business and was curious as to how much getting bonded will be costing me.
Comment by Jeremy P — April 9, 2011 @ 1:15 am
My husband & I are thinking of starting a packing business for people who are moving. We are not doing actual moves, only packing up their household belongings. Do I need to be bonded in Florida?
Comment by Lynn — April 20, 2011 @ 10:52 am
Lynn,
I've never heard of such a requirement. However, it is always a good idea to check with the department that regulates your industry to see if a bond is required. If I had to guess, no such government department exists in this case so there can't be a bond requirement.
Comment by Michael Weisbrot — April 20, 2011 @ 10:57 am
IO would like to start a security business with a trained k9 . would i have be lienced and bonded in alabama
Comment by patricia holley — April 26, 2011 @ 1:39 am
Patricia,
I have not heard of such a requirement in Alabama. Here is our list of AL bond requirements we know of: Alabama Surety Bond Requirements
Comment by Michael Weisbrot — April 26, 2011 @ 1:36 pm
My cousin and I are planning on going into business together. We plan on doing pet care and walking, housecleaning and painting. Mainly, we will be hands for hire. From earlier replies, you gave information about a Janitorial Fidelity Bond. Would it be able to cover both of us or do we each have to get one? Plus, would that be enough to cover all the other items we plan on doing?
Comment by Stephanie Kuiken — May 11, 2011 @ 6:52 pm
On the fidelity bond application, it asks for the number of employees. It will cover all that you list.
Comment by Michael Weisbrot — May 14, 2011 @ 10:35 am
I am looking to start my own residential/commercial/furclosed cleaning buisness. How do i go about and get started in getting licensed,insured and bonded? Also im having difficulties finding how much everything would costs to get started. Please advise if you know. Thanks.
Comment by Jessica — June 13, 2011 @ 1:17 pm
Jessica,
Does the government require you to get licensed and bonded? It is possible that there is no requirement.
Here is a list of contractor license bond requirements by state that we have written.
Comment by Michael Weisbrot — June 13, 2011 @ 1:21 pm
I am looking to start my own home management company. I would be looking after clients homes while they are out of town. I was wondering what kind of licensing/bonding I would need for a company like this?
Comment by Nick — June 27, 2011 @ 12:24 pm
i am starting a business as a mobile mechanic in Washington state. Do I need to be bonded and insured? And what type of bond do I apply for?
Comment by alex — June 30, 2011 @ 2:38 pm
i would like to start a security and recovery busness do i need to b bonded and what kind if so?
Comment by melissa — July 6, 2011 @ 3:39 pm
Alex,
Here is a list of Washington Surety Bonds we write. I see vehicle dealers and manufacturer bond requirements, but none for mechanics. I would verify as such with the state to ensure you are in compliance rather than assuming so though.
Comment by Michael Weisbrot — July 7, 2011 @ 10:48 am
My friend and I want to start a picture and party business that would include our horses. We would use them to do pony rides and to take pictures with the guest. What, if any, type of license and bonding is available for this type of business. We live in Louisiana.
Comment by Pennie — July 7, 2011 @ 10:48 am
Melissa,
It is highly unlikely, but I would check with local and state governments to ensure there is no licensing or bond requirements you need to meet.
Comment by Michael Weisbrot — July 7, 2011 @ 10:48 am
I am interested in how your business is going? I live in NJ at the beach and am hoping to start a pet sitting business myself, do you have any hints? By the way did you become bonded?
Comment by thereserenehan — July 7, 2011 @ 1:15 pm
I will sell products in Mexico and asked me I need a performance bond, do you know if I can get one here in US
Comment by Mario Arzamendi — July 25, 2011 @ 11:16 pm
Im thinking of cleaning houses in OH. Do I need to have a business lic.? Can I just get ins. or a bond with out the business cert.? I dont want to label it as a business. I just want some extra money on the side, nothing full time. I know it would be better for the clients to know that im ins/bonded.
Comment by Leia — August 1, 2011 @ 10:19 am
Leia,
You should be able to to do these services without a license or bond. Typically janitorial services only require a bond for large contracts, not on a licensee basis.
Comment by Michael Weisbrot — August 2, 2011 @ 9:53 am
I'm starting a AZ foreclosure cleaning and repair business. Do I need to be Licensed and bonded??
Comment by Shelley — August 3, 2011 @ 1:49 pm
Shelley,
I don't think there will be any licensing or bond requirement for the custodial services, but if you are doing repairs, it is possible you will need the Arizona Contractor License Bond. Check with the obligee to see if you fall under the requirement:
The Registrar of Contractors
3838 N. Central Ave., Suite 400
Phoenix, AZ 85012
Comment by Michael Weisbrot — August 3, 2011 @ 1:54 pm
I am starting a roofing and siding business in iowa and missouri they say there is no license required but what about the bonding.
Comment by rob — August 15, 2011 @ 12:25 am
It appears that Iowa has 2 possible bond requirements if you are an out of state contractor: Iowa $25K Out of State Contractor Bond and Iowa $50K Out of State Contractor Bond
However, the only contractor license bond requirement I see in Missouri is a contractor license bond for the city of Joplin, MO, not state wide.
Comment by Michael Weisbrot — August 15, 2011 @ 10:30 am
[...] How To Get Licensed & Bonded [...]
Pingback by Janitorial Service — August 18, 2011 @ 8:51 am
I am very interested in hearing from anyone who can give me some good advice on starting up my own pet sitting in owners homes, plz email me pwall2281@gmail
Comment by paula — August 19, 2011 @ 11:39 am
Pwall2281@gmail.com
Comment by paula — August 19, 2011 @ 11:44 am
Is there a MINIMUM credit score one must have in order to be bonded as an Apartment Manager in California?
Comment by Teresa — August 22, 2011 @ 5:49 pm
Teresa,
Most bonding companies require a 650 credit score or higher (amognst other criteria). However, there are bond programs that can approve you regardless of credit.
We offer several different bond programs that you could get approved and even pay instantly online for at: https://www.jwsuretybonds.com/protools.htm
Comment by Michael Weisbrot — August 24, 2011 @ 10:42 am
I am curious, I had a terrible time 23 years ago with drugs and alcohol, Theft, Burglary, Assult, between the ages of 17-20. Since then, nothing, not even a hint of a problem, even held a professional Real Estate Brokers license in another state. Would I have a problem being bonded?
Comment by Phil — September 2, 2011 @ 1:05 pm
First,I’m from MN. I have been helping families sell off the contents of their homes…..such as an estate sale/tag sale…when they downsize or pass away.
I have my own business buying and selling antiques, and now offer this as a service.
Do I need to become licensed and bonded?
I see some companies providing similar are and are not.
Thank you for any suggestions.
Comment by Marie — September 3, 2011 @ 3:50 pm
I am thinking of starting a small painting business in Indiana. What are the requirements in my state on license and bonding?
Comment by Kelly — September 11, 2011 @ 4:07 pm
Phil,
It depends what type of bond. Surety bond applications don't typically ask anything regarding criminal past. However, fidelity bond applications do.
I can help you determine what type of bond you need if you provide me more information on who is requiring the bond and what it is for.
Comment by Michael Weisbrot — September 12, 2011 @ 10:31 am
Marie,
I believe there are a small handful of local and state governments that require surety bonds of eBay sellers. You may fall into this category so it is a good idea to check with whatever government department regulates your industry. If there is none, then I think it is safe to assume there is no bond requirement in your area.
Comment by Michael Weisbrot — September 12, 2011 @ 10:33 am
I am in the state of indiana. I have a felony. My husband and i are starting a rental company where we want to b bonded. Can I get bonded? and if not if he gets bonded will I have to support the bond?
Comment by aam — September 14, 2011 @ 10:10 pm
First you need to determine if a surety bond is required. We have a list of bond requirements in Indiana you can check out. I'd also check with any local or state regulatory bodies for your industry.
If there is no bond requirement, you cannot obtain a surety bond, as they are 3 party agreements.
Comment by Michael Weisbrot — September 15, 2011 @ 9:31 am
I was asked to get bonded to become Power Of Attorney. Why?
Comment by becky — September 16, 2011 @ 2:10 am
Becky,
Who is asking you to obtain the bond?
Comment by Michael Weisbrot — September 16, 2011 @ 10:52 am
I want to start a moving company do i need to be bonded in the state of arkansas? or will insurance be enough?
Comment by Johnny — September 19, 2011 @ 6:07 pm
I have a felony conviction from 1988. I have worked in numerous positions for long periods of time and have no incidents since this stupidity of my youth at 20 years old. My credit score is exemplary I am even an elected official and have received my gun rights back in Oregon. I am looking at the possibility of becoming an insurance agent- will anyone bond me? Has it been long enough? Im willing to submit to any process but I dont know what the rules are- where can I go to find out state rules or do you know?
Comment by Jim Daniels — September 24, 2011 @ 1:53 pm
Hi I am looking to start a business in cleaning office building, what shall I do first.
Comment by vone — September 25, 2011 @ 6:21 pm
I am looking to get bonded in the State of Oregon for my Machinary and Equipment Servicing business… I have a criminal record in the last 10 yrs to include DUI and a Drug Delivery Conviction.. Is this possible ? What can I expect to have to do to make this happen…
Comment by Mike — September 26, 2011 @ 12:28 pm
John,
It appears there are numerous different surety bonds required of contractors by Ohio state and cities within Ohio. Depending on where you live, you could have to post more than one bond. You'll need to contact the government departments that regulate roofing contractors not only on the state level, but also city/county.
Comment by Michael Weisbrot — September 27, 2011 @ 10:18 am
Johnny,
I don't see any Arkansas surety bond requirements for movers.
You should just be able to discuss insurance needs with a local commercial property and casualty agent.
Comment by Michael Weisbrot — September 27, 2011 @ 10:20 am
Jim,
The prior felony should not be an issue. In fact, with your good credit, you should receive not only an approval, but a prime rate as well!
Looking at the Orgegon surety bonds, I don't see that there is a current requirement for insurance agents to be bonded. Are you sure you even need a bond?
If you do, you can get a free online quote with us at any time.
Comment by Michael Weisbrot — September 27, 2011 @ 10:24 am
Vone,
I'd look into a janitorial services bond with CNA Surety. It is an insurance product, not a surety product, but is likely a good first step. I'd also contact a local P&C insurance agent for advice.
Comment by Michael Weisbrot — September 27, 2011 @ 10:25 am
Hi MIke,
The criminal record shouldn't even come up during the process. However, are you sure you need a bond? Here is our list of Oregon surety bond requirements.
Comment by Michael Weisbrot — September 27, 2011 @ 10:27 am
I want to open a foreclosure clean up business in California. The banks are asking that I am both bonded and insured. This is my first business so I'm figuring everything out myself, do i need a surety bond or a fidelity bond, or the janitorial insurance that you spoke of earlier? I have a prior felony on my record does that prevent me from being bonded?
Comment by daniel hawkins — September 30, 2011 @ 10:29 am
Daniel,
You will want a fidelity bond. The janitorial services bond from CNA is a type of fielity bond. You can apply with CNA, but your prior felony may make it s you do not qualify. I am not sure, as I haven't written fidelity in years.
Best of luck!
Comment by Michael Weisbrot — September 30, 2011 @ 10:33 am
If I want to offer a service to banks/realtors to do minor repairs (mostly landscape and outside repairs) on foreclosed homes in California to keep them at "move in" condidtion what license and bonds do I need?
Comment by Steve — September 30, 2011 @ 2:56 pm
I would like to start a dog walking or pet sitting occupation. Do I need to get bonded and/or insured?
Comment by KMNectow — October 3, 2011 @ 9:36 pm
Steve,
I am guessing there is no license to obtain to do such work. However, you will want to check with local and state governments first prior to begining operations.
As for the bond, I don't see any California surety bond requirement for that line of work. Therefore, you would just want to contact your regular insurance agent to discuss P&C issues.
Comment by Michael Weisbrot — October 4, 2011 @ 8:58 am
Bonded? No. Insured? Likely a good thing to have. I'd call your regular property and casualty agent to start the discussion.
Comment by Michael Weisbrot — October 4, 2011 @ 8:59 am
Im thinking about starting a dog walking business, but I don't know who to go about getting bonded. I've heard, although I'm not sure if it's true or not, that they base it on your credit report? Is that true?
Comment by Kate — October 6, 2011 @ 10:38 pm
Kate,
Surety bonds are a hybrid product of insurance and credit. Therefore, an applicant's credit report is often part of the underwriting process.
However, surety bonds are a 3 party agreement…one of the three is the party requiring the bond. Since no one is requiring the bond, you can't get a surety bond.
You CAN get properly insured, but a surety bond is not what you need. Call your local Property & Casualty insurance agent for information.
Comment by Michael Weisbrot — October 7, 2011 @ 10:16 am
I am doing property cleanups in wa state how do i go about getting bonded? A man said he would hire me if licensed and bonded? Please help
Comment by duane — October 10, 2011 @ 7:27 pm
I am looking to get an insurance bond for my vehicle. Does anyone know how/where I should look?
Comment by Mark — October 16, 2011 @ 12:16 pm
Duane,
You need to determine if you are required to be licesned and bonded by local or state governments. We have a list of Washington state surety bond requirements, but I don't see anything for your line of business.
Comment by Michael Weisbrot — October 19, 2011 @ 4:19 pm
Mark,
Do you need a bond in lieu of auto insurance or is it for a lost title?
Comment by Michael Weisbrot — October 19, 2011 @ 4:19 pm
Do you have to be bonded to get an insurance license
Comment by Christina — October 21, 2011 @ 5:52 pm
Christina,
It depends on where your business is registered. Here is a list of insurance broker surety bond requirements by state. If your business is in any of these states, click the link for more information on the bond requirement or just apply online for an instant approval. It takes about 5 minutes and you can pay online.
Comment by Michael Weisbrot — October 24, 2011 @ 10:54 am
Hi I started a furniture delivery service with 2 part time employees. What kind of bond is best for me? Thank you.
Comment by David Sassounian — October 26, 2011 @ 5:40 pm
IS a Kansas attorney required to have a bond…I cant find any law that states this/
Comment by RJG — November 7, 2011 @ 4:12 pm
David,
Here is a list of bond requirements by state. Check your state to see if there is any requirement. If not, there is no need to apply for a surety bond.
Comment by Michael Weisbrot — November 7, 2011 @ 4:39 pm
There is no Kansas surety bond requirement for attorneys.
Comment by Michael Weisbrot — November 7, 2011 @ 4:41 pm
I am looking at getting my license to do basic lawn care and seasonal services, including snow removal here in WA. Is this something I need to be bonded for? If so who do I go through? Thanks
Comment by Kfraz — November 7, 2011 @ 7:16 pm
What kind of bond do I need for a carpet cleaning commercial business? Would it be a contractor's bond?
Comment by help — November 10, 2011 @ 5:10 pm
Looking at the list of Washington surety bond requirements you likely won't have to post a bond. Do you have to file any licenses with the county or state? If not, you can almost be assured there is no bond requirement.
Comment by Michael Weisbrot — November 11, 2011 @ 10:32 am
Most custodial services do not need to post a surety bond. The only times you would have to would be a contract bond for the government or a large private entity.
You could look into getting afidelity bond if you wanted insurance. CNA Surety sells janitorial bonds to the public directly for cheap.
Comment by Michael Weisbrot — November 11, 2011 @ 10:34 am
What kind of bond if any should I have for a homecare provider…thank you! Debbie
Comment by Deborah — November 14, 2011 @ 4:49 pm
That depends. Will you be billing Medicare?
Comment by Jw Surety Bonds — November 14, 2011 @ 4:51 pm
My brother and I work in construction. We would like to get licensed and insured in the state of Florida but we don't know exactly where to start. Doing preliminary research on what is needed.
Comment by Edwin — November 26, 2011 @ 1:11 pm
Edwin,
Here is the list of surety bonds required by the state of Florida.
Looking at the list, there are several contractor license bond requirements, depending on your location.
There are state required bonds listed as a Florida $100K contractor license bond and a $10K Florida contracotr license bond. There are also some local requirements in Palm Beach County and Hillsborough County.
Take a look at the links above and contact the appropriate government departments to see if your line of work falls under the requirement.
Let us know if you have further questions!
Comment by Michael Weisbrot — November 28, 2011 @ 11:23 am
I need a surety bond for freight brokering, credit is not that great. Should i take some time to fix my credit or can i get a surety bond with money down?
Comment by Damaar — December 2, 2011 @ 12:52 am
Damaar,
You stumbled upon the right blog! Our agency is in the only in the country in today's market with the ability to write freight broker bonds for clients with credit flaws, without collateral! Any other agencies you apply with will either broker it to us, tell you they can't help, or require a lot of collateral (perhaps 100%).
You can get approved instantly online and pay by credit card. The process only takes about 5 minutes.
Comment by Michael Weisbrot — December 2, 2011 @ 11:13 am
im looking to start a currency transport and security service in nebraska. what, if any bonds would i need? rj
Comment by richard — December 4, 2011 @ 8:13 pm
Ricahrd,
I don't see any Nebraska surety bond requirements that would fall under your line of work.
With that said, you likely just need proper insurance coverage, which you can get details on from your P&C agent.
Comment by Michael Weisbrot — December 5, 2011 @ 10:49 am
I am a convicted felon and would like to start my own cleaning business. I would like to know how could I go about getting licensed and bonded. Please contact me with further information. My city and state is Minneapolis MN
Comment by Darryl — December 17, 2011 @ 2:06 pm
Darryl,
I'm assuming that you are mistaken and there is no actual license to file for, nor a bond requirement. With that said, you likely just need insurance coverage via a fidelity janitorial bond. You can try <a href="http://www.cnasurety.com” target=”_blank”>www.cnasurety.com for this, but the prior felony may prevent you from obtaining an approval.
Comment by Michael Weisbrot — December 19, 2011 @ 11:31 am
Hi my hubby is in the preparation stages of a mobile auto services and repair business. What would you reccomend as far as the "license and bonded" process is concerned.
Comment by tina — December 28, 2011 @ 8:34 pm
There are some states that require bonds of mechanics. Let me know where you live and I'll see if I can get you started on your research.
Comment by Michael Weisbrot — December 29, 2011 @ 3:17 pm
I’m. Trying to start up a welding and Fab service up in my home town wat kind of license and bond do i need in Mississippi
Comment by steven — January 3, 2012 @ 11:27 pm
Hi Steven,
It doesn't appear there are any MS bond requirements that apply to your line of work.
Comment by Michael Weisbrot — January 4, 2012 @ 10:36 am
I am looking to start a new bussinsess moving stuff for people. Mainly on the west coast, possible coast to coast. what type of bond do i need?
Comment by Dustin — January 13, 2012 @ 5:27 pm
Dustin,
You likely are not required to post a bond. However, you'll want to first start by checking surety bond requirements of states you plan on operating in.
Comment by Michael Weisbrot — January 16, 2012 @ 11:15 am
Where can I get licensed to clean businesses?
Comment by Julie Scott — January 18, 2012 @ 10:27 am
Julie,
You should not have to obtain a license for cleaning. However, you may want to look into a fidelity bond as insurance coverage. Try http://www.cnasurety.com They are cheap and accept applications direct from the public.
Comment by Michael Weisbrot — January 18, 2012 @ 11:24 am
I have a commercial and home remodleing business. I am licensed and looking to become bonded and insured so that I may do more work through the insurance companies of my clients. Is there a specific type of bond I need to purchase for this? Confused and want to make sure I make the right decision. Thank you for your help.
Comment by BusinessProfessional — January 23, 2012 @ 7:30 pm
It sounds like there is no requirement of a bond to be posted along with the license since you already have the license. A bond COULD be written on a per contract basis, but bonding companies won't be interested in writing small private jobs. They typically only have interest in public work and large private contracts.
Comment by Michael Weisbrot — January 24, 2012 @ 11:27 am
I AM A CERTIFIED CAREGIVER AND A CNA. I AM LOOKING TO DO SOME PRIVATE DUTY NON-MEDICAL HOME HEALTHCARE DO I NEED TO BE BONDED AND INSURED? AND IF SO WHERE CAN I GO TO GET THEM?
Comment by FAITH STYKE — January 25, 2012 @ 8:08 pm
I AM A CERTIFIED CAREGIVER AND A CNA. I AM LOOKING TO DO SOME PRIVATE DUTY NON-MEDICAL HOME HEALTHCARE DO I NEED TO BE BONDED AND INSURED? AND IF SO WHERE CAN I GO TO GET THEM?
Comment by FAITH STYKE — January 25, 2012 @ 8:34 pm
I want to start my own window cleaning business both comercial and residental, what kind of bond will I need?
Comment by Jacob — January 27, 2012 @ 3:42 pm
Im looking to start up a bouncer/jumphouse and treats(cotton candy,snowcones,etc) business in the next few months in Florida.I want to be licensed,insured and bonded. Florida is known as the SUE ME state, therefore I want all proper insurance etc. Where can I get or begin to look for this without having to hire a lawyer? Starting up a business finances low,but want to be insured,legal and right. Please and Thank you in advance to anyone who can offer me some type of assistance in this matter.
Comment by Andrea — January 29, 2012 @ 9:14 pm
Jacob,
You likely won't need a bond at all, just insurance.
Comment by Michael Weisbrot — January 31, 2012 @ 11:39 am
You'll want to contact a P&C insurance agent for coverage, but as far as licensing and bonding goes…the state does not have any such requirements.
Comment by Michael Weisbrot — January 31, 2012 @ 11:40 am